Payday Loans in Hurley, New York

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No payday loan companies in Hurley, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Terrance Grant & Co 112 N 2nd St, Olean, NY 14760 +1 (716) 372 - 0341
Niagara Regional Federal Credit Union 1285 Erie Ave, North Tonawanda, NY 14120 +1 (716) 694 - 7344
Cwynar, Farrow & Locke, CPAs 43 S Broad St, Norwich, NY 13815 +1 (607) 334 - 3838
American Multi Services 246 Central Ave, White Plains, NY 10606
Long Island Commercial Bank 1 E Suffolk Ave, Islandia, NY 11749 +1 (631) 348 - 1786
Niagara's Choice Federal Credit Union 260 West Ave, Lockport, NY 14094 +1 (716) 284 - 4110
Sterling National Bank 38 New Main St, Haverstraw, NY 10927 +1 (845) 942 - 3880
Amityville Payroll Service 1821 Brentwood Rd, Brentwood, NY 11717 +1 (631) 521 - 7855
Pioneer - Guilderland Branch 1883 Western Ave, Albany, NY 12203 +1 (518) 456 - 2670
Allegany First Federal Credit Union 27 W Main St, Fillmore, NY 14735 +1 (585) 567 - 4103

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hurley, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Islip, NY, Payday Loans in Ithaca, NY, Payday Loan Without a Credit Check in Jamestown, NY, Payday Loans in Lancaster, NY, Guaranteed Loans in Levittown, NY, Payday Loans in Long Beach, NY, Payday Loans in Manlius, NY and Payday Loans in Mount Vernon, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hurley, NY.

Beautiful sights of Hurley, NY

Payday Loans Available in Hurley, NY By The Following ZIP Codes:

12443

Are Payday Loans Legal In Hurley, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hurley, NY payday loan calculator

Everything You Need To Know About Payday Loans in Hurley, New York

Financial emergencies can happen to anyone, and sometimes, they require a quick solution. This is where payday loans come in handy. However, it is important to note that payday loans are illegal in the state of New York, including in Hurley. In this article, we will provide you with all the information you need to know about payday loans in Hurley, New York, including their legality, alternatives, and more.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are designed to help individuals cover unexpected expenses that arise between paydays, such as medical bills or car repairs. Payday loans usually come with high-interest rates and fees, making them a costly borrowing option.

Payday Loans Are Prohibited In New York

It is important to note that payday loans are illegal in the state of New York, including in Hurley. The state has implemented strict regulations to protect consumers from predatory lending practices, and as a result, payday lending is prohibited.

If you are in need of quick cash, there are other borrowing options available to you, such as personal loans, credit cards, and credit union loans. While these options may come with different requirements and interest rates, they are legal and can be a safer alternative to payday loans.

Important Facts About Payday Loans in Hurley, New York

  • Payday loans are illegal in Hurley, New York.
  • The state of New York has implemented strict regulations to protect consumers from predatory lending practices.
  • Personal loans, credit cards, and credit union loans are legal borrowing options in New York.

Apply Now

If you are looking for a fast and easy way to connect with potential lenders, you can fill out an online application on our website. TheGuaranteedLoans is a connector service that helps match you with lenders who may be able to meet your financial needs. It is important to note that we are not a direct lender, and we do not make credit decisions. Our service is completely free, and there is no obligation to accept any loan offer.

Whether you are looking for a personal loan, a credit union loan, or another borrowing option, TheGuaranteedLoans can connect you with potential lenders who may be able to help. Apply now and take the first step towards getting the cash you need.

Conclusion

While payday loans may seem like an easy solution to financial emergencies, they come with high-interest rates and fees, and they are illegal in Hurley, New York. It is important to explore legal borrowing options, such as personal loans, credit cards, and credit union loans, and to use caution when seeking out lenders. Remember, TheGuaranteedLoans can connect you with potential lenders who may be able to meet your financial needs, so apply now and take the first step towards getting the cash you need.

Interesting Facts About Payday Loans in the US

  • Payday loans are legal in some states, such as Alabama, Florida, and Texas.
  • The average payday loan borrower takes out eight loans per year, with a total of $375 per loan.
  • Payday loans affect low-income communities disproportionately, with lenders targeting these areas.
  • Payday loans can lead to a cycle of debt, with borrowers taking out new loans to cover existing ones.
  • The Consumer Financial Protection Bureau (CFPB) has implemented new rules to protect consumers from predatory lending practices.

F.A.Q.

Are payday loans legal in Hurley, New York?

No, payday loans are not legal in Hurley, New York. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Hurley, New York?

Taking out a payday loan in Hurley, New York is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.