Payday Loans in Inlet, New York

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No payday loan companies in Inlet, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Bank, N.A. 1 S 1st St, Fulton, NY 13069 +1 (315) 592 - 4234
Saratoga National Bank 120 Hoosick St, Troy, NY 12180 +1 (518) 953 - 0109
CFSC Checks Cashed 5th Avenue 1316 5th Ave, New York, NY 10026 +1 (212) 369 - 2315
Chase Bank 204 W 1st St, Oswego, NY 13126 +1 (315) 343 - 9650
Marcus & Millichap 50 Main St 925, White Plains, NY 10606 +1 (914) 220 - 9730
FMS Advance 35 W 31st St 6, New York, NY 10001 +1 (646) 693 - 2936
Community Bank, N.A. 240 S Hamilton St, Painted Post, NY 14870 +1 (607) 936 - 2223
Ulster Savings Bank 2201 Main Street, US-44, Gardiner, NY 12525 +1 (845) 255 - 4262
Newbridge Capital Leasing 88 Sunnyside Blvd 210, Plainview, NY 11803 +1 (516) 592 - 6000
Riverside Credit Union 2853 Delaware Ave, Buffalo, NY 14217 +1 (716) 875 - 1747

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Inlet, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Warwick, NY, Payday Loans in Webster, NY, Payday Loan Companies in West Babylon, NY, Payday Loans in White Plains, NY, Payday Loans in Yonkers, NY, Bad Credit Loans in Albany, NY, Payday Loans in Babylon, NY and Payday Loans in Bay Shore, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Inlet, NY.

Beautiful sights of Inlet, NY

Payday Loans Available in Inlet, NY By The Following ZIP Codes:

13360

Are Payday Loans Legal In Inlet, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Inlet, NY payday loan calculator

Inlet, New York is a beautiful town nestled in the Adirondack Mountains. With a population of just over 300 people, it’s the perfect place to get away from the hustle and bustle of city life. However, one thing you won’t find in Inlet is payday lenders.

What are payday loans?

For those who may not be familiar with them, payday loans are short-term, high-interest loans that are typically due on the borrower’s next payday. These loans are marketed as a quick solution to financial emergencies, but they often come with hidden fees and interest rates that can be as high as 400%. This makes it all too easy for borrowers to fall into a cycle of debt, where they must take out additional loans just to make the payments on their previous loans.

Why are payday loans prohibited in New York?

New York has prohibited payday loans because the state’s usury laws cap interest rates at 25%. This means that payday lenders are unable to charge the exorbitant interest rates they typically require to make a profit. However, this doesn’t mean that people in New York are left without options.

Alternatives to payday loans in Inlet, New York

There are a variety of alternatives to payday loans in Inlet, New York. One option is to look into credit unions or community banks, which may offer short-term loans with more reasonable interest rates. Another option is to look into government programs like SNAP (Supplemental Nutrition Assistance Program) or HEAP (Home Energy Assistance Program), which can offer assistance with things like food or heating bills.

It’s also worth looking into organizations that offer financial counseling or assistance with budgeting, like the Consumer Credit Counseling Service or the National Foundation for Credit Counseling. These organizations can help you get your finances in order and avoid the need for short-term loans altogether.

Interesting facts and statistics about payday loans in New York

  • In 2019, New York’s Department of Financial Services took action against two payday lenders who were illegally providing loans to New York consumers.
  • A study by the New York Public Interest Research Group found that payday lenders in New York charged an average interest rate of 591% in 2018.
  • In 2010, New York’s Attorney General sued payday lenders Western Sky Financial and CashCall for charging exorbitant interest rates.

Apply now for a short-term loan

If you’re in need of a short-term loan in Inlet, New York, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we work with a variety of lenders to help you find the best loan for your needs.

It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. This means that we don’t make the lending decisions ourselves. However, we will work with you to facilitate the connection with potential lenders and help you get the loan you need.

Don’t let financial stress get the best of you. Apply now for a short-term loan and get the help you need to get back on your feet.

F.A.Q.

Are payday loans legal in Inlet, New York?

No, payday loans are prohibited in Inlet, New York.

What are the alternatives to payday loans in Inlet, New York?

Some options for short-term financial assistance in Inlet, New York include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.