Payday Loans in Ithaca, New York

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Payday Loan Companies in Ithaca, NY

Company nameAddressZip codePhone number
Alternatives Federal Credit Union 125 N Fulton St 14850 +1 (607) 273 - 4611
AutoZone Auto Parts 309 Elmira Rd 14850 +1 (607) 272 - 7096
Brendan Burns, Movement Mortgage 528 W Green St 14850 +1 (607) 768 - 5222
CFCU Community Credit Union 1030 Craft Rd 14850 +1 (607) 257 - 8500
CFCU Community Credit Union 409 N Meadow St 14850 +1 (607) 275 - 3322
CFCU Community Credit Union - Cornell Branch 15 Central Ave 14853 +1 (607) 257 - 8500
CFCU Community Credit Union - East Hill Branch 1022 Ellis Hollow Rd 14850 +1 (607) 257 - 8500
CFCU Community Credit Union - Ithaca College Branch Ithaca College, 953 Danby Rd Hall Rm 328-329 14850 +1 (607) 257 - 8500
CFCU Community Credit Union - Meadow Street Branch 409 N Meadow St 14850 +1 (607) 257 - 8500
CFCU Community Credit Union - Mortgage Office 1050 Craft Rd 14850 +1 (607) 257 - 8500
CFCU Community Credit Union - Transformation Center Branch 202 E State St 14850 +1 (607) 257 - 8500
CFCU Community Credit Union - Triphammer Branch 99 Sheraton Dr 14850 +1 (607) 257 - 8500
Chase Bank 301 E State St Ste 2 14850 +1 (607) 645 - 3119
Chemung Canal Trust Company 909 Hanshaw Rd 14850 +1 (607) 257 - 2194
Chemung Canal Trust Company 304 Elmira Rd 14850 +1 (607) 272 - 2407
Citizens Bank Supermarket Branch 710 S Meadow St 14850 +1 (607) 277 - 8500
Comfort Keepers Ithaca 1301 Trumansburg Rd Suite F 14850 +1 (607) 272 - 0444
Community Bank, N.A. 200 E Buffalo St 101B 14850 +1 (607) 272 - 4880
Elmira Savings Bank 2300 N Triphammer Rd 14850 +1 (607) 257 - 8808
Financial Designs Wealth Strategies 950 Danby Rd 230 14850 +1 (607) 257 - 4645
First Priority Mortgage Inc 2333 N Triphammer Rd 101 14850 +1 (607) 257 - 6767
Ithaca Neighborhood Housing Services INHS 115 W Clinton St 14850 +1 (607) 277 - 4500
Jackson Hewitt Tax Service 135 Fairgrounds Memorial Pkwy 14850 +1 (607) 229 - 1403
KeyBank 2315 N Triphammer Rd 14850 +1 (607) 257 - 3122
M&T Bank 118 N Tioga St 14850 +1 (607) 274 - 8948
M&T Bank 2248 N Triphammer Rd 14850 +1 (607) 257 - 2224
Maguire Family of Dealerships 370 Elmira Rd 14850 +1 (607) 257 - 1515
Merrill Lynch Wealth Management 235 S Cayuga St 14850 +1 (607) 254 - 2030
Merrill Lynch Wealth Management Advisor Julia C Gorman 235 S Cayuga St 14850 +1 (607) 277 - 6670
MoneyGram 625 W Clinton St 1 14850 +1 (607) 273 - 3647
Raymond James Financial Services 106 E Court St 14850 +1 (607) 273 - 7900
Sciarabba Walker & Co., LLP 410 E Upland Rd 14850 +1 (607) 272 - 5550
Stewart Title Company 310 N Aurora St 14850 +1 (607) 272 - 6644
Suzanne Aigen - Prudential Financial 202 E State St 406 14850 +1 (607) 277 - 0433
The Becker-Well Agency, Inc. 903 Hanshaw Rd 14850 +1 (607) 257 - 1003
TIAA Financial Services 131 E Green St Suite 4 14850 +1 (866) 842 - 3517
Tompkins Trust Co 1012 Ellis Hollow Rd 14850 +1 (607) 277 - 2561
Walmart Money Center 131 Fairgrounds Memorial Pkwy 14850 +1 (607) 277 - 4510

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ithaca, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jamestown, NY, Payday Loans in Lancaster, NY, Payday Loans in Levittown, NY, Same Day Loans in Long Beach, NY, Payday Loans in Manlius, NY, Payday Loans in Mount Vernon, NY, Payday Loans in New City, NY and Payday Loans in New Rochelle, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ithaca, NY.

Beautiful sights of Ithaca, NY

Payday Loans Available in Ithaca, NY By The Following ZIP Codes:

14852, 14853, 14851, 14850

Are Payday Loans Legal In Ithaca, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Ithaca, NY payday loan calculator

Introduction to Payday Loans in Ithaca, New York

Payday loans have become increasingly popular in recent years as a quick and easy way to obtain short-term cash. Unfortunately, payday lending, including payday loans and title loans, is prohibited in New York State. However, there are still some options available to residents of Ithaca, New York who are in need of short-term loan funds. In this article, we’ll discuss some of these options and provide some tips on how to choose the right one.

Alternatives to Payday Loans in Ithaca, New York

The good news is that there are several alternatives to payday loans in Ithaca, New York. These alternatives include:

  • Credit Unions: Credit unions are not-for-profit financial institutions that are often more customer friendly than traditional banks. Credit unions are great because they offer lower rates and fees, as well as flexible repayment plans. Credit union members may also be able to get an unsecured loan, which does not require collateral.
  • Online Lenders: Online lenders offer short-term loans with no credit check and can usually fund loans more quickly than traditional banks. Be sure to compare fees and interest rates when selecting an online lender, as terms can vary significantly from lender to lender.
  • Pawn Shops: Pawn shops offer short-term loans which require collateral in the form of jewelry, electronics, or other items of value. The interest rates on these loans can be quite high, so you should make sure that you are able to pay back the loan before taking one out.
  • Title Loans: Title loans use the borrower’s car title as collateral. These loans typically have high interest rates, so it is important to make sure that you are able to pay back the loan before taking out a title loan. Additionally, if you default on the loan, you could lose your vehicle.
  • Personal Loans: Personal loans can be obtained from banks and credit unions for amounts up to $50,000. These loans typically require a credit check but can offer lower interest rates and terms than other types of loans. The repayment period can range from a few months to several years.

Choosing the Right Loan Option in Ithaca, New York

When choosing the right loan option in Ithaca, New York, it’s important to consider the following factors:

  • Purpose of Loan: Before taking out a loan, it’s important to consider what the loan will be used for. Different types of loans can have different terms and interest rates, so it’s important to find the right loan for your particular needs.
  • Interest Rate: Interest rates on loans can vary significantly from lender to lender. It’s important to compare interest rates and fees when choosing the right loan.
  • Repayment Terms: Different loans may have different repayment terms. Short-term loans often have shorter repayment periods, while longer-term loans may have longer repayment periods. It’s important to select a loan with a repayment term that fits your budget.
  • Collateral Requirements: Some types of loans, such as pawn shop loans and title loans, require collateral. It’s important to understand the requirements of the loan before taking one out.

FAQs About Payday Loans in Ithaca, New York

Q: Are payday loans legal in Ithaca, New York?

A: No, payday loans are not legal in New York State. However, there are several alternatives available to residents of Ithaca, New York who are in need of short-term loan funds.

Q: What types of loans are available in Ithaca, New York?

A: There are several alternatives to payday loans available in Ithaca, New York, including credit unions, online lenders, pawn shops, title loans, and personal loans.

Q: What should I consider when selecting a loan option?

A: When selecting a loan option, it’s important to consider the purpose of the loan, the interest rate, the repayment terms, and the collateral requirements.

Apply Now

If you’re looking for a loan in Ithaca, New York, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who offer various loan options. Start your application today and let us help you find the loan that best suits your needs.

More F.A.Q.

Why are payday loans illegal in Ithaca, New York?

Payday loans are illegal in Ithaca, New York because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Ithaca, New York?

in Ithaca, New York, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.

How Many Cash Advance Companies are in Ithaca, NY?

With the help of our service, you will be able to find 38 cash advance companies in Ithaca, NY

What Cash Advance Companies in Ithaca, NY are the most popular?

You should check CFCU Community Credit Union, Chemung Canal Trust Company, and M&T Bank. Also, you can start your application online on our website.