Payday Loans in Jefferson, New York

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No payday loan companies in Jefferson, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples Security Bank & Trust Company 1026 Conklin Rd, Conklin, NY 13748 +1 (607) 722 - 2114
C&N 3 Main St, Canisteo, NY 14823 +1 (607) 698 - 4295
Community Bank, N.A. 21 W Main St, Cuba, NY 14727 +1 (585) 968 - 2265
RiteCheck 1264 Amsterdam Ave, New York, NY 10027 +1 (718) 665 - 0778
KeyBank 138 Albany St, Cazenovia, NY 13035 +1 (315) 951 - 3001
CFCU Community Credit Union - Port Watson Branch 182 Port Watson St, Cortland, NY 13045 +1 (607) 257 - 8500
Big Apple Pawnbroker 11548 Sutphin Blvd, Jamaica, NY 11434 +1 (718) 659 - 4900
Chase Bank 49 N Franklin St, Hempstead, NY 11550 +1 (516) 489 - 4801
Chemung Canal Trust Company 127 Court St, Binghamton, NY 13901 +1 (607) 771 - 6874
PAYOMATIC 1075 Broadway, Brooklyn, NY 11221 +1 (718) 574 - 0046

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jefferson, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Brookhaven, NY, 24-Hour Loan in Brooklyn, NY, Payday Loans in Buffalo, NY, Payday Loans in Carmel, NY, Payday Loan Without a Credit Check in Centereach, NY, Payday Loans in Central Islip, NY, Payday Loans in Cicero, NY and Short-term Loans in Clarence, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jefferson, NY.

Beautiful sights of Jefferson, NY

Payday Loans Available in Jefferson, NY By The Following ZIP Codes:

12093

Are Payday Loans Legal In Jefferson, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Jefferson, NY payday loan calculator

Jefferson, New York is a small town in the northern part of the state. While it may be a beautiful place to live, it can be difficult for people to find the financial help they need when they’re facing an emergency situation. One option that’s often considered is payday loans. Unfortunately, these types of loans are illegal in New York State, including Jefferson. In this article, we’ll discuss why payday loans are prohibited, what alternative options residents of Jefferson have, and how TheGuaranteedLoans can help you connect with lenders that align with your financial needs.

Why are payday loans prohibited in New York State?

Payday loans are prohibited in New York State due to the high interest rates and fees associated with them. These types of loans are often marketed to people who are in a tough financial spot and need cash quickly. However, the fees and interest rates associated with these loans can make it extremely difficult to pay them back on time, leading many people into a cycle of debt and financial distress.

Alternative options for Jefferson residents

For residents of Jefferson who are in need of financial assistance, there are several alternative options available. One option is to reach out to traditional lenders such as banks or credit unions. While this may take a bit longer to secure, the interest rates and fees associated with these types of loans are usually lower and more manageable. Another option is to seek out assistance from local charities or non-profits that offer financial support in emergency situations.

TheGuaranteedLoans – Connecting you with potential lenders

If you’re a resident of Jefferson in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders that align with your specific financial needs. It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service designed to help people find the help they need.

At TheGuaranteedLoans, we believe in providing transparent and reliable information to help you make informed decisions about your finances. We understand that life can be unpredictable, and unexpected expenses can arise at any time. While payday loans may be tempting due to their quick turnaround time, the potential financial burden they can cause is simply not worth it.

Interesting facts about Payday loans in Jefferson, New York

  • Payday loans have been illegal in New York State since 2009.
  • New York State caps interest rates on small loans at 16%, making it difficult for payday lenders to operate legally.
  • The average interest rate on a payday loan in the United States is 400%, making it difficult to pay back the loan on time.

Apply Now

If you’re a resident of Jefferson in need of financial assistance, we encourage you to fill out an online application on TheGuaranteedLoans website. Our application process is quick and easy, and we’ll do our best to connect you with potential lenders that align with your financial needs. Remember, payday loans are illegal in New York State, but there are other options available to help you through tough financial situations.

F.A.Q.

Can a payday loan company report me to a credit bureau in Jefferson, New York?

No, a payday loan company cannot report you to a credit bureau in Jefferson, New York because these loans are illegal in the state.

Can a payday loan company take me to court in Jefferson, New York?

No, a payday loan company cannot take you to court in Jefferson, New York because these loans are illegal in the state.