Payday Loans in Johnson, New York

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No payday loan companies in Johnson, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
ez business capital 300 Wheeler Rd, Hauppauge, NY 11788 +1 (866) 270 - 1212
Cattaraugus County Bank 550 Broad St, Salamanca, NY 14779 +1 (716) 945 - 4350
Canandaigua National Bank & Trust 8633 Main St, Honeoye, NY 14471 +1 (585) 229 - 5147
NBT Bank of Sharon Springs 105 Main St #1, Sharon Springs, NY 13459 +1 (518) 284 - 2231
NBT Bank of Oswego (East) 161 NY-104, Oswego, NY 13126 +1 (315) 342 - 6272
ITI Strategies, Inc. 994 Main St, Peekskill, NY 10566 +1 (914) 734 - 2800
Pioneer - Clifton Park West Branch 1208 NY-146, Clifton Park, NY 12065 +1 (518) 373 - 1052
Page Ave Check Cashing 960 Bloomingdale Rd, Staten Island, NY 10309 +1 (718) 356 - 6700
Wells Fargo Home Mortgage 701 Westchester Ave, West Harrison, NY 10604 +1 (914) 285 - 1440
Neighborhood Trust Federal Credit Union 1112 St Nicholas Ave, New York, NY 10032 +1 (212) 740 - 0900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Johnson, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Smithtown, NY, Payday Loans in Southampton, NY, Payday Loan Without a Credit Check in Spring Valley, NY, Payday Loan Without a Credit Check in Staten Island, NY, Emergency Loan in Syracuse, NY, Guaranteed Loans in Troy, NY, Payday Loans in Uniondale, NY and Payday Loans in Utica, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Johnson, NY.

Beautiful sights of Johnson, NY

Are Payday Loans Legal In Johnson, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Johnson, NY payday loan calculator

Welcome to TheGuaranteedLoans, a trusted online resource for payday loans and title loans. Today, we want to provide valuable information on the topic of payday loans in Johnson, New York. Please note that payday loans are currently prohibited in New York state.

What are payday loans?

Payday loans are short-term loans that allow borrowers to gain quick access to cash with minimal formalities. Typically, these loans are due on the borrower’s next payday, hence the name “payday loans.” They are often marketed as a convenient way to cover unexpected expenses or bridge the financial gap until the borrower’s next paycheck. However, they can come with high fees and interest rates.

Payday loans in Johnson, New York

The state of New York has strict regulations in place that prohibit payday lending. This means that it is illegal for lenders to offer payday loans to residents of Johnson or any other city in the state of New York. This also means that there are no licensed payday lenders operating in Johnson, New York.

If you live in Johnson and are in need of short-term financing, you may want to consider other options, such as personal loans, credit cards, or a line of credit from your bank. These options may have lower interest rates and more favorable terms than payday loans.

Interesting facts about payday loans in New York

  • New York state has one of the strictest regulations in the country regarding payday lending.
  • The state caps the interest rate on loans at 25% APR, effectively making payday loans unprofitable and unfeasible.
  • New York successfully sued several payday lenders for violating the state’s lending laws and forced them to pay sizable settlements.
  • The state’s Department of Financial Services warns consumers about the risks associated with payday loans and strongly advises against using them.

Applying for loans at TheGuaranteedLoans

Although payday loans are illegal in New York state, TheGuaranteedLoans provides a valuable service for people seeking short-term financing. Our online service connects consumers with a network of lenders who may be able to provide personal loans, installment loans, or other forms of financing that may meet their needs.

If you are in need of short-term financing, simply fill out our online application. We will match your application with lenders who may be able to provide financing. The process is quick, easy, and confidential.

It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions or determine interest rates. Instead, we facilitate your connection with potential lenders who may be able to provide the financing you need.

Apply now for short-term financing with TheGuaranteedLoans.

Thank you for choosing TheGuaranteedLoans for your financial needs. We strive to provide valuable information and connect consumers with reputable lenders. If you have any questions or concerns, please don’t hesitate to contact us.

F.A.Q.

How do I know if a lender is offering illegal payday loans in Johnson, New York?

Lenders offering illegal payday loans in Johnson, New York may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Johnson, New York?

If you have taken out an illegal payday loan in Johnson, New York, you can contact the New York State Department of Financial Services to report the lender and seek assistance in resolving the issue.