Payday Loans in Little Neck, New York

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No payday loan companies in Little Neck, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Cash Enterprise 616 4th Ave, Brooklyn, NY 11215 +1 (718) 499 - 3352
Southern Tier Auto Center 13008 Dowd Rd, Springville, NY 14141 +1 (716) 592 - 2150
Teachers Federal Credit Union 6257 NY-25A, Wading River, NY 11792 +1 (631) 698 - 7000
Community Bank, N.A. 41 Harden Blvd, Camden, NY 13316 +1 (315) 245 - 4200
NBT Bank One West St, Edmeston, NY 13335 +1 (607) 965 - 8636
Community Bank, N.A. 70 Fall St, Seneca Falls, NY 13148 +1 (315) 568 - 5821
Bethpage Federal Credit Union Philips Plaza Shopping Center, 613 Sunrise Hwy, Lynbrook, NY 11563 +1 (800) 628 - 7070
Orange Bank & Trust Company 254 S Main St 110, New City, NY 10956 +1 (845) 639 - 1000
NBT Bank 6563 Weighlock Dr, East Syracuse, NY 13057 +1 (315) 437 - 2546
Marathon Financial Advisors 6319 Fly Rd 1, East Syracuse, NY 13057 +1 (315) 446 - 5797

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Little Neck, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bay Shore, NY, Payday Loans in Binghamton, NY, Payday Loans in Brentwood, NY, 24-Hour Loan in Brookhaven, NY, Payday Loan Without a Credit Check in Brooklyn, NY, Payday Loans in Buffalo, NY, Emergency Loan in Carmel, NY and Payday Loan for Centereach, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Little Neck, NY.

Beautiful sights of Little Neck, NY

Payday Loans Available in Little Neck, NY By The Following ZIP Codes:

11362, 11363

Are Payday Loans Legal In Little Neck, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Little Neck, NY payday loan calculator

Welcome to TheGuaranteedLoans! We are a connector service that can facilitate your connection with potential lenders efficiently. Today, we’re going to discuss payday loans in Little Neck, New York. Even though payday loans are prohibited in New York, it is still essential to know about such loans and their regulations.

What are payday loans?

Payday loans are short-term, high-interest loans that rely on the borrower’s income and employment status. These loans usually come with high-interest rates and fees that make them hard to pay back, often leading to a cycle of debt. Payday loans are generally for small amounts, but the risks associated with them can be significant.

Are payday loans legal in Little Neck, New York?

No, payday loans are illegal in New York. The state has strict usury and small-loan laws that prohibit lenders from charging more than 25% interest per year or lending less than $5,000 without a state license.

Why are payday loans banned in New York?

New York has enacted laws to protect its citizens from the debt trap associated with payday loans. Payday loans’ high-interest rates can lead to a cycle of debt that borrowers find challenging to break free from. By banning payday loans, New York prevents predatory lenders from exploiting vulnerable borrowers.

What are the alternatives to payday loans in Little Neck, New York?

There are several alternatives to payday loans in Little Neck, New York:

  • Credit unions: Credit unions offer low-interest loans to their members.
  • Banks: Banks provide personal loans to their customers at lower rates than payday lenders.
  • Friends and family: Borrowing from friends and family is often a better alternative to payday loans.

Here are some interesting facts and statistics about payday loans in Little Neck, New York:

  • Payday loans are illegal in New York: New York law prohibits payday loans from being offered to borrowers within the state.
  • New York caps interest rates: The maximum interest rate for loans under $250,000 in New York is 16% per year.
  • New York has strict loan requirements: Lenders in New York must be licensed and comply with state regulations.

Apply now for a loan today!

At TheGuaranteedLoans, we can help you connect with potential lenders that offer personal loans in Little Neck, New York. We are a connector service, not a direct lender, and we will facilitate your loan application process by connecting you with potential lenders who can provide you with a loan that suits your specific needs. Fill out our online application today and get started now!

Remember, payday loans are illegal in New York, but several alternatives are available to you. If you’re in a financial emergency, consider contacting friends and family or opting for a personal loan from a reputable lender. Avoid predatory lenders who seek to exploit your vulnerabilities and trap you in a cycle of debt.

Thank you for considering TheGuaranteedLoans for your financial needs!

F.A.Q.

How do I know if a lender is offering illegal payday loans in Little Neck, New York?

Lenders offering illegal payday loans in Little Neck, New York may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Little Neck, New York?

If you have taken out an illegal payday loan in Little Neck, New York, you can contact the New York State Department of Financial Services to report the lender and seek assistance in resolving the issue.