Payday Loans in Malden-on-Hudson, New York

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No payday loan companies in Malden-on-Hudson, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of America with Drive-thru services 9 N Main St, Pittsford, NY 14534 +1 (585) 586 - 7934
Curthoys CPA 6938 U.S. 9, Rhinebeck, NY 12572 +1 (845) 876 - 7811
Par Finance Corporation 101 S Salina St 1020, Syracuse, NY 13202 +1 (315) 476 - 7000
KeyBank 2 Franklin Ave, Clinton, NY 13323 +1 (315) 853 - 6134
Atrium Funding Corporation 290 Broadhollow Rd # 301, Melville, NY 11747 +1 (631) 427 - 7801
M&T Bank 389 Halstead Ave, Harrison, NY 10528 +1 (914) 835 - 0500
Neal Business Funding 5620 Business Ave 3, Cicero, NY 13039 +1 (315) 699 - 4703
KeyBank 2938 U.S. 9, Valatie, NY 12184 +1 (518) 618 - 4083
Sterling National Bank 361 Sunrise Hwy, Patchogue, NY 11772 +1 (631) 654 - 0100
Reliant Credit Union 10 Benton Pl, Sodus, NY 14551 +1 (800) 724 - 9282

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Malden-on-Hudson, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lancaster, NY, Payday Loans in Levittown, NY, Same Day Loans in Long Beach, NY, Payday Loans in Manlius, NY, Payday Loan Companies in Mount Vernon, NY, Bad Credit Loans in New City, NY, Payday Loans in New Rochelle, NY and Short-term Loans in New York, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Malden-on-Hudson, NY.

Beautiful sights of Malden-on-Hudson, NY

Payday Loans Available in Malden-on-Hudson, NY By The Following ZIP Codes:

12453

Are Payday Loans Legal In Malden-on-Hudson, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Malden-on-Hudson, NY payday loan calculator

Understanding Payday Loans in Malden-on-Hudson, New York

For those who are facing a financial emergency, payday loans can seem like a lifesaver. However, it’s important to understand that in New York, payday loans are prohibited. This means that if you are in Malden-on-Hudson, New York, you cannot legally obtain a payday loan.

What are Payday Loans?

A payday loan is a type of short-term loan that is typically due on your next payday. These loans are designed to help individuals cover unexpected expenses before they receive their next paycheck. The loans are usually small in amount and have high interest rates and fees.

Why are Payday Loans Prohibited in New York?

There are a number of reasons why payday loans are prohibited in New York. One of the main reasons is that the interest rates and fees associated with these loans can be incredibly high. This can leave borrowers in a cycle of debt that can be difficult to escape.

Another reason why payday loans are prohibited in New York is that they can often target vulnerable individuals who are in a desperate financial situation. By targeting these individuals with high-interest loans, lenders are able to take advantage of their situation and make a profit.

What are the Alternatives to Payday Loans in Malden-on-Hudson, New York?

If you are in need of cash before your next paycheck, there are a number of alternatives to payday loans that you can explore. One option is to consider a personal loan from a local bank or credit union. These loans typically have lower interest rates and fees than payday loans.

Another option is to reach out to local charities or non-profit organizations. These organizations can often provide assistance with food, shelter, and other basic needs. You can also explore local government assistance programs to see if you qualify for any type of financial help.

Interesting Facts and Statistics

– New York State caps interest rates on loans at 25%, making payday loans illegal in the state.
– In 2018, the average annual percentage rate (APR) on a payday loan in the United States was 400%.
– According to the Consumer Financial Protection Bureau, the majority of payday loan borrowers end up renewing or rolling over their loans, which can lead to a cycle of debt.

Apply Now

If you find yourself in need of a loan, TheGuaranteedLoans can connect you with potential lenders who may be able to help. Our online application is easy to use and our service is free. Please keep in mind that we are not a direct lender and do not provide loans ourselves. However, our service can help you find a lender who may be able to provide you with the funds you need.

Conclusion

Payday loans can seem like a quick and easy solution to a financial emergency. However, if you are in Malden-on-Hudson, New York, it’s important to remember that these loans are prohibited in the state. Instead, explore alternative options like personal loans or local assistance programs to help you get the funds you need. And if you decide to apply for a loan, TheGuaranteedLoans can help connect you with potential lenders.

F.A.Q.

Can I take out a payday loan online in Malden-on-Hudson, New York?

No, even if the lender is located outside of New York, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Malden-on-Hudson, New York?

No, it is illegal to use a payday loan from another state in Malden-on-Hudson, New York.