Payday Loans in Manlius, New York

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Payday Loan Companies in Manlius, NY

Company nameAddressZip codePhone number
Americu Credit Union 315 Fayette St 13104
Chase Bank 329 Fayette St 13104 +1 (315) 682 - 4170
Chase Mortgage 329 Fayette St 13104 +1 (315) 682 - 4170
Geddes Federal Savings & Loan Association 240 W Seneca St 13104 +1 (315) 468 - 6281
Howard Hanna Manlius 102 W Seneca St 110 13104 +1 (315) 682 - 9500
KeyBank 7670 Highbridge Rd 13104 +1 (315) 692 - 0329
M&T Bank 204 Fayette St 13104 +1 (315) 682 - 5573
NBT Bank 8250 Cazenovia Rd 13104 +1 (315) 682 - 3171
NBT Bank of Manlius 8250 Cazenovia Rd 13104 +1 (315) 682 - 3171
Secny Federal Credit Union 115 Fayette St 13104 +1 (315) 682 - 1174

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Manlius, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mount Vernon, NY, Payday Loans in New City, NY, No Credit Check Loans in New Rochelle, NY, No Credit Check Loans in New York, NY, Payday Loans in Niagara Falls, NY, Payday Loans in North Tonawanda, NY, Payday Loans in Oceanside, NY and Short-term Loans in Ossining, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Manlius, NY.

Beautiful sights of Manlius, NY

Payday Loans Available in Manlius, NY By The Following ZIP Codes:

13104

Are Payday Loans Legal In Manlius, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Manlius, NY payday loan calculator

Payday Loans in Manlius, New York

Manlius, New York is a great place to live and work, however, when it comes to getting a payday loan in this part of the United States, residents of the city are out of luck. Payday loans are prohibited in the state of New York, so there is currently no way to obtain a legitimate payday loan within the city limits.

What are Payday Loans?

Payday loans are short-term cash advances offered by lenders that can help borrowers make ends meet during a financial pinch. These loans typically range from $100 to $1,000 and are designed for people who are experiencing an unexpected financial emergency, like an unexpected medical bill or car repair. They are typically used to bridge the gap between paychecks or other sources of income.

Unlike other types of loans, which require credit checks and long application processes, payday loans are often much faster and easier to get. Borrowers usually don’t have to provide collateral or fill out lengthy applications. Instead, they simply need to provide proof of income, a valid bank account, and valid identification.

Why are Payday Loans Prohibited in New York?

Payday loans are prohibited in New York due to the high interest rates they typically carry. In New York, the maximum interest rate allowed is 16%, but payday lenders typically charge much higher interest rates—sometimes as much as 400%. This can leave borrowers drowning in debt that they can’t pay back, leading to a cycle of financial hardship and debt.

In an effort to protect consumers from the exploitative practices of payday lenders, the state of New York has prohibited payday loans. This means that those in need of quick cash in Manlius, New York, cannot turn to payday loans to get the money they need.

What Alternatives are Available?

Although payday loans are prohibited in New York, there are several other options available to those who are in need of short-term cash. These include personal loans, installment loans, and credit cards.

Personal Loans – Personal loans are a great option for those who are looking for extra cash. Unlike payday loans, personal loans are typically unsecured, meaning no collateral is needed. They also have lower interest rates than payday loans, and repayment terms can be more flexible. Personal loans can also be used for a variety of purposes, including home repairs, medical expenses, or debt consolidation.

Installment Loans – Installment loans are similar to personal loans, except that they are usually secured, meaning collateral is required. Interest rates tend to be lower than with payday loans, and the repayment terms are typically more flexible. Installment loans can be used for a variety of purposes, including home improvements, medical expenses, or debt consolidation.

Credit Cards – Credit cards can be a great option for those who need short-term cash, as they often come with low introductory interest rates and no fees. Be sure to pay off the balance in full when you can, as high interest rates can quickly add up if you don’t.

Apply Now

At TheGuaranteedLoans, we connect borrowers with lenders in the Manlius, New York area who can provide the money they need. We are not a lender, so we won’t be able to provide you with a payday loan—but we can provide you with options that are similarly convenient and cost-effective. Just fill out our easy online application and we’ll work to find you a loan that fits your needs.

Frequently Asked Questions

  • Can I get a payday loan in Manlius, New York?No, payday loans are prohibited in the state of New York. However, there are alternative options available, such as personal loans, installment loans, and credit cards.
  • Where can I find an alternative loan in Manlius, New York?TheGuaranteedLoans can help you find a loan in the Manlius area. We provide borrowers with access to lenders who provide a variety of loan products, including personal loans, installment loans, and credit cards.
  • Is TheGuaranteedLoans a lender?No, TheGuaranteedLoans is not a lender. We are a company that connects borrowers with lenders who can offer them the money they need.
  • Do I need collateral to get a loan through TheGuaranteedLoans?No, you do not need collateral to get a loan through TheGuaranteedLoans. Some lenders may require collateral depending on the type of loan and the amount of money you are borrowing.

More F.A.Q.

Can a payday loan company garnish my wages in Manlius, New York?

No, a payday loan company cannot garnish your wages in Manlius, New York because these loans are illegal in the state.

Can a payday loan company repossess my property in Manlius, New York?

No, a payday loan company cannot repossess your property in Manlius, New York because these loans are illegal in the state.

How Many Cash Advance Companies are in Manlius, NY?

With the help of our service, you will be able to find 10 cash advance companies in Manlius, NY

What Cash Advance Companies in Manlius, NY are the most popular?

You should check Americu Credit Union, Chase Bank, and Chase Mortgage. Also, you can start your application online on our website.