Payday Loans in Mecklenburg, New York

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No payday loan companies in Mecklenburg, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Evans Bank 4979 Transit Rd 4617, Depew, NY 14043 +1 (716) 681 - 0400
Citizens Bank 6708 U.S. 9, Rhinebeck, NY 12572 +1 (845) 876 - 2024
The Summit Federal Credit Union 665 Moseley Rd, Fairport, NY 14450 +1 (800) 836 - 7328
Prudent Lenders 50 Beaver St, Albany, NY 12207 +1 (800) 495 - 0887
Niagara Falls Teachers FCU 6040 Lindbergh Ave, Niagara Falls, NY 14304 +1 (716) 285 - 5569
Solvay Bank 7421 Oswego Rd, Liverpool, NY 13090 +1 (315) 457 - 7301
Village Check Cashing 21856 Hempstead Ave, Jamaica, NY 11429 +1 (718) 454 - 1500
Arbor Commercial 49 W 45th St, New York, NY 10036 +1 (212) 389 - 6565
Kevin Marin - Raymond James 951 NY-146, Clifton Park, NY 12065 +1 (518) 783 - 6809
ROK Financial 3500 Sunrise Hwy Building 100 Suite 201, Great River, NY 11739 +1 (833) 337 - 6534

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mecklenburg, NY, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Freeport, NY, Bad Credit Loans in Guilderland, NY, Payday Loans in Hamburg, NY, Payday Loan Companies in Haverstraw, NY, Payday Loans in Hempstead, NY, Online Loans in Henrietta, NY, No Credit Check Loans in Hicksville, NY and Payday Loan Without a Credit Check in Huntington, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mecklenburg, NY.

Are Payday Loans Legal In Mecklenburg, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Mecklenburg, NY payday loan calculator

Payday Loans in Mecklenburg, New York: Know Your Options

If you’re living paycheck to paycheck in Mecklenburg, New York, it can be tempting to turn to payday loans for quick cash. However, it’s important to know that payday lending is prohibited in New York due to the high risk of predatory lending and debt traps. This means you won’t find any storefront locations offering payday loans in Mecklenburg or anywhere else in the state.

Despite the prohibition, there are still alternatives available if you’re in need of cash. Here are some of your options:

Credit Unions

Credit unions are not-for-profit financial institutions that typically offer lower-interest loans compared to traditional banks. If you’re in need of cash, check with a credit union in Mecklenburg to see if they offer short-term loans with reasonable interest rates.

Personal Loans

You may also be able to find a personal loan with a reasonable interest rate through an online lender. However, it’s important to do your research and compare offers to ensure you’re not falling into a debt trap with high fees and interest rates.

Government Assistance

If you’re struggling to make ends meet, there are government programs available to help. Contact your local Department of Social Services or visit their website to learn more about available assistance programs such as SNAP (Food Stamps), HEAP (Home Energy Assistance Program), and TANF (Temporary Assistance for Needy Families).

Credit Counseling

If you’re struggling with debt, credit counseling can be a valuable resource. Credit counselors can work with you to create a debt management plan, negotiate with creditors, and offer financial education and counseling services.

Interesting Facts About Payday Loans In Mecklenburg, New York:

  • The average payday loan amount in New York is $375.
  • Payday lenders are prohibited from operating in New York due to state law
  • The average annual percentage rate (APR) for payday loans can be over 400% in some states, making it nearly impossible to pay back the loan on time.

TheGuaranteedLoans: Connecting You With Potential Lenders

Although payday loans are not available in Mecklenburg, New York, TheGuaranteedLoans can still help connect you with potential lenders who offer short-term loans. As a loan connector service, we work with a network of lenders who specialize in personal loans and other types of lending.

If you’re in need of cash, you can apply for a loan online through our website. Our application process is quick and easy, and we only require basic information such as your name, contact information, and monthly income. Once you submit your application, we’ll work to connect you with potential lenders who may be able to offer you a suitable loan with reasonable interest rates and fees.

It’s important to note that we are not a direct lender and do not make lending decisions. However, we strive to connect our customers with reputable lenders who follow responsible lending practices.

Apply Now

If you’re seeking a personal loan in Mecklenburg, New York, TheGuaranteedLoans is here to help. Apply now and get access to a network of potential lenders who can help you get the cash you need without resorting to risky payday loans.

Note: All loans are subject to credit approval and may not be available in all states. Loan amounts, interest rates, and terms vary depending on the lender and your individual financial situation.

F.A.Q.

Can a payday loan company file a lawsuit against me in Mecklenburg, New York?

No, a payday loan company cannot file a lawsuit against you in Mecklenburg, New York because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Mecklenburg, New York?

Yes, there are federal laws that apply to payday loans in Mecklenburg, New York, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.