Payday Loans in Moira, New York

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No payday loan companies in Moira, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Chase Bank 991 Main St, Holbrook, NY 11741 +1 (631) 981 - 4261
GuardHill Financial 63 Main St 4, Southampton, NY 11968 +1 (631) 287 - 4522
Evans Bank 2800 Niagara Falls Blvd, Tonawanda, NY 14150 +1 (716) 504 - 1500
PCSB Bank - Mahopac Branch 150 US-6, Mahopac, NY 10541 +1 (845) 628 - 1313
Teachers Federal Credit Union 1360 Sunrise Hwy, Bay Shore, NY 11706 +1 (631) 698 - 7000
Suffolk Federal Credit Union 2 Enterprise Zone Dr Route 24, Riverhead, NY 11901 +1 (631) 924 - 8000
Neal Business Funding 5620 Business Ave 3, Cicero, NY 13039 +1 (315) 699 - 4703
Roslyn Savings Bank, a division of New York Community Bank 75 N Central Ave, Valley Stream, NY 11580 +1 (516) 599 - 0066
Gem Pawnbrokers 2199 Westchester Ave, Bronx, NY 10462 +1 (718) 684 - 3866
Mohican Financial Management, LLC 21 Railroad Ave 35, Cooperstown, NY 13326 +1 (607) 547 - 1357

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Moira, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Schenectady, NY, Payday Loans in Smithtown, NY, Payday Loans in Southampton, NY, Payday Loan Without a Credit Check in Spring Valley, NY, Payday Loans in Staten Island, NY, Online Loans in Syracuse, NY, Payday Loans in Troy, NY and Payday Loans in Uniondale, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Moira, NY.

Payday Loans Available in Moira, NY By The Following ZIP Codes:

12697, 12957

Are Payday Loans Legal In Moira, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Moira, NY payday loan calculator

Welcome to TheGuaranteedLoans, your trusted source for payday loan and title loan information. Today, we’ll be discussing the state of payday loans in Moira, New York. It’s important to note that payday loans are prohibited in New York State, but we still believe it’s important to inform our readers about payday lending and what to watch out for.

What are payday loans?

Payday loans are short-term loans typically offered for amounts under $500, with high interest rates and fees. They are designed to be repaid when the borrower receives their next paycheck. However, the high interest rates and fees often make it difficult for borrowers to repay the loan on time and they can end up in a cycle of debt.

Payday loans in Moira, New York

As previously mentioned, payday loans are prohibited in the state of New York. New York’s Department of Financial Services implemented regulations in 2013 that effectively banned payday lending in the state. There are no licensed payday lenders in Moira, New York, and any lender claiming to offer a payday loan in New York State is operating illegally.

What to watch out for

While it’s important to know that payday loans are illegal in New York State, it’s still possible for predatory lenders to attempt to take advantage of vulnerable borrowers. Be wary of lenders offering payday loans online or over the phone, especially if they are not licensed in New York. These lenders may be operating illegally and can charge very high interest rates and fees, sometimes even exceeding the legal limits in other states.

  • Be cautious of lenders who require upfront fees or payments before providing a loan.
  • Don’t provide personal information to lenders before verifying that they are a legitimate company.
  • Read the terms and conditions carefully before accepting a loan, including the interest rate and fees.
  • Avoid lenders who do not ask questions about your income, expenses, and ability to repay the loan.

Facts and statistics about payday loans in Moira, New York

  • Payday loans have been illegal in New York State since 2013.
  • New York’s Department of Financial Services implemented regulations that effectively banned payday lending in the state.
  • In 2018, the New York State Department of Financial Services sent cease and desist letters to 28 online lenders operating illegally in the state.

Apply Now

If you are in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders who offer a variety of loan options, such as personal loans and installment loans. We are not a direct lender, but rather a connector service that will help match you with a lender that meets your needs. Please note that our lenders will perform a credit check and may have different eligibility requirements. If you’re interested in applying, simply fill out our online application to get started.

Thank you for reading and we hope this information was helpful. Remember, always do your research and be cautious when it comes to payday loans and other high-interest loans.

F.A.Q.

Can I be arrested for taking out a payday loan in Moira, New York?

It is unlikely that a borrower would be arrested for taking out a payday loan in Moira, New York, as the focus of enforcement efforts is typically on the lenders, rather than the borrowers. However, borrowers who knowingly engage in illegal activities, such as providing false information to a lender or participating in a loan scheme, may face criminal charges.

Are there any other resources available to help me avoid predatory lending in Moira, New York?

Yes, there are several resources available to help consumers avoid predatory lending in Moira, New York, including the state's Consumer Financial Protection Bureau, the New York State Banking Department, and the New York City Department of Consumer Affairs.