Payday Loans in Mount Morris, New York

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No payday loan companies in Mount Morris, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank of Groton 161 Main St, Groton, NY 13073 +1 (607) 898 - 5871
Walmart Money Center 43 Stephenville St, Massena, NY 13662 +1 (315) 769 - 1072
Bayshore Check Cashing 2104 Union Blvd, Bay Shore, NY 11706 +1 (631) 665 - 4435
Syracuse Postal Credit Union 5640 E Taft Rd, Syracuse, NY 13212 +1 (315) 458 - 5550
Buffalo Service Credit Union 130 S Elmwood Ave 126, Buffalo, NY 14202 +1 (716) 842 - 1320
Bank of America with Drive-thru ATM 300 Merrick Rd, Lynbrook, NY 11563 +1 (516) 593 - 8015
Adirondack Regional Federal Credit Union 166 Market St, Potsdam, NY 13676 +1 (315) 268 - 1440
Suffolk County National Bank 6 W 2nd St, Riverhead, NY 11901 +1 (800) 286 - 7262
Bel Air Check Cashing Corporation 20601 Hollis Ave, Queens Village, NY 11429 +1 (718) 465 - 6556
Michael Lamonda Lincoln Invst 33 Basin Rd, West Hurley, NY 12491 +1 (845) 334 - 9799

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Morris, NY, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Binghamton, NY, Same Day Loans in Brentwood, NY, Payday Loans in Brookhaven, NY, Payday Loans in Brooklyn, NY, Payday Loans in Buffalo, NY, Payday Loans in Carmel, NY, Payday Loans in Centereach, NY and Short-term Loans in Central Islip, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Morris, NY.

Beautiful sights of Mount Morris, NY

Payday Loans Available in Mount Morris, NY By The Following ZIP Codes:

14510

Are Payday Loans Legal In Mount Morris, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Mount Morris, NY payday loan calculator

Payday Loans in Mount Morris, New York – Everything You Need to Know

Payday loans can be found in many states across the USA, but they are not available in New York. In New York, state law prohibits payday lending, which includes both online and storefront operations. A payday loan is a type of short-term loan that is typically repaid on the borrower’s next payday. If you’re in Mount Morris, and you’re looking for a payday loan, you should be aware that payday lending is illegal in the state of New York.

What is the Regulation for Payday Loans in Mount Morris, New York?

In Mount Morris, New York, payday lending is prohibited. This is stated clearly in the state’s small loan law. The law states that a lender cannot issue or offer a loan if the interest rate on the loan exceeds 25%. This means that lenders cannot provide payday loans because the interest rates on these loans are typically much higher than 25%.

What are your Alternatives to Payday Loans in Mount Morris, New York?

Instead of payday loans, there are other options available to borrow money in Mount Morris, New York. Some options include:

  • Credit unions – Many credit unions offer small loans with reasonable terms and interest rates.
  • Personal loans – Depending on your credit score, you may be eligible for a personal loan from a bank or credit union. These loans typically have lower interest rates and more favorable repayment terms.
  • Credit cards – Using credit cards responsibly can also provide funds when you need them. If you’re able to pay off the balance quickly, the interest rates can be reasonable.
  • Family or friends – Asking for a loan from friends or family members can also be an option, but it’s important to make sure both parties understand the terms of the agreement before moving forward.

It’s important to explore all of your options before deciding on a loan. Make sure you understand the terms and repayment requirements of any loan you’re considering. Take the time to compare rates and terms from different lenders to find the best fit for your needs.

Interesting Facts and Statistics About Payday Loans in Mount Morris, New York

  • New York state law prohibits payday lending of any kind, including online and storefront lending.
  • In 2019, 55% of payday loan borrowers in the US took out a loan to cover regular expenses such as rent or utilities.
  • The average APR on a payday loan in the US is 400%.
  • Payday lending is illegal in 15 states, including New York.

Apply Now

If you’re in need of a loan and you’re not sure where to turn, TheGuaranteedLoans can help. Our online application process is simple and easy to use. We connect borrowers with potential lenders, allowing them to find the loan that works best for their needs. It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We are here to facilitate your connection with potential lenders, but we do not issue loans directly.

Don’t let financial stress overwhelm you. Explore your options and find the loan that works best for your needs. Apply now and see what opportunities might be available for you.

F.A.Q.

Can a payday loan company report me to a credit bureau in Mount Morris, New York?

No, a payday loan company cannot report you to a credit bureau in Mount Morris, New York because these loans are illegal in the state.

Can a payday loan company take me to court in Mount Morris, New York?

No, a payday loan company cannot take you to court in Mount Morris, New York because these loans are illegal in the state.