Payday Loans in New City, New York

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Payday Loan Companies in New City, NY

Company nameAddressZip codePhone number
Chase Bank 2 New Hempstead Rd 10956 +1 (845) 634 - 0033
Citibank 170 N Main St 10956 +1 (845) 213 - 1994
Fleet Cash 368 New Hempstead Rd 10956 +1 (877) 750 - 8930
Hudson City Savings Bank 228 S Main St 10956 +1 (845) 638 - 0146
Jade Abstract Co 151 S Main St 100 10956 +1 (845) 634 - 3345
KeyBank 115 S Main St 10956 +1 (845) 639 - 7421
M&T Bank 228 S Main St 10956 +1 (845) 638 - 0146
Orange Bank & Trust Company 254 S Main St 110 10956 +1 (845) 639 - 1000
Palisades Credit Union 244 S Main St 10956 +1 (800) 438 - 7415
People's United Bank 180 N Main St 10956 +1 (845) 634 - 3825
Provident Bank 179 S Main St 10956 +1 (845) 639 - 7750
Sterling National Bank 179 S Main St 10956 +1 (845) 639 - 7750
TD Bank 275 S Main St 10956 +1 (845) 634 - 0116

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New City, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in New Rochelle, NY, Bad Credit Loans in New York, NY, Payday Loan for Niagara Falls, NY, Short-term Loans in North Tonawanda, NY, Bad Credit Loans in Oceanside, NY, 24-Hour Loan in Ossining, NY, Payday Loan Without a Credit Check in Oyster Bay, NY and Quick Loan in Penfield, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New City, NY.

Beautiful sights of New City, NY

Payday Loans Available in New City, NY By The Following ZIP Codes:

10956

Are Payday Loans Legal In New City, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

New City, NY payday loan calculator

Introduction

Payday loans are a quick and easy way to borrow money in the short-term. They are also known as cash advances, short-term loans, and check loans, and provide access to cash when needed, usually for unexpected expenses. Unfortunately, payday loans are not available in New York State. This is due to the fact that payday loans are illegal in the State of New York.

Payday Loans In New City, New York

Payday loans are not available in the State of New York, so residents of New City, New York, cannot get a payday loan. Payday loans have been prohibited in New York since 1999, when the state passed a law forbidding lenders from charging exorbitant interest rates. As a result, the payday lending industry in New York has been virtually non-existent since the law was passed.

Alternatives to Payday Loans in New City, New York

There are several alternatives to payday loans available in New City, New York. Most of these alternatives are offered by banks, credit unions, and other financial institutions.

  • Small-Dollar Loans: Banks and credit unions often offer small-dollar loans, which are short-term loans that are used to cover unexpected expenses or bills. These loans usually have lower interest rates than payday loans and are available to those with good credit histories.
  • Credit Cards: Credit cards can also be used for short-term loans. They often have low interest rates, making them an attractive alternative to payday loans. Credit cards also allow borrowers to pay off the loan amount in installments, making them more affordable.
  • Personal Loans: Personal loans are available from banks, credit unions, and other lenders. These loans offer longer repayment periods, higher loan amounts, and lower interest rates than payday loans.
  • Peer-to-Peer Lending: Peer-to-peer lending involves borrowing money from a group of investors instead of a financial institution. These loans often have lower interest rates and longer repayment periods than payday loans.

Conclusion

Residents of New City, New York, cannot get a payday loan due to the fact that these loans are illegal in the State of New York. However, there are several alternatives to payday loans available in New City, New York, such as small-dollar loans, credit cards, personal loans, and peer-to-peer lending. All of these alternatives are considered to be safer and more affordable than payday loans.

F.A.Q.

  • Are payday loans available in New City, New York?No, payday loans are not available in New City, New York. Payday loans are illegal in the State of New York.
  • What are some alternatives to payday loans in New City, New York?Some alternatives to payday loans in New City, New York include small-dollar loans, credit cards, personal loans, and peer-to-peer lending.
  • Are payday loans safer than other loan options in New City, New York?No, payday loans are not safer than other loan options in New City, New York. Payday loans have higher interest rates, shorter repayment periods, and can be more expensive than other alternatives.

Apply Now

If you are in need of a short-term loan in New City, New York, TheGuaranteedLoans can help. We are not a lender, but can connect you with lenders who can provide you with a loan that meets your needs. Fill out the application form on our website, and we will do our best to connect you with a lender.

More F.A.Q.

Can I still be charged fees on a payday loan in New City, New York?

No, you cannot be charged fees on a payday loan in New City, New York because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in New City, New York?

No, you cannot be evicted from your home for taking out a payday loan in New City, New York because these loans are illegal in the state.

How Many Cash Advance Companies are in New City, NY?

With the help of our service, you will be able to find 13 cash advance companies in New City, NY

What Cash Advance Companies in New City, NY are the most popular?

You should check Chase Bank, Citibank, and Fleet Cash. Also, you can start your application online on our website.