Payday Loans in North Tonawanda, New York

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Payday Loan Companies in North Tonawanda, NY

Company nameAddressZip codePhone number
Bank of America Financial Center 1012 Payne Ave 14120 +1 (716) 694 - 2551
Bank of America with Drive-thru services 1012 Payne Ave 14120 +1 (716) 694 - 2551
Citizens Bank Supermarket Branch 301 Meadow Dr 14120 +1 (716) 692 - 4397
Cornerstone CFCU 107 Main St 14120 +1 (716) 694 - 0295
Greater Niagara Federal Credit Union 160 Ward Rd 14120 +1 (716) 695 - 1829
KeyBank 100 River Rd 14120 +1 (716) 692 - 1417
M&T Bank 955-969 Payne Ave 14120 +1 (716) 694 - 7656
Niagara Regional Federal Credit Union 1285 Erie Ave 14120 +1 (716) 694 - 7344
Niagara's Choice Federal Credit Union 3577 Niagara Falls Blvd 14120 +1 (716) 284 - 4110
Northwest Bank 1035 Payne Ave 14120 +1 (716) 693 - 7337
Northwest Bank Drive-Through 275 Meadow Dr 14120 +1 (716) 694 - 1801

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Tonawanda, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Oceanside, NY, 24-Hour Loan in Ossining, NY, Payday Loans in Oyster Bay, NY, Payday Loans in Penfield, NY, Payday Loans in Poughkeepsie, NY, Payday Loans in Riverhead, NY, No Credit Check Loans in Rochester, NY and Payday Loans in Rome, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Tonawanda, NY.

Beautiful sights of North Tonawanda, NY

Payday Loans Available in North Tonawanda, NY By The Following ZIP Codes:

14120

Are Payday Loans Legal In North Tonawanda, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

North Tonawanda, NY payday loan calculator

Payday Loans in North Tonawanda, New York

Living in North Tonawanda, New York and looking for a short-term loan option? Payday loans are not allowed in New York, so you may find that you have limited options. However, if you’re in a tight financial spot and need some extra cash, there are still some options available to you.

In New York, payday loans are illegal. According to the Attorney General of New York, these loans come with high interest rates and often trap borrowers in a cycle of debt. As such, payday loans are prohibited in the state.

Despite the lack of payday loans, there are still some short-term loan options available in North Tonawanda. These include:

  • Installment loans are a great option if you need a larger loan amount. These loans are typically repaid in multiple installments over a longer period of time. They come with lower interest rates than payday loans, so there is less risk of becoming trapped in a cycle of debt.
  • Title loans, also known as vehicle equity loans, are available if you own a car or truck. A title loan allows you to borrow money based on the equity in your vehicle. The lender will hold the title of your vehicle until the loan is repaid. Title loans come with high-interest rates, so they should be used with caution.
  • Credit cards can also be used to borrow money, although they typically require good credit. If you have good or excellent credit, you may be able to qualify for a low-interest credit card. Credit cards can provide you with access to funds quickly, although you will need to make sure you pay off the balance quickly to avoid high interest rates.

Before you borrow any money, it’s important to compare your options and make sure you understand the terms of the loan. Be sure to read all of the fine print and make sure you understand the terms of the loan and the repayment schedule.

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If you need extra cash and are looking for a safe, secure and convenient way to borrow money, TheGuaranteedLoans can help. We are not a lender, but we partner with trusted lenders who can provide you with the loan you need. You can fill out our online application and we will connect you with a lender, who can help you get the money you need fast.

F.A.Q.

Q: Are payday loans legal in New York?

A: No, payday loans are not legal in New York. The state has outlawed the practice due to its high rates of interest and the potential for borrowers to get trapped in a cycle of debt.

Q: What are some alternatives to payday loans in North Tonawanda?

A: Some alternatives to payday loans in North Tonawanda include installment loans, title loans, and credit cards. Be sure to compare your options and make sure you understand the terms of the loan before you borrow any money.

Q: How can TheGuaranteedLoans help?

A: TheGuaranteedLoans can help you find a lender who can provide you with the loan you need. Fill out our online application and we will connect you with a lender who can help you get the money you need fast.

More F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in North Tonawanda, New York?

No, because payday loans are illegal in North Tonawanda, New York, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in North Tonawanda, New York?

Yes, the state of New York has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.

How Many Cash Advance Companies are in North Tonawanda, NY?

With the help of our service, you will be able to find 11 cash advance companies in North Tonawanda, NY

What Cash Advance Companies in North Tonawanda, NY are the most popular?