Payday Loans in Piseco, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Piseco, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Jackson Hewitt Tax Service 36 N Main St, Gloversville, NY 12078 +1 (518) 725 - 6999
Advantage Funding 3 Dakota Dr, New Hyde Park, NY 11042 +1 (866) 392 - 1300
Northern Chautauqua Federal Credit Union 232 Central Ave, Silver Creek, NY 14136 +1 (716) 934 - 3111
Kayla Check Cashing Corporation 350 Uniondale Ave, Uniondale, NY 11553 +1 (516) 292 - 5125
Citizens Bank 344 Main St, Beacon, NY 12508 +1 (845) 831 - 8100
Solvay Bank 7897 Brewerton Rd, Cicero, NY 13039 +1 (315) 458 - 2141
Challenger Check Cashing 1772 Ralph Ave, Brooklyn, NY 11236 +1 (718) 209 - 4789
Sky Diamond Jewelers 287 Windsor Hwy 450, New Windsor, NY 12553 +1 (845) 787 - 4143
Bethpage Federal Credit Union 1145 Willis Ave, Albertson, NY 11507 +1 (800) 628 - 7070
Kingston Nissan 140 NY-28, Kingston, NY 12401 +1 (845) 338 - 3100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Piseco, NY, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Long Beach, NY, Online Loans in Manlius, NY, Payday Loan Without a Credit Check in Mount Vernon, NY, Payday Loans in New City, NY, Payday Loans in New Rochelle, NY, Payday Loans in New York, NY, Payday Loan Without a Credit Check in Niagara Falls, NY and Payday Loans in North Tonawanda, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Piseco, NY.

Beautiful sights of Piseco, NY

Are Payday Loans Legal In Piseco, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Piseco, NY payday loan calculator

Payday Loans in Piseco, New York: An Overview

If you’re looking for a quick way to get cash in Piseco, New York, you might have considered taking out a payday loan. After all, these types of loans are designed to provide borrowers with immediate access to funds, usually within a day or two, without having to go through a lengthy application process. However, before you decide to take out a payday loan in Piseco, it’s important to understand that these loans are prohibited in New York.

What are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are designed as a quick fix for unexpected expenses, such as car repairs or medical bills. In most cases, payday lenders require borrowers to write a post-dated check for the amount borrowed plus fees, which they will cash on the borrower’s payday. If the borrower is unable to repay the loan in full, they may be required to pay additional fees and interest charges.

Why are Payday Loans Prohibited in New York?

In 2009, New York State passed legislation that made it illegal for lenders to offer payday loans to consumers in the state. The law was enacted to protect consumers from the high interest rates and fees associated with payday loans, which can sometimes lead to a cycle of debt. The New York State Department of Financial Services says that payday loans have interest rates that can exceed 400%.

Other Loan Options

If you need cash quickly in Piseco, there are other loan options available to you. One option is a personal loan, which is available through banks, credit unions, and online lenders. Personal loans typically have lower interest rates than payday loans, and longer repayment terms.

Another option is a credit card cash advance. While cash advances can have high interest rates, they typically have lower fees than payday loans. Just be sure to pay off the balance as quickly as possible to avoid accruing excessive interest charges.

Interesting Facts and Statistics

– In New York City, payday lending storefronts decreased by 82% from 2012 to 2019.
– The average payday loan borrower in New York takes out 10 loans per year, spending a total of 199 days in debt.
– The majority of payday loan borrowers in New York are renters with an average income of $28,500.

Apply Now

While payday loans are prohibited in New York, TheGuaranteedLoans can help connect you with potential lenders who may offer other types of loans. If you’re in need of cash, fill out our online application to get started. Please note that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of trusted lenders to help our customers find the right loan for their needs.

In conclusion, while payday loans may seem like a quick solution to financial problems, it’s important to understand that they are prohibited in New York. If you’re in need of cash, consider other loan options like personal loans or credit card cash advances, and always read the terms and conditions of any loan before borrowing.

F.A.Q.

Can a payday loan company report me to a credit bureau in Piseco, New York?

No, a payday loan company cannot report you to a credit bureau in Piseco, New York because these loans are illegal in the state.

Can a payday loan company take me to court in Piseco, New York?

No, a payday loan company cannot take you to court in Piseco, New York because these loans are illegal in the state.