Payday Loans in Pitcher, New York

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No payday loan companies in Pitcher, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Challenger Check Cashing 135-08 Jamaica Ave, Richmond Hill, NY 11418 +1 (718) 291 - 4178
Evans Bank Residential Mortgage 1173 Pittsford Victor Rd 150, Pittsford, NY 14534 +1 (585) 381 - 4040
Pioneer - Clifton Park West Branch 1208 NY-146, Clifton Park, NY 12065 +1 (518) 373 - 1052
Trustco Bank 945 S Lake Blvd, Mahopac, NY 10541 +1 (845) 803 - 8756
Apple Bank 75 NY-59, Monsey, NY 10952 +1 (845) 425 - 0189
Climb Credit 133 W 19th St 4th floor, New York, NY 10011 +1 (888) 510 - 0533
Corner Stone Abstract 81 Main St 1, Batavia, NY 14020 +1 (585) 343 - 6540
Apple Bank 3986 Hempstead Turnpike, Bethpage, NY 11714 +1 (516) 520 - 6280
Merchant Cash Advance 2 W 46th St, New York, NY 10036 +1 (888) 882 - 6117
Pioneer - Queensbury Branch 739 Upper, Glen St, Queensbury, NY 12804 +1 (518) 792 - 0862

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pitcher, NY, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Oceanside, NY, Payday Loan Without a Credit Check in Ossining, NY, Payday Loan Companies in Oyster Bay, NY, Payday Loans in Penfield, NY, Payday Loans in Poughkeepsie, NY, Payday Loans in Riverhead, NY, Payday Loan Companies in Rochester, NY and Payday Loans in Rome, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pitcher, NY.

Payday Loans Available in Pitcher, NY By The Following ZIP Codes:

13136

Are Payday Loans Legal In Pitcher, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Pitcher, NY payday loan calculator

In the state of New York, payday loans are prohibited by law. While some companies may advertise payday loans in Pitcher, New York, it’s important to know that they are not legal and should be avoided.

What are payday loans?

Payday loans are short-term loans that typically have high interest rates and fees. These loans are designed to be used as a temporary solution for financial emergencies.

When someone takes out a payday loan, they’re typically borrowing against their next paycheck. In Pitcher, New York, this type of loan is illegal and can result in fines or legal action.

Why are payday loans illegal in New York?

The state of New York has very strict laws regarding payday loans. These laws were put into place to protect consumers from predatory lending practices and high interest rates.

Payday loans often trap borrowers in a cycle of debt, with many borrowers being unable to repay the loan on time and having to take out additional loans to cover the original debt. This can result in a cycle of debt that can be difficult to escape from.

What are the alternatives?

While payday loans are not legal in Pitcher, New York, there are other options for those who need funds quickly.

  • Credit cards: If you have a credit card, you may be able to use it to cover the cost of an emergency expense. However, it’s important to remember that credit cards often come with high interest rates and fees if you can’t pay off the balance in full each month.
  • Personal loans: Personal loans are another option for those who need funds quickly. While the interest rates may be lower than those of payday loans, it’s important to shop around and compare rates before taking out the loan.
  • Local resources: Pitcher, New York and the surrounding area may have local resources available for those who need assistance with emergency expenses. For example, local churches and charities may be able to provide assistance or referrals to other resources.

Interesting Facts and Statistics

– New York State caps interest rates on most loans at 16%, making payday loans illegal.

– According to a report by the New York State Department of Financial Services, in 2019, there were 1,779 licensed check cashers in the state, but only 68 offered payday loans.

– The average APR on a payday loan in New York State is 400%.

Apply Now with TheGuaranteedLoans

While payday loans are not legal in Pitcher, New York, TheGuaranteedLoans can help you connect with potential lenders who may be able to provide you with other loan options.

As a connector service, TheGuaranteedLoans does not provide loans directly. Instead, we work with a network of lenders to help connect you with potential options based on your individual needs and qualifications.

If you need funds quickly and are interested in exploring loan options, fill out our easy online application today. Our process is fast, simple, and secure, and we work with a variety of lenders to help you find the best match.

Remember, while payday loans are not legal in Pitcher, New York, there are other options available for those who need assistance with emergency expenses. And TheGuaranteedLoans can help you find the right lender for your individual needs.

F.A.Q.

Are payday loans legal in Pitcher, New York?

No, payday loans are not legal in Pitcher, New York. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Pitcher, New York?

Taking out a payday loan in Pitcher, New York is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.