Payday Loans in Pyrites, New York

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No payday loan companies in Pyrites, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
M&T Bank 100 Kasson Rd, Camillus, NY 13031 +1 (315) 487 - 1518
Teachers Federal Credit Union 1134 Deer Park Ave, North Babylon, NY 11703 +1 (631) 698 - 7000
Citigroup 580 Crosspoint Pkwy, Getzville, NY 14068 +1 (716) 730 - 6000
Bad Credit Cash Loans Yonkers 92 Hamilton Ave, Yonkers, NY 10705 +1 (929) 512 - 7061
Western Union Walgreens, 161 Main St, Westhampton Beach, NY 11978 +1 (631) 288 - 5848
M&T Bank 1320 Stony Brook Rd Suite 140 Suite 140, Stony Brook, NY 11790 +1 (631) 751 - 3120
PhD Capitol 20 Medford Ave 107, Patchogue, NY 11772 +1 (631) 569 - 2823
First National Bank of Groton 161 Main St, Groton, NY 13073 +1 (607) 898 - 5871
Raymond James Financial Services 15 Broad St 1110, New York, NY 10005 +1 (212) 918 - 4990
Hudson Valley Credit Union 415 NY-376, Hopewell Junction, NY 12533 +1 (845) 463 - 3011

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pyrites, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Centereach, NY, Payday Loans in Central Islip, NY, Payday Loans in Cicero, NY, Guaranteed Loans in Clarence, NY, Payday Loans in Clay, NY, Payday Loans in Clifton Park, NY, 24-Hour Loan in Commack, NY and Payday Loan for Coram, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pyrites, NY.

Are Payday Loans Legal In Pyrites, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Pyrites, NY payday loan calculator

Payday Loans in Pyrites – What You Need to Know

If you’re in Pyrites, New York, and you’re struggling to make ends meet, you may be considering taking out a payday loan to help cover your expenses. However, it is important to understand that payday loans are prohibited in the state of New York, including Pyrites.

What are Payday Loans?

Payday loans are a type of short-term, high-interest loan that is typically due on the borrower’s next payday. These loans are often marketed as a quick and easy solution for individuals who are experiencing financial difficulties. They are often heavily advertised and can seem like an attractive option for those who are in need of cash quickly.

The problem with payday loans is that they come with extremely high interest rates, which can make it difficult for borrowers to repay the loan in full on their next payday. Many borrowers find themselves in a cycle of debt, where they have to take out additional loans to cover the original loan plus the high interest fees.

Are Payday Loans Legal in New York?

No, payday loans are illegal in New York, including Pyrites. The state of New York has strict regulations in place to protect consumers from predatory lenders and high-interest loans. These regulations are designed to help prevent borrowers from falling into a cycle of debt that can be difficult to escape.

There are other options available to individuals who are in need of financial assistance, including personal loans, installment loans, and lines of credit. These types of loans typically have lower interest rates and more lenient repayment terms than payday loans.

Why are Payday Loans Illegal in New York?

Payday loans are banned in New York due to the high interest rates and predatory nature of these loans. The state of New York has taken steps to protect consumers from lenders who engage in predatory lending practices, such as charging excessive interest rates and fees.

In addition, payday loans have been shown to cause financial harm to many borrowers. Studies have found that the majority of borrowers who take out payday loans are unable to repay the loan in full on their next payday. This can lead to a cycle of debt that is difficult to escape, which can have long-term financial consequences for the borrower.

Interesting Facts and Statistics about Payday Loans

  • The average payday loan borrower takes out eight loans per year, with an average loan size of $375.
  • Payday loan borrowers are more likely to file for bankruptcy than individuals who do not use payday loans.
  • Payday loan companies make billions of dollars in profit each year, despite the fact that many borrowers are unable to repay their loans.

Apply Now

While payday loans are illegal in New York, there are other options available to individuals who are in need of financial assistance. At TheGuaranteedLoans, we connect borrowers with lenders who offer personal loans, installment loans, and lines of credit. We are not a direct lender, but we will work to find the best possible loan option for your unique needs and financial situation.

Visit our website today to fill out an online application and get started on the path to financial freedom.

Disclaimer: TheGuaranteedLoans is not a direct lender. We only connect borrowers with potential lenders. Loan approval is not guaranteed and is subject to lenders’ credit and underwriting requirements. TheGuaranteedLoans cannot guarantee that the borrower will be approved for a loan or that the loan will be funded. We encourage borrowers to carefully review their loan documents before accepting the loan offer.

F.A.Q.

Are payday loans legal in Pyrites, New York?

No, payday loans are not legal in Pyrites, New York. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Pyrites, New York?

Taking out a payday loan in Pyrites, New York is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.