Payday Loans in Quogue, New York

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No payday loan companies in Quogue, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Lending Square Inc 4250 Veterans Memorial Hwy 303, Holbrook, NY 11741 +1 (800) 780 - 9081
NetSpend Card Reload Location 80 Horseblock Road A, Yaphank, NY 11980 +1 (866) 387 - 7363
Gold Coast Bank 2929 Express Dr N 101, Islandia, NY 11749 +1 (631) 233 - 8600
Chemung Canal Trust Company 318 N Franklin St, Watkins Glen, NY 14891 +1 (607) 535 - 7186
Pathfinder Bank 1897 Harwood Dr, Lacona, NY 13083 +1 (315) 387 - 3437
NBT Bank of Gloversville 12 Fremont St, Gloversville, NY 12078 +1 (518) 773 - 5108
Mutual Abstract Corporation 132 Nassau St 812, New York, NY 10038 +1 (212) 964 - 4686
The Check Cashing Place 1503 Newkirk Ave, Brooklyn, NY 11226 +1 (718) 284 - 1911
GreenPath Financial Wellness, White Plains, NY 75 S Broadway 462, White Plains, NY 10601 +1 (800) 550 - 1961
CFCU Community Credit Union - Mortgage Office 1050 Craft Rd, Ithaca, NY 14850 +1 (607) 257 - 8500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Quogue, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Niagara Falls, NY, Emergency Loan in North Tonawanda, NY, Payday Loans in Oceanside, NY, Bad Credit Loans in Ossining, NY, Quick Loan in Oyster Bay, NY, Guaranteed Loans in Penfield, NY, Same Day Loans in Poughkeepsie, NY and Payday Loans in Riverhead, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Quogue, NY.

Beautiful sights of Quogue, NY

Payday Loans Available in Quogue, NY By The Following ZIP Codes:

11959

Are Payday Loans Legal In Quogue, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Quogue, NY payday loan calculator

Payday loans have long been a controversial topic in the world of personal finance. In Quogue, New York, they are not just controversial, they are also illegal. As such, it is important for residents of Quogue to understand the risks associated with these types of loans and to consider alternative options when in need of emergency cash.

What are payday loans?

Payday loans are typically small-dollar loans that are designed to be paid back within a short period of time, often on the borrower’s next payday. These loans are typically advertised as a way for individuals to get quick access to cash when they are in a financial bind and have no other options available.

However, payday loans are often accompanied by high interest rates and fees, making them an expensive way to borrow money. In Quogue, New York, payday loans have been deemed illegal, which means that lenders cannot offer them within the state.

Why are payday loans illegal in Quogue, New York?

Payday loans are prohibited in New York due to the state’s strong consumer protection laws. These laws are designed to protect consumers from high-interest loans that can trap them into a cycle of debt. As a result, lenders who offer payday loans in New York are operating outside of the law and can face severe penalties if caught.

What are the risks associated with payday loans?

While payday loans can provide borrowers with quick access to cash, they are also associated with a number of risks. For one, they are often accompanied by high interest rates and fees. This means that borrowers can end up paying back much more than they originally borrowed, making it difficult to get out of debt.

Furthermore, payday loans can also be used to exploit vulnerable individuals who are in a dire financial situation. For example, some lenders may target low-income borrowers with predatory loan terms and fees that are designed to keep them in debt.

Alternatives to payday loans in Quogue, New York

While payday loans may seem like a quick and easy solution to financial problems, there are often better alternatives available. For example, individuals who are facing an unexpected expense may be able to get help from a local non-profit organization or charity.

Furthermore, some employers offer emergency loans to their employees, which can be a good option if you are facing a short-term financial emergency. Another option is to consider a personal loan from a reputable lender, although this will typically require a good credit score and a reliable source of income.

Interesting facts or statistics about Payday loans in Quogue, New York

  • Payday loans have an average annual interest rate of 400% or higher.
  • The average borrower takes out eight payday loans per year.
  • Payday loans trap millions of Americans in a cycle of debt each year.
  • The total cost of payday loans in the United States is estimated to be $9 billion per year.

Apply now

If you are in need of emergency cash and are considering a payday loan, it is important to carefully evaluate your options before making a decision. At TheGuaranteedLoans, we can help you connect with potential lenders who may be able to offer you a personal loan with reasonable terms and interest rates.

It is important to note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. Instead, we act as a connector service, helping borrowers find potential lenders who may be able to meet their needs.

To get started, simply fill out our online application form. We will review your information and connect you with potential lenders who may be able to offer you a loan. Remember, it is important to borrow responsibly and only take out a loan if you are confident that you can pay it back on time.

F.A.Q.

Are payday loans legal in Quogue, New York?

No, payday loans are prohibited in Quogue, New York.

What are the alternatives to payday loans in Quogue, New York?

Some options for short-term financial assistance in Quogue, New York include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.