Payday Loans in Redfield, New York

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No payday loan companies in Redfield, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Norwich Telops Federal CU 11 E Park Pl, Norwich, NY 13815 +1 (607) 336 - 4988
Speedy Cash 930 Erie Blvd W, Rome, NY 13440 +1 (315) 339 - 3994
Sawyer Savings Bank 87 Market St, Saugerties, NY 12477 +1 (888) 772 - 1871
Community Bank, N.A. 1 W Fairmount Ave, Lakewood, NY 14750 +1 (716) 763 - 2140
National Bank of Coxsackie 331 Rte 9W, Glenmont, NY 12077 +1 (518) 462 - 0515
Jackson Hewitt Tax Service 78 W Main St, Riverhead, NY 11901 +1 (631) 369 - 0006
PrimeLending, A PlainsCapital Company 1450 NY-300 101, Newburgh, NY 12550 +1 (845) 564 - 5500
Northern Credit Union - Croghan Branch 9804 Main St, Croghan, NY 13327 +1 (315) 782 - 0155
DDO Advisory Services, LLC 6369 Mill St Suite 209, Rhinebeck, NY 12572 +1 (646) 234 - 4881
ESL Federal Credit Union 200 Cobblestone Ct Dr, Victor, NY 14564 +1 (585) 336 - 1000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Redfield, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in New City, NY, 24-Hour Loan in New Rochelle, NY, No Credit Check Loans in New York, NY, Emergency Loan in Niagara Falls, NY, Payday Loans in North Tonawanda, NY, Payday Loan Without a Credit Check in Oceanside, NY, Payday Loans in Ossining, NY and Bad Credit Loans in Oyster Bay, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Redfield, NY.

Payday Loans Available in Redfield, NY By The Following ZIP Codes:

13437

Are Payday Loans Legal In Redfield, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Redfield, NY payday loan calculator

Payday Loans in Redfield, New York – What you need to know

If you’re considering taking out a payday loan in Redfield, New York, you may be surprised to learn that they are not available in the state. New York state law prohibits payday lenders from operating within its borders.

This is because payday loans can be predatory, with high fees and interest rates that can trap borrowers in a cycle of debt. New York has taken steps to protect its residents from these practices.

So, if you’re in need of financial assistance, what options do you have?

Alternatives to payday loans

If you find yourself in a financial emergency, there are other options available in Redfield, New York.

One option is a personal loan from a traditional bank or credit union. These loans often have lower interest rates and more favorable terms than payday loans. However, they may be more difficult to qualify for, and the application process can be time-consuming.

Another option is a credit card cash advance, which allows you to borrow money against your credit card limit. While this option can be convenient, it often comes with high fees and interest rates, so it’s important to read the fine print carefully.

Interesting facts and statistics

Even though payday loans are illegal in New York, it’s still important to highlight some interesting facts and statistics about payday loans in general:

– The average payday loan borrower takes out 8 loans per year.
– The average payday loan in the US is $375, with interest rates ranging from 300% to 500%.
– Payday lending is a $9 billion industry, with more than 12 million people taking out payday loans each year.

Apply Now

If you’re in need of financial assistance, TheGuaranteedLoans is here to help. As a connector service, we match borrowers with potential lenders who may be able to provide the financial assistance they need.

Our process is quick and easy. Simply fill out our online application, and we’ll connect you with potential lenders who may be able to help. Remember, we cannot guarantee that you will be approved for a loan, but we will do our best to help you find a lender who can meet your financial needs.

Conclusion

While payday loans are not available in Redfield, New York, there are alternative options available. It’s important to carefully consider your options and choose the solution that best meets your financial needs.

At TheGuaranteedLoans, we are committed to helping borrowers find the financial assistance they need. Contact us for more information on how we can help connect you with potential lenders.

F.A.Q.

Can I get a payday loan with bad credit in Redfield, New York?

No, payday loans are not available in Redfield, New York regardless of credit history.

Can I get a payday loan without a checking account in Redfield, New York?

No, payday loans are not available in Redfield, New York regardless of banking status.