Payday Loans in Redford, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Redford, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Best Business Loans BestBusinessLoans.com 309 E 87th St, New York, NY 10128 +1 (800) 327 - 9330
Utz Tire Service of Arcade, Inc 688 W Main St, Arcade, NY 14009 +1 (585) 492 - 2000
Merrill Lynch Wealth Management 2649 South Rd, Poughkeepsie, NY 12601 +1 (845) 431 - 2200
Apple Bank 91 NY-111, Smithtown, NY 11787 +1 (631) 724 - 8700
Catskill Hudson Bank 244 Rock Hill Dr, Rock Hill, NY 12775 +1 (845) 334 - 0130
Glenn Fischer - Raymond James 401 Franklin Ave, Garden City, NY 11530 +1 (516) 342 - 4100
Community Bank, N.A. 25 Water St, Fort Covington, NY 12937 +1 (518) 358 - 9964
NBT Bank 1572 NY-26, South Otselic, NY 13155 +1 (315) 653 - 4500
Prudential Dick Presky Life Insurance & Financial Services 214 N Washington St, Rome, NY 13440 +1 (315) 336 - 0375
Chase Mortgage 731 Montauk Hwy, Montauk, NY 11954 +1 (631) 668 - 5771

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Redford, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Penfield, NY, Payday Loans in Poughkeepsie, NY, Emergency Loan in Riverhead, NY, Payday Loan Companies in Rochester, NY, Payday Loans in Rome, NY, Payday Loans in Rye, NY, No Credit Check Loans in Schenectady, NY and Same Day Loans in Smithtown, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Redford, NY.

Beautiful sights of Redford, NY

Payday Loans Available in Redford, NY By The Following ZIP Codes:

12978

Are Payday Loans Legal In Redford, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Redford, NY payday loan calculator

Payday Loans in Redford, New York

Payday loans are a type of small, short-term loan that typically has a high cost. These loans are meant to help people who are facing financial emergencies, such as unexpected bills or car repairs, to cover their expenses until their next paycheck. However, in New York, payday loans are prohibited by law. If you live in Redford, New York, it is important to be aware of the regulations surrounding payday loans and to know about alternative options that may be available to you.

Why Are Payday Loans Prohibited in New York?

Payday loans are banned in New York because of their high interest rates and predatory lending practices. These loans often carry annual percentage rates (APRs) of 400% or higher, which can be very difficult for borrowers to repay. Additionally, payday lenders have been known to charge exorbitant fees, such as application fees and late fees, that can add up quickly.

In 2006, the New York State Department of Financial Services (DFS) launched an investigation into payday lending practices and found that many lenders were operating illegally and engaging in deceptive marketing practices. As a result, New York passed legislation that made payday loans illegal in the state.

What Are the Alternatives to Payday Loans in Redford, New York?

Fortunately, there are alternative options available to those who need financial assistance in Redford, New York. Some of these options include:

  • Credit Union Loans: Many credit unions offer small loans with lower interest rates than payday loans.
  • Personal Loans: Personal loans are unsecured loans that can be used for any purpose, including emergencies. These loans typically have lower interest rates than payday loans.
  • Government Assistance: Depending on your income and circumstances, you may be eligible for government assistance programs such as SNAP (Supplemental Nutrition Assistance Program) or TANF (Temporary Assistance for Needy Families).
  • Credit Counseling: If you are struggling with debt, credit counseling services can help you create a budget and develop a repayment plan.

Interesting Facts and Statistics About Payday Loans in Redford, New York

  • Payday loans are illegal in New York, but some lenders still target residents in the state through online lending.
  • New York has some of the strictest payday lending laws in the country.
  • In 2013, the DFS sent cease and desist letters to 35 online payday lenders that were illegally offering loans to New York residents.
  • Between 2010 and 2013, the DFS received over 400 complaints about payday lenders and debt collectors in New York.

Apply Now

If you are in need of financial assistance in Redford, New York, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work to match borrowers with lenders who may be able to meet their needs. To get started with the application process, click the “Apply Now” button below.

Please note: TheGuaranteedLoans is not a direct lender and does not make loan decisions. We are a connector service that facilitates connections between borrowers and potential lenders.

F.A.Q.

Are there any other options for fast cash in Redford, New York?

Consumers in Redford, New York may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Redford, New York?

No, payday loans are prohibited in the state of New York.