Payday Loans in Rexford, New York

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No payday loan companies in Rexford, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
LibertyX Bitcoin ATM 129 Dwight St, Brooklyn, NY 11231 +1 (800) 511 - 8940
Academic Federal Credit Union 425 N State Rd, Briarcliff Manor, NY 10510 +1 (914) 923 - 3608
Saratoga National Bank 171 S Broadway, Saratoga Springs, NY 12866 +1 (518) 583 - 3114
People's United Bank 2425 Palmer Ave, New Rochelle, NY 10801 +1 (914) 712 - 7642
Capital One Bank 40 Newtown Ln, East Hampton, NY 11937 +1 (631) 324 - 7230
TD Bank 517 Larkfield Rd, East Northport, NY 11731 +1 (631) 368 - 2914
Bank of America with Drive-thru ATM 378 Jericho Turnpike, Syosset, NY 11791 +1 (516) 921 - 1825
Raymond James Financial Services 5510 Merrick Rd, Massapequa, NY 11758 +1 (516) 795 - 5500
Inner Lakes Federal credit union 19 E Main St, Westfield, NY 14787 +1 (716) 326 - 3858
Ulster Savings Bank 280 Wall St, Kingston, NY 12401 +1 (845) 338 - 6060

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rexford, NY, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Oceanside, NY, Payday Loans in Ossining, NY, Payday Loans in Oyster Bay, NY, Payday Loans in Penfield, NY, Bad Credit Loans in Poughkeepsie, NY, Payday Loans in Riverhead, NY, 24-Hour Loan in Rochester, NY and Payday Loans in Rome, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rexford, NY.

Beautiful sights of Rexford, NY

Payday Loans Available in Rexford, NY By The Following ZIP Codes:

12148

Are Payday Loans Legal In Rexford, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rexford, NY payday loan calculator

While payday loans can be a useful tool for those in need, it is important to remember that they are prohibited in the state of New York, including in Rexford. This means that there are no physical locations or online lenders who are legally able to provide payday loans in Rexford.

Payday loans are a type of short-term loan that is typically taken out by those who are in need of quick cash. They are often used to cover unexpected expenses or to bridge the gap between paychecks. However, payday loans can come with high interest rates and fees, making them a potentially risky financial choice.

Why are Payday Loans Prohibited in Rexford, New York?

The state of New York prohibits payday loans in order to protect consumers from the potentially harmful effects of these types of loans. Specifically, the state has put in place laws and regulations to prevent lenders from charging exorbitant interest rates and fees.

In addition to protecting consumers from high fees and interest rates, New York’s laws are designed to prevent lenders from taking advantage of vulnerable borrowers. This includes limiting the number of loans that borrowers can take out at one time, as well as requiring lenders to disclose all fees and costs associated with the loan.

Alternatives to Payday Loans in Rexford, New York

If you are in need of quick cash in Rexford, New York, there are several alternatives to payday loans that you can consider. These include:

  • Credit cards: If you have a credit card, you may be able to use it to cover unexpected expenses. While credit cards can come with high interest rates, they may still be a more affordable option than payday loans.
  • Personal Loans: Some banks and credit unions offer personal loans, which can be used to cover unexpected expenses. These loans typically have lower interest rates than payday loans.
  • Selling items: If you have items that you no longer need, you may be able to sell them to raise cash quickly. This could include selling items online, hosting a garage sale, or taking items to a local consignment shop.

Interesting Facts or Statistics About Payday Loans in Rexford, New York

  • As of 2021, 17 states in the US have banned payday loans, including New York.
  • The average APR (annual percentage rate) on a payday loan in the US is 391%.
  • In 2019, the average payday loan amount in the US was $375.

Apply Now

While TheGuaranteedLoans is unable to connect you with payday loans in Rexford, New York, we can help you find alternative types of loans that may better suit your needs. Our online application process is simple and easy to use, and we work with a network of reputable lenders to ensure that you receive the best possible loan offer. Fill out our online application to get started today!

Please note that TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders, but we do not make any decisions regarding loan approval or repayment terms.

F.A.Q.

Can I still be charged fees on a payday loan in Rexford, New York?

No, you cannot be charged fees on a payday loan in Rexford, New York because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Rexford, New York?

No, you cannot be evicted from your home for taking out a payday loan in Rexford, New York because these loans are illegal in the state.