Payday Loans in Rooseveltown, New York

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No payday loan companies in Rooseveltown, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Edwards Michael W 301 W Franklin St, Horseheads, NY 14845 +1 (607) 796 - 2161
Diamond Financial Services 636 Plank Rd 104, Clifton Park, NY 12065 +1 (518) 383 - 8081
KeyBank 981 US-6, Mahopac, NY 10541 +1 (845) 628 - 5800
The First National Bank of Long Island 105 Main St, Northport, NY 11768 +1 (631) 261 - 0331
thrivent financial lutherans 8060 Burr Rd, West Falls, NY 14170 +1 (716) 652 - 0081
Wells Fargo Home Mortgage 701 Westchester Ave, West Harrison, NY 10604 +1 (914) 285 - 1440
SeaComm Federal Credit Union 30 Stearns St, Massena, NY 13662 +1 (315) 764 - 0566
Public Loan Co 300 Plaza Dr, Vestal, NY 13850 +1 (607) 584 - 5274
Citibank 120 Sunrise Hwy, Lindenhurst, NY 11757 +1 (631) 956 - 8387
Community Bank, N.A. 2967 U.S. 9, Valatie, NY 12184 +1 (518) 758 - 7111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rooseveltown, NY, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Levittown, NY, Payday Loans in Long Beach, NY, Payday Loans in Manlius, NY, Payday Loan for Mount Vernon, NY, Payday Loan Companies in New City, NY, Payday Loans in New Rochelle, NY, Payday Loans in New York, NY and Quick Loan in Niagara Falls, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rooseveltown, NY.

Are Payday Loans Legal In Rooseveltown, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rooseveltown, NY payday loan calculator

Payday Loans in Rooseveltown, New York: What You Need to Know

Payday loans are a type of short-term loan that can provide borrowers with quick access to cash. However, in the state of New York, payday loans are illegal and prohibited under state law. This means that if you’re a resident of Rooseveltown, New York, you won’t be able to get a payday loan from any lenders in the state.

What Are Payday Loans?

Payday loans are a type of loan that typically requires the borrower to repay the loan on their next payday. These loans are often marketed to people who need cash quickly and don’t have access to other types of credit, such as a credit card or personal loan.

While payday loans can be useful in certain situations, they often come with high interest rates and fees. Some lenders may charge interest rates as high as 400% or more, making it difficult for borrowers to repay the loan on time.

Payday Loans in Rooseveltown, New York

As mentioned earlier, payday loans are illegal and prohibited in the state of New York. This means that lenders cannot offer payday loans to residents of Rooseveltown or any other city in the state.

However, it’s important to note that some lenders may try to get around these laws by offering loans that are similar to payday loans but are structured differently. These loans may come with high interest rates and fees, so it’s important to be cautious and do your research before taking out any loan.

What Are the Alternatives to Payday Loans?

If you need cash quickly, there are other options available besides payday loans. These include:

  • Personal loans: Many banks and credit unions offer personal loans with lower interest rates and fees than payday loans.
  • Credit card cash advances: If you have a credit card, you can often get cash advances at a lower interest rate than what you would pay for a payday loan.
  • Emergency assistance: Many charities and non-profits offer emergency assistance to people in need of financial help. This can include assistance with rent, utilities, and other bills.

Interesting Facts and Statistics About Payday Loans in Rooseveltown, New York

  • Payday loans are illegal and prohibited in the state of New York.
  • In 2019, the average payday loan borrower in the United States had a median income of $30,000 per year.
  • Payday lenders operate in 36 states in the United States, with a total of around 18,000 storefronts.
  • The average payday loan amount is $350, with an average interest rate of 391%.

Apply Now

While TheGuaranteedLoans is not a direct lender, we are a connector service that can help you connect with potential lenders. Fill out an online application today and we’ll help you find a lender that meets your needs. Remember, it’s important to borrow responsibly and only take out a loan if you can afford to repay it on time.

Note: Before you take out any loan, make sure you understand the terms and conditions of the loan, including the interest rate, fees, and repayment schedule. If you have any questions or concerns, speak with a financial advisor or credit counselor for guidance.

F.A.Q.

Can a payday loan company report me to a credit bureau in Rooseveltown, New York?

No, a payday loan company cannot report you to a credit bureau in Rooseveltown, New York because these loans are illegal in the state.

Can a payday loan company take me to court in Rooseveltown, New York?

No, a payday loan company cannot take you to court in Rooseveltown, New York because these loans are illegal in the state.