Payday Loans in Rush, New York

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No payday loan companies in Rush, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
People's United Bank 50 Cherry Valley Ave, West Hempstead, NY 11552 +1 (516) 538 - 1655
Prima Check Cashing Central Terminal Dr, Flushing, NY 11371 +1 (718) 995 - 5052
PLS Check Cashing 40 E 33rd St, New York, NY 10016 +1 (212) 448 - 0318
Chase Mortgage 80 US-6, Baldwin Place, NY 10505 +1 (914) 628 - 3135
Cwynar, Farrow & Locke, CPAs 43 S Broad St, Norwich, NY 13815 +1 (607) 334 - 3838
Wells Fargo Bank 777 6th Ave, New York, NY 10001 +1 (646) 216 - 7520
M&T Bank 5 E Market St Suite 103 Suite 103, Corning, NY 14830 +1 (607) 962 - 4633
TD Bank 61 NY-59, Suffern, NY 10901 +1 (845) 357 - 0548
Bethpage Federal Credit Union 210 W Merrick Rd, Freeport, NY 11520 +1 (800) 628 - 7070
M&T Bank 1523 NY-67, Schaghticoke, NY 12154 +1 (518) 753 - 4488

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rush, NY, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Webster, NY, Payday Loan for West Babylon, NY, Payday Loan Companies in White Plains, NY, Same Day Loans in Yonkers, NY, 24-Hour Loan in Albany, NY, Short-term Loans in Babylon, NY, Guaranteed Loans in Bay Shore, NY and Payday Loans in Binghamton, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rush, NY.

Beautiful sights of Rush, NY

Payday Loans Available in Rush, NY By The Following ZIP Codes:

14543

Are Payday Loans Legal In Rush, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rush, NY payday loan calculator

Payday Loans in Rush, New York: What You Need to Know

Payday loans are a popular way for individuals to seek out fast cash. In Rush, New York, however, payday loans are prohibited under state law.

What are Payday Loans?

A payday loan is a short-term loan that aims to help people get by until their next paycheck arrives. These types of loans are typically marketed towards individuals who are struggling to make ends meet and need a little extra cash to tide them over until they receive their next paycheck. In most cases, borrowers are required to pay back the loan within two weeks or at their next payday.

Why are Payday Loans Prohibited in New York?

While payday loans may seem like an attractive option for those in need of quick cash, they often come with high interest rates and fees. In New York state, laws have been put in place to help protect consumers from predatory lending practices. As a result, payday loans are illegal in New York.

In addition to high interest rates and fees, payday loans can come with hidden costs that many borrowers may not be aware of. Some lenders may charge additional fees for using their services, such as application or processing fees. Additionally, borrowers who are unable to pay back their loans on time may be subject to additional fees and charges that can quickly add up.

Alternatives to Payday Loans in Rush, New York

If you find yourself in need of fast cash in Rush, New York, there are several alternatives to payday loans that you may want to consider. One option is to seek out a small loan from a local credit union or community bank. These types of lenders often offer more flexible repayment terms and lower interest rates than payday lenders.

Another option is to seek out local assistance programs or charities that may be able to provide financial assistance or short-term loans. You may also want to consider reaching out to family or friends for help.

Interesting Facts and Statistics

  • New York was one of the first states to enact strict laws against payday lending.
  • In 2020, the average payday loan in the United States was $375.
  • In some cases, the interest rates on payday loans can exceed 400%.

Apply Now

While payday loans are prohibited in Rush, New York, TheGuaranteedLoans can help connect you with potential lenders who offer alternative loan options. As a connector service, we work to match borrowers with lenders who may be able to meet their needs. To get started, simply fill out our online application and we’ll help you find the right lender. Please keep in mind that TheGuaranteedLoans is not a direct lender and does not lend money directly to borrowers.

Conclusion

While payday loans may seem like a quick and easy solution to financial problems, they often come with high interest rates and fees that can be difficult to manage. In Rush, New York, payday loans are prohibited by state law. However, there are several alternatives to payday loans that may be able to provide the help you need. Remember to always read the fine print and understand the terms of any loan before agreeing to accept it.

F.A.Q.

Can I take out a payday loan online in Rush, New York?

No, even if the lender is located outside of New York, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Rush, New York?

No, it is illegal to use a payday loan from another state in Rush, New York.