Payday Loans in Schenectady, New York

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Payday Loan Companies in Schenectady, NY

Company nameAddressZip codePhone number
1st National Bank of Scotia 1476 Balltown Rd 12309 +1 (518) 370 - 7245
Bank of America Financial Center 500 State St 12305 +1 (518) 370 - 8506
Bank of America with Drive-thru ATM 1428 Altamont Ave 12303 +1 (518) 357 - 0607
Berkshire Bank 120 Mansion Boulevard 12304 +1 (518) 377 - 0960
CAP COM Federal Credit Union 582 Balltown Rd 12304 +1 (800) 634 - 2340
Capital Bank 2 Rush St 12305 +1 (518) 579 - 2478
Capitaland Subaru 47 Saratoga Rd 12302 +1 (518) 399 - 9999
Citizens Bank 245 Broadway Suite 4 12305 +1 (518) 370 - 7070
Citizens Bank 1725 Altamont Ave 12303 +1 (518) 356 - 3100
Credit Repair Service 517 Union St 12305 +1 (518) 252 - 0645
KeyBank 1742 Union St 44 12309 +1 (518) 393 - 0480
M&T Bank 5000 Queen Philomena Blvd 12304 +1 (518) 393 - 6424
MOHAWK AUTO SALES 740 State St 12307 +1 (518) 688 - 3601
NBT Bank 433 State St 130 12305 +1 (518) 381 - 4512
Pioneer - Rotterdam Branch 1828 Altamont Ave 12303 +1 (518) 356 - 1396
Pioneer - Schenectady Branch 426 State St 12305 +1 (518) 982 - 1648
Raymond James 120 Erie Blvd 1 12305 +1 (518) 370 - 7269
Regina Check Cashing 1249 State St 12304 +1 (518) 346 - 6091
Regina Check Cashing 315 State St 5 12305 +1 (518) 346 - 8725
Regina Check Cashing Corporation 315 State St #5 12305 +1 (518) 346 - 8725
Saratoga National Bank 251 State St 12305 +1 (518) 579 - 0945
Schenectady County Emplys CU 388 Broadway 12305 +1 (518) 374 - 3830
SEFCU 290 Saratoga Rd 12302 +1 (800) 727 - 3328
Sunmark Credit Union 1300 Altamont Ave 12303 +1 (866) 786 - 6275
Thrivent Financial 3418 Carman Rd 12303 +1 (518) 453 - 3500
Tim Ochs - State Farm Insurance Agent 1811 Curry Rd 12306 +1 (518) 356 - 0433
Trustco Bank 320 State St 12305 +1 (518) 381 - 3831
Victoria Ragucci CPA Firm PLLC 1509 Union St 12309 +1 (518) 377 - 7776

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Schenectady, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Smithtown, NY, Bad Credit Loans in Southampton, NY, Payday Loan Companies in Spring Valley, NY, Payday Loans in Staten Island, NY, Online Loans in Syracuse, NY, Online Loans in Troy, NY, Payday Loan Without a Credit Check in Uniondale, NY and Payday Loans in Utica, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Schenectady, NY.

Beautiful sights of Schenectady, NY

Payday Loans Available in Schenectady, NY By The Following ZIP Codes:

12305, 12308, 12304, 12345, 12301, 12302, 12309, 12307, 12303, 12325, 12306

Are Payday Loans Legal In Schenectady, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Schenectady, NY payday loan calculator

Understanding Payday Loans in Schenectady, New York

Payday loans, also called short-term loans, are a type of unsecured loan offered by lenders to cover small expenses until your next payday. These loans typically provide access to quick cash and can be obtained with very little paperwork and no credit check.

In New York, payday loans are prohibited. This means that you cannot take out a payday loan in the state of New York. Instead, you should look for other options to cover your short-term financial needs.

Alternatives to Payday Loans in Schenectady, New York

If you are looking for an alternative option to a payday loan, you should consider the following:

  • Credit Cards: One option that may be available to you is to use a credit card to cover any small expenses. If you are responsible with your credit card usage, this can be a great way to manage any short-term financial needs.
  • Personal Loans: Another option that may be available is to take out a personal loan. Personal loans are typically unsecured and may be available to those with less than perfect credit.
  • Borrow from Friends and Family: Finally, you may want to consider borrowing from a friend or family member. This can be a great way to cover any short-term financial needs without having to take out a loan.

Frequently Asked Questions

What Are Payday Loans?

Payday loans are short-term loans offered by lenders to cover small expenses until your next payday. These loans typically provide access to quick cash and can be obtained with very little paperwork and no credit check.

Are Payday Loans Legal in New York State?

No, payday loans are prohibited in the state of New York.

What Are Some Alternatives to Payday Loans in Schenectady, New York?

If you are looking for an alternative option to a payday loan, you should consider using a credit card, taking out a personal loan, or borrowing from a friend or family member.

Apply Now

If you are looking for a loan in Schenectady, New York, TheGuaranteedLoans can help. We can connect you with lenders that offer a range of loan products and services. Fill out our simple online application and get started now! Please note that TheGuaranteedLoans is not a lender and cannot guarantee loan approval or loan offers.

More F.A.Q.

Can I take out a payday loan online in Schenectady, New York?

No, even if the lender is located outside of New York, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Schenectady, New York?

No, it is illegal to use a payday loan from another state in Schenectady, New York.

How Many Cash Advance Companies are in Schenectady, NY?

With the help of our service, you will be able to find 28 cash advance companies in Schenectady, NY

What Cash Advance Companies in Schenectady, NY are the most popular?

You should check Citizens Bank, Regina Check Cashing, and 1st National Bank of Scotia. Also, you can start your application online on our website.