Payday Loans in Silver Lake, New York

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No payday loan companies in Silver Lake, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
KeyBank 1314 Upper, Front St, Binghamton, NY 13901 +1 (607) 772 - 6646
Chase Bank 1025 Brown St, Peekskill, NY 10566 +1 (914) 737 - 2360
Provident Bank 179 S Main St, New City, NY 10956 +1 (845) 639 - 7750
bethpage federal credit union 591 E Main St, Bay Shore, NY 11706 +1 (800) 628 - 7070
NBT Bank 2 S Main St, Earlville, NY 13332 +1 (315) 691 - 2976
Action Auto Mart Inc 250 E Hartsdale Ave 36, Hartsdale, NY 10530 +1 (914) 341 - 1414
The First National Bank of Long Island Davis Professional Park, 5225 Nesconset Hwy Building 4, Suite 21, Port Jefferson Station, NY 11776 +1 (631) 928 - 4411
Chase Bank 150 Walt Whitman Rd, Huntington Station, NY 11746 +1 (631) 385 - 2391
Arik Eshel CPA 350 Motor Pkwy, Hauppauge, NY 11788 +1 (631) 273 - 9532
Chase Bank 411 Broadway, Monticello, NY 12701 +1 (845) 794 - 5100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Silver Lake, NY, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Hamburg, NY, Payday Loan Without a Credit Check in Haverstraw, NY, Quick Loan in Hempstead, NY, Payday Loans in Henrietta, NY, Payday Loans in Hicksville, NY, Payday Loans in Huntington, NY, Payday Loans in Huntington Station, NY and Online Loans in Islip, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Silver Lake, NY.

Beautiful sights of Silver Lake, NY

Are Payday Loans Legal In Silver Lake, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Silver Lake, NY payday loan calculator

Payday Loans in Silver Lake, New York

Life can be unpredictable, and we never know when we might need extra cash. Payday loans are one option for those who need a small loan quickly, but it’s important to know the laws and regulations surrounding payday loans in your area. Payday loans in Silver Lake, New York, are prohibited, so if you’re in need of cash, what are your options?

What are Payday Loans?

Payday loans are short-term loans that are typically for small amounts. Borrowers often take out payday loans to cover unexpected expenses or bills that come due before their next paycheck. However, the interest rates on payday loans are often very high, and if the borrower is unable to repay the loan in a timely manner, they can quickly become trapped in a cycle of debt.

Payday Loan Laws in New York

In New York, payday loans are illegal. The state caps the interest rate on small loans at 25%, making it too low to make payday loans a viable business. Any lender offering payday loans in New York is breaking the law.

What are the alternatives to Payday Loans in New York?

If you’re in need of cash in New York, there are several options available to you that don’t involve payday loans:

  • Credit Unions: Credit unions often offer small loans with low-interest rates to their members. If you’re a member of a credit union, this could be an option for you.
  • Personal Loans: Personal loans are available from banks and other financial institutions. These loans have a longer term than a payday loan, making them easier to repay.
  • Credit Cards: If you have a credit card, you could use it to cover your expenses. Just be sure to pay off the balance as soon as possible to avoid interest charges.
  • Government Assistance: The state of New York offers several programs to help low-income residents with their expenses. Check with your local government to see if you qualify for any assistance programs.

Interesting Facts About Payday Loans in Silver Lake, New York

  • Payday loans are illegal in 14 states, including New York.
  • The average APR on a payday loan in the United States is 391%.
  • Payday loans are often referred to as “predatory loans” due to their high interest rates and the way they trap borrowers in a cycle of debt.

Apply Now

While payday loans may not be an option in Silver Lake, New York, TheGuaranteedLoans can help connect you with potential lenders who offer other types of personal loans. As a connector service, we work with a network of lenders who offer personal loans that may be more suitable for your needs. Fill out an online application today to see what loans you may be eligible for with our partner lenders.

Please note that TheGuaranteedLoans is not a direct lender. We work as a connector service to connect you with potential lenders. Any loan decision is made solely by the lender, and TheGuaranteedLoans does not have any control over the loan terms and conditions.

F.A.Q.

Are payday loans legal in Silver Lake, New York?

No, payday loans are prohibited in Silver Lake, New York.

What are the alternatives to payday loans in Silver Lake, New York?

Some options for short-term financial assistance in Silver Lake, New York include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.