Payday Loans in Sound Beach, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Sound Beach, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
TIAA Financial Services 411 Lafayette St Fl 6, New York, NY 10003 +1 (800) 842 - 2733
American Community Bank 300 Glen St 1, Glen Cove, NY 11542 +1 (516) 609 - 2900
KeyBank 62 Church St, Gouverneur, NY 13642 +1 (315) 287 - 3300
Chemung Canal Trust Company 909 Hanshaw Rd, Ithaca, NY 14850 +1 (607) 257 - 2194
Fagan Associates 767 Hoosick Rd, Troy, NY 12180 +1 (518) 279 - 1044
TD Bank 241 Marble Ave, Thornwood, NY 10594 +1 (914) 747 - 0938
Phyllis Campbell - Prudential Financial 9670 NY-36, Dansville, NY 14437 +1 (607) 545 - 6595
Bank of America with Drive-thru ATM 994 Middle Country Rd, Selden, NY 11784 +1 (631) 320 - 2264
Advanced Auto Service 3668 Barger St, Shrub Oak, NY 10588 +1 (914) 245 - 5919
Bank of Greene County 2827 U.S. 9, Valatie, NY 12184 +1 (518) 758 - 6911

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sound Beach, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Centereach, NY, Bad Credit Loans in Central Islip, NY, Payday Loans in Cicero, NY, Payday Loans in Clarence, NY, Payday Loans in Clay, NY, Payday Loans in Clifton Park, NY, Payday Loans in Commack, NY and Online Loans in Coram, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sound Beach, NY.

Beautiful sights of Sound Beach, NY

Payday Loans Available in Sound Beach, NY By The Following ZIP Codes:

11789

Are Payday Loans Legal In Sound Beach, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Sound Beach, NY payday loan calculator

Understanding Payday Loans in Sound Beach, New York

Life can be unpredictable and sometimes unexpected expenses arise. When these expenses come up, it’s important to have a way to get cash quickly. Payday loans can seem like a great option, but in Sound Beach, New York, they are actually prohibited by law.

What are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. These loans are often marketed as a quick and easy solution for people who need cash in a hurry. However, they come with very high interest rates and fees, making them a risky choice for people who are already struggling financially.

Why are Payday Loans Prohibited in Sound Beach, NY?

Payday loans are prohibited in Sound Beach, New York, because of the high interest rates and fees associated with them. The state has enacted laws to protect consumers from predatory lending practices, including capping interest rates and fees on loans.

Alternatives to Payday Loans

If you need cash quickly, there are other options available to you. Some alternatives include:

  • Credit union loans
  • Personal loans
  • Credit cards
  • Government assistance programs

Each option has its own pros and cons, so it’s important to do your research and choose the option that is best for you.

Interesting Facts and Statistics About Payday Loans in Sound Beach, NY

  • New York state law prohibits payday lending
  • The average payday loan in the US has an interest rate of 400%
  • In 2019, the number of payday lending locations in the US was over 23,000
  • Payday lending is often targeted at low-income and minority communities

Apply Now

While payday loans are prohibited in Sound Beach, New York, TheGuaranteedLoans can help connect you with potential lenders for other types of loans. Fill out our online application today and we will facilitate your connection with lenders who may be able to help you get the cash you need.

Note: TheGuaranteedLoans is a connector service, not a direct lender. We do not make lending decisions or provide loans directly. Rather, we connect borrowers with potential lenders who may be able to provide them with the loans they need.

Conclusion

While it may be tempting to turn to payday loans in times of financial need, it’s important to remember that these loans come with very high interest rates and fees. In Sound Beach, New York, payday loans are actually prohibited by law. There are other options available to you if you need cash quickly, including credit union loans, personal loans, credit cards, and government assistance programs. Research your options and choose the one that is best for you.

F.A.Q.

Can a payday loan company garnish my wages in Sound Beach, New York?

No, a payday loan company cannot garnish your wages in Sound Beach, New York because these loans are illegal in the state.

Can a payday loan company repossess my property in Sound Beach, New York?

No, a payday loan company cannot repossess your property in Sound Beach, New York because these loans are illegal in the state.