Payday Loans in South Bethlehem, New York

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No payday loan companies in South Bethlehem, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Homebridge Financial Services, Inc. 42-40 Bell Blvd Suite 101, Bayside, NY 11361 +1 (917) 268 - 8968
NBT Bank of Oswego (East) 161 NY-104, Oswego, NY 13126 +1 (315) 342 - 6272
Roslyn Savings Bank, a division of New York Community Bank 2 Muttontown Eastwoods Rd, Syosset, NY 11791 +1 (516) 677 - 5300
Le Roy Federal Credit Union 7093 W Main Rd, Le Roy, NY 14482 +1 (585) 768 - 7207
Woody's Pawn Shop 124 Main St, Hornell, NY 14843 +1 (607) 324 - 3325
Timebuyer Inc. 3313 Seneca Turnpike 4602, Canastota, NY 13032 +1 (315) 875 - 5700
Southtowns Financial Group 3438 Orchard Park Rd, Orchard Park, NY 14127 +1 (716) 662 - 0070
PAYOMATIC 205-06 Hillside Avenue, Hollis, NY 11423 +1 (718) 468 - 1000
New York Gold Diamond & Pawn 512 Stone Rd, Rochester, NY 14616 +1 (585) 222 - 7296
People's United Bank 404 S Oyster Bay Rd, Hicksville, NY 11801 +1 (516) 348 - 1600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in South Bethlehem, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in East Meadow, NY, Online Loans in Eastchester, NY, Payday Loans in Elmont, NY, Payday Loans in Franklin Square, NY, Payday Loans in Freeport, NY, Payday Loan Companies in Guilderland, NY, Short-term Loans in Hamburg, NY and Payday Loans in Haverstraw, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in South Bethlehem, NY.

Beautiful sights of South Bethlehem, NY

Payday Loans Available in South Bethlehem, NY By The Following ZIP Codes:

12158, 12161

Are Payday Loans Legal In South Bethlehem, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

South Bethlehem, NY payday loan calculator

Payday loans are a popular option for people in need of quick cash, but unfortunately they are not legal in South Bethlehem, New York.

What are payday loans?

Payday loans are a type of short-term loan where borrowers can receive funds quickly, typically within a day of applying. These loans are designed to be repaid by the borrower’s next payday, hence the name “payday loan.”

Why are payday loans prohibited in South Bethlehem, New York?

Payday loans are prohibited in New York due to the state’s strict regulations on high-interest loans. According to New York’s Department of Financial Services, payday loans with interest rates over 25% are illegal in the state.

This means that lenders cannot offer payday loans to residents of South Bethlehem or any other city in New York. Borrowers who need quick cash may need to explore alternative options.

What are some alternatives to payday loans in South Bethlehem, New York?

Despite the fact that payday loans are prohibited in New York, residents of South Bethlehem still have several alternative options when they need money quickly. Here are a few alternatives to consider:

  • Personal loans from a bank or credit union
  • Credit cards
  • Installment loans
  • Secured loans

Each of these options has its own advantages and disadvantages, so it’s important to do your research and choose the option that’s right for you.

Did you know?

According to a 2016 report from the Center for Responsible Lending, the average payday loan borrower in the United States takes out 10 payday loans per year and pays an average of $458 in fees.

Apply Now

If you’re in need of a loan, TheGuaranteedLoans can help you connect with potential lenders. We are not a direct lender, but a connector service that can help you find a loan that meets your needs.

To get started, simply fill out our online application form and we’ll connect you with potential lenders who can help.

Remember, borrowing money is a serious decision and it’s important to do your research and choose the option that’s right for you. Good luck!

F.A.Q.

Can a payday loan company file a lawsuit against me in South Bethlehem, New York?

No, a payday loan company cannot file a lawsuit against you in South Bethlehem, New York because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in South Bethlehem, New York?

Yes, there are federal laws that apply to payday loans in South Bethlehem, New York, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.