Payday Loans in Southampton, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Southampton, NY

Company nameAddressZip codePhone number
Bank of America with Drive-thru ATM 60 Jagger Ln 11968 +1 (631) 287 - 1447
BNB Bank ATM 116 NY-27A 11968 +1 (631) 537 - 1000
Capital One Bank 46 Windmill Ln 11968 +1 (631) 283 - 8300
Charles Schwab 16 Hill St Ste 6 11968 +1 (631) 259 - 6888
Chase Bank 60 Main St 11968 +1 (631) 283 - 6742
GuardHill Financial 63 Main St 4 11968 +1 (631) 287 - 4522
Harbor Financial Partners 11 Main St 11968 +1 (631) 899 - 1245
Investors Bank 97 N Sea Rd 11968 +1 (631) 353 - 3291
Lexus of Southampton 299 County Road 39A 11968 +1 (631) 259 - 4891
People's United Bank 295 N Sea Rd 11968 +1 (631) 283 - 3800
South Bay Abstract 25 Bowden Square UNIT 2 11968 +1 (631) 283 - 7215
Southampton Jewelry Exchange 801 County Rd 39 13 11968 +1 (631) 259 - 2100
Suffolk Federal Credit Union 850 County Rd 39 11968 +1 (631) 924 - 8000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Southampton, NY, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Spring Valley, NY, Payday Loans in Staten Island, NY, Payday Loans in Syracuse, NY, Payday Loans in Troy, NY, Payday Loans in Uniondale, NY, Quick Loan in Utica, NY, Short-term Loans in Valley Stream, NY and 24-Hour Loan in Warwick, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Southampton, NY.

Beautiful sights of Southampton, NY

Payday Loans Available in Southampton, NY By The Following ZIP Codes:

11969, 11968

Are Payday Loans Legal In Southampton, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Southampton, NY payday loan calculator

Payday Loans in Southampton, New York

Payday loans are generally short-term, high-cost loans that are taken out until the borrower’s next paycheck arrives. They are typically issued for two-week increments and can range from $100 to $1,000, depending on the state in which the borrower applies. Unfortunately, payday loans are prohibited in the state of New York and are no longer available as an option for those seeking a short-term loan.

What Is a Payday Loan?

Payday loans are typically taken out to cover expenses that are due before the next payday. Payday loans are generally issued in two-week increments and the loan must be paid in full by the due date. These loans are typically used in emergencies and should be avoided as an everyday financial solution. Payday loans come with a high interest rate and fees, and can take a borrower into a cycle of debt if they are unable to pay the loan off on time.

Why Are Payday Loans Prohibited in New York?

New York passed legislation in 2015 prohibiting the issuance of payday loans across the state. This legislation was put in place to protect consumers from predatory lending practices and to ensure that borrowers are not taken advantage of by high-interest rates and fees. The state has implemented strict regulations and penalties for any lender attempting to issue payday loans and is actively prosecuting illegal lenders who are still offering these services.

Options for Short-Term Loans in New York

While payday loans are not available, there are alternatives that can provide short-term financial assistance in New York. Consumers looking for a loan in Southampton, New York have options such as flexible installment loans and line of credit loans. These alternatives come with more flexible repayment terms, lower interest rates, and greater amounts than payday loans.

Flexible Installment Loans

Flexible installment loans are typically used for larger purchases and debt consolidation. They come with longer repayment terms and lower interest rates than payday loans, and offer a more affordable solution for those seeking financial assistance. With flexible installment loans, borrowers have the flexibility to choose their repayment terms, and the interest is calculated based on the remaining balance, not the full amount of the loan.

Line of Credit Loans

Line of credit loans are a great option for those who need short-term financial assistance. They operate much like a credit card, with a set credit limit and a minimum payment due each month. These loans can be drawn on as needed, and the interest rate is based on the outstanding balance. This can provide much needed flexibility for those who are unable to repay the loan in a single payment.

The Guaranteed Loans – Connecting Borrowers and Lenders

The Guaranteed Loans is a trusted website that connects borrowers with lenders. We have a network of lenders who provide flexible installment loans and line of credit loans. To get started, simply fill out our online application and we will connect you with a lender who can provide the financial assistance you need. We are not a lender and our goal is to help you find the best loan option for your situation.

F.A.Q.

Q. Are payday loans legal in New York?

A. No, payday loans are prohibited in the state of New York.

Q. Are there alternatives to payday loans in New York?

A. Yes, there are options such as flexible installment loans and line of credit loans that provide short-term financial assistance.

Q. How can I find a lender in Southampton, New York?

A. The Guaranteed Loans can help you find a lender in your area. Simply fill out our online application and we will connect you with a lender who can provide the financial assistance you need.

Apply Now

If you need short-term financial assistance, The Guaranteed Loans can help. We will connect you with lenders who can provide flexible installment loans and line of credit loans. Simply fill out our online application and we will get you started on the path to the financial assistance you need. Please note, The Guaranteed Loans is not a lender and is not responsible for the terms and conditions of the loan that you are offered.

More F.A.Q.

Are there any other options for fast cash in Southampton, New York?

Consumers in Southampton, New York may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Southampton, New York?

No, payday loans are prohibited in the state of New York.

How Many Cash Advance Companies are in Southampton, NY?

With the help of our service, you will be able to find 13 cash advance companies in Southampton, NY

What Cash Advance Companies in Southampton, NY are the most popular?

You should check BNB Bank ATM, Bank of America with Drive-thru ATM, and Capital One Bank. Also, you can start your application online on our website.