Payday Loans in Spring Valley, New York

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Payday Loan Companies in Spring Valley, NY

Company nameAddressZip codePhone number
Chase Bank 269 N Main St 10977 +1 (845) 356 - 3360
David's Check Cashing 205 NY-59 10977 +1 (845) 352 - 4888
EMPIRE STATE CREDIT UNION 45 Kennedy Dr 10977 +1 (845) 356 - 2545
Money Depot 259 W Rte 59 5 10977 +1 (845) 425 - 6663
Multiservices Amigo 31 S Central Ave 10977 +1 (845) 425 - 1190
NorthEast Community Bank 72 W Eckerson Rd 10977 +1 (845) 356 - 5300
People's United Bank 253 N Main St 10977 +1 (845) 352 - 1828
Ria Money Transfer 175 NY-59 230 10977 +1 (877) 443 - 1399
Rockland Check Cashing 86 EAST New York 59 10977 +1 (845) 356 - 2274
Rockland Check Cashing 86 NY-59 10977 +1 (845) 356 - 2274
Rockland Employees Federal Credit Union 170 S Central Ave 10977 +1 (845) 371 - 5804
Rockland Employees Federal Credit Union 170 E Central Ave 10977 +1 (845) 371 - 5804
Vnb Loan Services Inc 100 Red Schoolhouse Rd 10977 +1 (845) 426 - 6100
Wells Fargo Bank 154 Spring Valley Market Pl 10977 +1 (845) 425 - 9200
Western Union Davids Money Centers Rc, 205 NY-59 10977 +1 (845) 352 - 4888

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spring Valley, NY, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Staten Island, NY, Payday Loans in Syracuse, NY, Payday Loan for Troy, NY, Payday Loans in Uniondale, NY, Same Day Loans in Utica, NY, Payday Loans in Valley Stream, NY, Payday Loans in Warwick, NY and Payday Loans in Webster, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spring Valley, NY.

Beautiful sights of Spring Valley, NY

Payday Loans Available in Spring Valley, NY By The Following ZIP Codes:

10977

Are Payday Loans Legal In Spring Valley, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Spring Valley, NY payday loan calculator

Payday Loans in Spring Valley, New York: What You Need to Know

Getting an emergency loan when you’re in a financial bind can be a lifesaver. Payday loans can provide you with quick access to cash in order to meet your financial obligations. Unfortunately, payday loans are prohibited in New York, including the village of Spring Valley.

What Are Payday Loans?

A payday loan is a type of loan that offers small, short-term cash advances. Payday loans are intended to meet an individual’s immediate financial needs and are typically due on the borrower’s next payday. Payday loans typically have higher interest rates and fees than other types of loans and are generally a more expensive form of credit.

Are Payday Loans Allowed in New York?

Payday loans are prohibited in the state of New York. It is illegal for any lender to offer or make payday loans in New York, or for any borrower to take out a payday loan in New York. It is also illegal for a lender to collect on a payday loan from an individual’s bank account in New York.

What Are the Alternatives to Payday Loans in Spring Valley, New York?

If you’re in a financial bind and need quick access to cash in Spring Valley, New York, you may want to explore alternative loan options. Here are some of the most popular options to payday loans in New York:

Personal Loans

Personal loans are a popular alternative to payday loans. These loans are offered by private lenders and typically come with lower interest rates than payday loans. Personal loans can be used for a variety of needs including home repairs, medical bills, and more.

Credit Cards

If you have a good credit score, you may qualify for a credit card with a low-interest rate. Credit cards are a convenient option for short-term financing as you can use them for purchases as well as for cash advances. Make sure you understand the terms and conditions of your credit card and pay your balance off in full each month to avoid paying unnecessary interest.

Online Lenders

There are many online lenders that offer personal loans. Online lenders tend to have more flexible criteria for loan approval and may offer lower interest rates than traditional banks and lenders. Consider researching online lenders before making a decision to ensure you are choosing a reputable lender and compare interest rates and terms.

Peer-to-Peer Lending

Peer-to-peer (P2P) lending is an alternative form of financing that allows individuals to borrow money from other individuals. P2P lending platforms provide a marketplace for borrowers and lenders to connect. Interest rates on P2P loans depend on a variety of factors, such as the borrower’s credit score and income.

Payment Plans

If you owe money to a medical provider, utility company, or other institution, you may be able to negotiate a payment plan. Contact the institution to inquire about their payment plan policies and terms. Some institutions may even offer a discount for paying in full or signing up for an automatic payment plan.

Bottom Line

Payday loans are prohibited in the state of New York, including the village of Spring Valley. If you’re in need of quick access to cash, consider exploring alternative loan options such as personal loans, credit cards, online lenders, peer-to-peer lending, and payment plans.

Apply Now

If you’re ready to apply for a loan, TheGuaranteedLoans can help. We’ll connect you with lenders who may be able to get you the loan you need. TheGuaranteedLoans is not a lender.

FAQs

Are payday loans allowed in New York?

No, payday loans are prohibited in New York.

Are there alternatives to payday loans in Spring Valley, New York?

Yes, there are alternatives to payday loans in Spring Valley, New York. These include personal loans, credit cards, online lenders, peer-to-peer lending, and payment plans.

Does TheGuaranteedLoans offer payday loans?

No, TheGuaranteedLoans is not a lender and does not offer payday loans. We can connect you with lenders who may be able to get you the loan you need.

More F.A.Q.

Why are payday loans illegal in Spring Valley, New York?

Payday loans are illegal in Spring Valley, New York because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Spring Valley, New York?

in Spring Valley, New York, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.

How Many Cash Advance Companies are in Spring Valley, NY?

With the help of our service, you will be able to find 15 cash advance companies in Spring Valley, NY

What Cash Advance Companies in Spring Valley, NY are the most popular?

You should check Rockland Check Cashing, Rockland Employees Federal Credit Union, and Chase Bank. Also, you can start your application online on our website.