Payday Loans in Swain, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Swain, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
PFM Asset Management LLC 905 Marconi Ave, Ronkonkoma, NY 11779 +1 (631) 580 - 6200
TD Bank 3660 Lee Rd, Jefferson Valley, NY 10535 +1 (914) 245 - 1132
B2R Finance 545 Madison Ave 802, New York, NY 10022 +1 (212) 235 - 2400
TIAA Financial Services 250 S Clinton St Suite 310, Syracuse, NY 13202 +1 (866) 698 - 4221
Elmira Savings Bank 404 S Hamilton St, Painted Post, NY 14870 +1 (607) 734 - 3374
Kayla Check Cashing Corporation 350 Uniondale Ave, Uniondale, NY 11553 +1 (516) 292 - 5125
Anthony J. Pietrafesa Esq - Consumer Lawyer 313 E Willow St 202, Syracuse, NY 13203 +1 (518) 218 - 0851
Steuben Trust Company - Bolivar 319 Main, Bolivar, NY 14715 +1 (585) 928 - 1773
HSBC Bank 371 Tarrytown Rd, White Plains, NY 10607 +1 (800) 975 - 4722
Capital One Bank 3151 Long Beach Rd, Oceanside, NY 11572 +1 (516) 678 - 2244

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Swain, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Brentwood, NY, Online Loans in Brookhaven, NY, Payday Loans in Brooklyn, NY, Guaranteed Loans in Buffalo, NY, Payday Loans in Carmel, NY, Payday Loans in Centereach, NY, Payday Loans in Central Islip, NY and Online Loans in Cicero, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Swain, NY.

Beautiful sights of Swain, NY

Are Payday Loans Legal In Swain, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Swain, NY payday loan calculator

Payday Loans in Swain, New York: Understanding the Law

If you’re looking for a quick financial fix, you might be considering a payday loan. However, if you live in Swain, New York, you should know that payday loans are prohibited by law. This means that lenders cannot legally operate in the state of New York and provide payday loans to its residents.

What is a Payday Loan?

Before we dive into the specifics of New York payday loan laws, let’s first discuss what exactly a payday loan is. A payday loan is a small, short-term loan that is typically due on the borrower’s next payday. These loans are often appealing to those facing financial emergencies who need quick access to cash.

However, payday loans come with incredibly high interest rates and fees, making it difficult for borrowers to repay the loan and stay afloat financially. In many cases, borrowers end up stuck in a cycle of debt and financial ruin due to the predatory nature of payday loans.

Payday Loans in New York: The Law

In 2006, New York State passed a law that made payday loans illegal in the state. This law was designed to protect consumers from the predatory nature of payday loans and the negative financial impact they can have on borrowers.

Under New York law, it is illegal for any lender to provide payday loans to consumers. This includes both in-person and online lenders. Additionally, payday loan advertisements are also prohibited within the state.

What Are the Alternatives?

While payday loans may seem like an easy solution to financial troubles, there are many other options available. For example, if you’re facing a financial emergency, you may be able to get assistance from local charities or government agencies. Additionally, there are many legitimate lenders who offer personal loans with more reasonable interest rates and fees.

If you’re struggling with debt, you may want to consider speaking with a financial counselor who can help you develop a debt repayment plan.

Interesting Facts and Statistics

  • According to a report by the New York Department of Financial Services, payday lenders charged interest rates as high as 918% in 2018.
  • In 2019, the average payday loan amount in New York was $674.
  • Between 2011 and 2017, payday lenders in New York state attempted to collect on over $1.3 billion in illegal payday loans.

Apply Now

While payday loans are illegal in New York, TheGuaranteedLoans can still help connect you with potential lenders who offer personal loans. Our online application process is quick and easy, and we’ll only match you with lenders who meet your specific needs. Remember, we are a connector service, not a direct lender. If you’re in need of financial assistance, fill out our online application today.

F.A.Q.

Where can I get more information about payday loans in Swain, New York?

More information about payday loans in Swain, New York can be found on the New York State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Swain, New York?

No, payday loans are prohibited in Swain, New York.