Payday Loans in Syracuse, New York

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Payday Loan Companies in Syracuse, NY

Company nameAddressZip codePhone number
Alliance Bank 700 N Main St 13212 +1 (315) 458 - 8131
AmeriCU 200 Walton St 13202 +1 (800) 388 - 2000
Anthony J. Pietrafesa Esq - Consumer Lawyer 313 E Willow St 202 13203 +1 (518) 218 - 0851
Approved Credit Services, Inc NMLS #9604 2572 Erie Blvd E 13224 +1 (800) 449 - 4007
Bank of America Financial Center 2334 James St 13206 +1 (315) 438 - 8697
Bank of America with Drive-thru ATM 401 Nottingham Rd 13210 +1 (315) 446 - 4205
Bradt-Luciani Real Property Services 120 E Washington St 402 13202 +1 (315) 214 - 5017
Chase Bank 801 James St 13203 +1 (315) 476 - 0987
Citizens Bank 3524 W Genesee St 13219 +1 (315) 487 - 3446
Community Bank N.A. - Corporate Headquarters 5790 Widewaters Pkwy 170 13214 +1 (315) 445 - 2282
Cooperative Federal (Westcott Street Office) 723 Westcott St 13210 +1 (315) 471 - 1116
Cooperative Federal North Salina Street Office 800 N Salina St 13208 +1 (315) 473 - 0280
Crouse Federal Credit Union 730 S Crouse Ave 13210 +1 (315) 470 - 7928
Empower FCU 4729 Onondaga Blvd 13219
Empower Federal Credit Union 3700 W Genesee St 13219 +1 (315) 488 - 8491
Geddes Federal Savings & Loan Association 2208 W Genesee St 13219 +1 (315) 468 - 6281
KeyBank 1004 E Adams St 13210 +1 (315) 476 - 2530
Legend Group Inc 3532 James St 13206 +1 (315) 422 - 5868
LibertyX Bitcoin ATM 821 E Brighton Ave 13205 +1 (800) 511 - 8940
M&T Bank 424 Grant Blvd 13206 +1 (315) 432 - 5940
M&T Bank 1621 South Ave 13207 +1 (315) 476 - 1286
M&T Insurance Agency Inc. M&T Bank Building, 101 S Salina St 13202 +1 (800) 716 - 8314
Mariner Finance 3214 Erie Blvd E 13214 +1 (315) 449 - 1531
Money Federal Credit Union 100 Madison St 13202 +1 (315) 671 - 4000
Money Management International 5794 Widewaters Pkwy 13214 +1 (315) 766 - 2491
NBT Bank 1001 James St 13203 +1 (315) 474 - 3306
Northwest Associates 122 Plum St 13204 +1 (315) 471 - 7662
Par Finance Corporation 101 S Salina St 1020 13202 +1 (315) 476 - 7000
Pathfinder Bank 109 W Fayette St 13202 +1 (315) 207 - 8020
Pawn Pro 2714 Erie Blvd E 13224 +1 (315) 449 - 1600
Principal Financial Group 200 Salina Meadows Pkwy 100 13212 +1 (315) 412 - 0954
Regina Check Cashing 4141 S Salina St 13205 +1 (315) 378 - 0190
Regina Check Cashing 2209 Lodi St 13208 +1 (315) 423 - 5580
Regina Check Cashing Corporation 105 E Jefferson St 13202 +1 (315) 423 - 4763
Robert Brunette - Raymond James 400 Spencer St 13204 +1 (315) 422 - 7096
SECNY Federal Credit Union 4727 W Seneca Turnpike 13215 +1 (315) 469 - 5599
SEFCU 107 Simon Dr 13224 +1 (800) 727 - 3328
Sefcu Mortgage Services 200 Salina Meadows Pkwy 13212 +1 (315) 701 - 1390
Solvay Bank 109 S Warren St 13202 +1 (315) 475 - 8702
Solvay Bank Westvale 3201 W Genesee St 13219 +1 (315) 484 - 7052
Summit Federal Credit Union 5201 W Taft Rd 13212
Syracuse Federal Credit Union 1400 Erie Blvd E 13210 +1 (315) 443 - 2603
Syracuse Fire Department FCU 211 Wilkinson St 13204 +1 (315) 471 - 4621
Syracuse Postal Credit Union 5640 E Taft Rd 13212 +1 (315) 458 - 5550
The 504 Company 235 Harrison St 13202 +1 (315) 453 - 8195
The Summit Federal Credit Union 1400 Erie Blvd E 13210 +1 (800) 836 - 7328
TIAA Financial Services 250 S Clinton St Suite 310 13202 +1 (866) 698 - 4221
Ukrainian Federal Credit Union - Syracuse Branch 211 Tompkins St 13204 +1 (315) 471 - 4074
Visions Federal Credit Union 500 Erie Blvd W 13204 +1 (800) 242 - 2120

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Syracuse, NY, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Troy, NY, Payday Loan Without a Credit Check in Uniondale, NY, Bad Credit Loans in Utica, NY, Emergency Loan in Valley Stream, NY, Payday Loan Companies in Warwick, NY, Payday Loan for Webster, NY, Payday Loans in West Babylon, NY and No Credit Check Loans in White Plains, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Syracuse, NY.

Beautiful sights of Syracuse, NY

Payday Loans Available in Syracuse, NY By The Following ZIP Codes:

13208, 13202, 13217, 13261, 13260, 13252, 13206, 13209, 13201, 13224, 13204, 13218, 13250, 13221, 13203, 13205, 13251, 13244, 13290, 13215, 13212, 13211, 13214, 13207, 13225, 13220, 13219, 13210

Are Payday Loans Legal In Syracuse, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Syracuse, NY payday loan calculator

Introduction to Payday Loans in Syracuse, New York

Payday loans are a type of short-term loan intended to provide emergency cash to the borrower until their next paycheck. Although payday loans are often referred to as such, in the state of New York, payday loans are not legal. It is important to note that there are other short-term loan options available to New Yorkers, including title loans.

Understanding Title Loans in New York

Title loans are a type of short-term loan that uses the borrower’s vehicle title as collateral. In this type of loan, the borrower must have at least some equity in their vehicle and agrees to a lien being placed on the vehicle title until the loan has been paid back. Title loans tend to have higher interest rates and require somewhat more stringent underwriting than payday loans, but they are legal in the state of New York.

Locating a Title Loan Lender in Syracuse

If you’re in need of a short-term loan in the Syracuse region, you’ll likely want to look for a title loan lender in the area. You should thoroughly investigate any lender you are considering, paying close attention to the terms and conditions of the loan. Make sure you understand the repayment schedule, any fees, and the APR associated with the loan.

How to Apply for a Title Loan in Syracuse

The application process for a title loan in Syracuse is straightforward. You will typically complete a short online application and provide basic information about yourself and your vehicle, such as the make, model, year, and mileage. You will also need to provide your driver’s license and car title. Once the application has been approved, you will be required to sign a loan agreement and provide your lienholder with title to the vehicle.

What to Expect After Applying for a Title Loan in Syracuse

Once you have submitted your application, it is important to understand the title loan process and timeline. A loan officer will contact you within hours to finalize your loan. You will be required to provide documentation to complete the loan process. This documentation will typically include a copy of the title and proof of income. Once the loan is finalized, the loan proceeds will be deposited into your bank account within one business day.

Repaying a Title Loan in Syracuse

Repayment of a title loan in Syracuse is typically due within 30 days. You will be responsible for making regular payments on the loan and paying off the balance before the loan’s due date. However, you may have the option to extend the loan term, as long as you make the necessary payments.

Conclusion

Although payday loans are not legal in the state of New York, title loans are an alternative source of short-term cash for individuals in Syracuse and other areas of the state. When applying for a title loan, it is important to research lenders and understand the loan process, repayment schedule, fees, and APR before signing the loan agreement.

Apply Now

At TheGuaranteedLoans, we understand that when you need quick cash, you need it fast. That’s why we are proud to offer a streamlined online application process to get you connected with lenders who can help you get the money you need. Apply for a title loan today and our friendly specialists will help match you with lenders in your area, so you can get the cash you need in no time. Remember, TheGuaranteedLoans is not a lender, but we are here to help you find the best loan option that fits your needs and budget.

F.A.Q.

Q: Are payday loans legal in New York?

A: No, payday loans are prohibited in the state of New York. However, title loans are an option for individuals who need access to short-term cash.

Q: How do I apply for a title loan in Syracuse?

A: You can apply for a title loan in Syracuse by completing an online application. You will need to provide basic information about yourself and your vehicle, as well as documentation such as copies of your title and proof of income.

Q: How long will it take to receive my loan proceeds?

A: You can typically expect to receive your loan proceeds within one business day after your loan has been finalized.

More F.A.Q.

Can I be sued for not paying back a payday loan in Syracuse, New York?

Because payday loans are illegal in Syracuse, New York, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Syracuse, New York?

No, payday loan lenders cannot garnish your wages in Syracuse, New York because payday loans are illegal in the state.

How Many Cash Advance Companies are in Syracuse, NY?

With the help of our service, you will be able to find 49 cash advance companies in Syracuse, NY

What Cash Advance Companies in Syracuse, NY are the most popular?

You should check M&T Bank, Regina Check Cashing, and Alliance Bank. Also, you can start your application online on our website.