Payday Loans in Tappan, New York

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No payday loan companies in Tappan, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Overseas Autobody 595 Warburton Ave 2, Hastings-On-Hudson, NY 10706 +1 (914) 478 - 0939
SEFCU 763 NY-146, Altamont, NY 12009 +1 (800) 727 - 3328
Champlain National Bank 3900 NY-22, Willsboro, NY 12996 +1 (518) 963 - 4201
O'Haver Financial 438 East W Union St, Newark, NY 14513 +1 (315) 331 - 7925
Check 'n Go 4024 Boston Rd, Bronx, NY 10475 +1 (718) 379 - 2604
NBT Bank 1572 NY-26, South Otselic, NY 13155 +1 (315) 653 - 4500
Dime Community Bank 2036, 32 Jackson Ave suite b, Hampton Bays, NY 11946 +1 (631) 537 - 1000
LPL Financial 85 Main St, Sayville, NY 11782 +1 (631) 244 - 9500
GPO Federal Credit Union 8585 NY-28, Barneveld, NY 13304 +1 (315) 624 - 7190
ESL Federal Credit Union 4214 Veterans Memorial Dr, Batavia, NY 14020 +1 (585) 336 - 1000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tappan, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Utica, NY, Payday Loans in Valley Stream, NY, 24-Hour Loan in Warwick, NY, Payday Loans in Webster, NY, Payday Loans in West Babylon, NY, Emergency Loan in White Plains, NY, Payday Loans in Yonkers, NY and Payday Loans in Albany, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tappan, NY.

Beautiful sights of Tappan, NY

Payday Loans Available in Tappan, NY By The Following ZIP Codes:

10983

Are Payday Loans Legal In Tappan, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Tappan, NY payday loan calculator

Understanding Payday Loans in Tappan, New York

Payday loans are a form of short-term loans that are usually taken out by people who need quick access to cash. These loans are meant to be paid back with interest at the next payday of the borrower. Though payday loans are a popular option in many states, they are illegal in New York.

Why are Payday Loans Prohibited in New York?

New York State Department of Financial Services (NYDFS) prohibits payday loans under Section 340 of the Banking Law. The rationale behind this is to protect residents of New York from the high-interest rates and potential debt traps that payday loans can create. NYDFS has made it clear that any lenders found conducting payday loan services within the state will be dealt with severely.

What are the Alternatives to Payday Loans in Tappan, New York?

While payday loans may not be an option in New York, there are other alternatives available for those who need quick access to cash. Here are a few options:

  • Personal loans
  • Credit card cash advances
  • Installment loans
  • Credit Union loans

Each of these options comes with its own set of pros and cons, so it’s important to do research and choose the option that works best for you and your financial situation.

Interesting Facts about Payday Loans in Tappan, New York

  • A 2017 study found that New York State had saved over $5 billion in payday loan fees since the prohibition of payday loans in 2009.
  • The NYDFS has conducted investigations into payday lending practices and found that lenders often target low-income communities.
  • New York State Attorney General Eric Schneiderman has been outspoken in his criticism of payday lending practices and has taken legal action against several payday lenders operating in the state.

‘Apply Now’ with TheGuaranteedLoans

While payday loans may be illegal in Tappan, New York, TheGuaranteedLoans can still help you connect with potential lenders who offer other types of loans.

Our online application process is quick and easy, so you can get started right away. Simply fill out our form on our website, and we’ll help you find a lender who suits your needs. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we will facilitate the connection between you and potential lenders.

So why wait? Apply now and take the first step towards securing the cash you need.

At TheGuaranteedLoans, we are committed to providing our readers with accurate and reliable information. We hope this article has helped shed some light on payday loans in Tappan, New York, and the alternatives available for those in need of quick access to cash.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Tappan, New York?

It is illegal for lenders to offer payday loans in Tappan, New York, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Tappan, New York?

If you have already taken out a payday loan in Tappan, New York, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.