Payday Loans in Upton, New York

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No payday loan companies in Upton, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Citibank 4800 Nesconset Hwy, Port Jefferson Station, NY 11776 +1 (631) 791 - 5441
Chase Mortgage 861 Montauk Hwy, Oakdale, NY 11769 +1 (631) 589 - 0171
Citizens Bank Supermarket Branch 5150 North St, Canandaigua, NY 14424 +1 (585) 396 - 9280
First Source Federal Credit Union 510 W State St, Herkimer, NY 13350 +1 (315) 735 - 8571
Credit Bureau Affiliates 3300 Monroe Ave, Rochester, NY 14618 +1 (585) 924 - 7186
NBT Bank 118 Genesee St, Oneida, NY 13421 +1 (315) 363 - 0973
Vertical Advance 825 E Gate Blvd, Garden City, NY 11530 +1 (516) 557 - 7035
SEFCU Mortgage Services 700 Patroon Creek Blvd 301, Albany, NY 12206 +1 (800) 444 - 6313
BNY Mellon 111 Sanders Creek Pkwy, East Syracuse, NY 13057 +1 (315) 414 - 3000
Gerber Collision & Glass 8148 Buffalo Rd, Bergen, NY 14416 +1 (585) 494 - 2449

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Upton, NY, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Jamestown, NY, Payday Loans in Lancaster, NY, Payday Loans in Levittown, NY, Payday Loans in Long Beach, NY, Payday Loans in Manlius, NY, Payday Loans in Mount Vernon, NY, Payday Loans in New City, NY and Guaranteed Loans in New Rochelle, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Upton, NY.

Beautiful sights of Upton, NY

Are Payday Loans Legal In Upton, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Upton, NY payday loan calculator

Understanding Payday Loans in Upton, New York

If you are looking for financial assistance in Upton, New York, you may have considered payday loans as an option. However, it is important to note that payday loans are not legal in New York state. In this article, we will discuss everything you need to know about payday loans in Upton, New York and why they are prohibited.

What are Payday Loans?

Payday loans, also known as cash advance loans, are short-term loans that come with high interest rates. These loans are typically aimed at individuals who require quick cash to tide them over until their next payday. The loans are given based on the borrower’s paycheck and are usually due on their next payday.

Why are Payday Loans Prohibited in Upton, New York?

Payday loans are prohibited by the state of New York for several reasons:

  • High-Interest Rates: Payday loans come with high-interest rates and fees, making them difficult to repay. These rates can often be more than 400% of the original loan amount.
  • Predatory Lending: Payday loans often target low-income individuals who are in desperate need of cash. This can lead to a cycle of debt where borrowers take out additional loans to cover the original amount.
  • Other Options: New York state offers several alternative options for those in need of cash, including low-interest loans from Credit Unions and other financial institutions.

Interesting Facts About Payday Loans in Upton, New York

  • In 2019, the average payday loan borrower in the state of New York had an annual income of $35,000
  • The total amount of payday loans issued in the United States in 2020 was $29.8 billion
  • Payday loans are illegal in 18 states and Washington D.C.

Connect with Potential Lenders through TheGuaranteedLoans

While payday loans are prohibited in Upton, New York, TheGuaranteedLoans website can help connect you with potential lenders in other states where they are legal. As a connector service, we do not directly lend money but work with reputable lenders to provide our clients with multiple loan options. Our online application process is easy and can be completed quickly, providing you with a quick option for your financial needs. Apply now and receive the funds you need to take care of unexpected expenses.

F.A.Q.

Can a payday loan company report me to a credit bureau in Upton, New York?

No, a payday loan company cannot report you to a credit bureau in Upton, New York because these loans are illegal in the state.

Can a payday loan company take me to court in Upton, New York?

No, a payday loan company cannot take you to court in Upton, New York because these loans are illegal in the state.