Payday Loans in Valley Stream, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Valley Stream, NY

Company nameAddressZip codePhone number
Affinity Beyond Capital - Small Business Loans 70 E Sunrise Hwy 500 11581 +1 (833) 234 - 6489
Bethpage Federal Credit Union 231 W Merrick Rd 11580 +1 (800) 628 - 7070
Beverly Cash Group 111 S Franklin Ave 11580 +1 (929) 382 - 4550
Chase Bank 1200 W Walk 11581 +1 (516) 568 - 3211
Crown Funding Source 240 Rockaway Ave Ste A 11580
Dealstruck 181 S Franklin Ave 11581 +1 (855) 610 - 5626
Dime Community Bank 175 W Merrick Rd 11580 +1 (516) 825 - 0140
Flagstar Bank Home Loans 70 Sunrise Hwy 602 11581 +1 (516) 451 - 9138
Gem Pawnbrokers 126 Sunrise Hwy 11581 +1 (516) 599 - 3500
HomeCrest Business Loans 1278 G St 11580 +1 (516) 775 - 0807
Matthew Garland, NMLS 58700 70 Sunrise Hwy suite 500 office 567 11581 +1 (516) 451 - 9138
Quick Funding LLC 99 W Hawthorne Ave 11580 +1 (516) 204 - 7770
Quicksilver Capital 181 S Franklin Ave 11581 +1 (866) 629 - 4464
Roslyn Savings Bank, a division of New York Community Bank 75 N Central Ave 11580 +1 (516) 599 - 0066
Snap Advances LLC 497 Rockaway Ave suite 1 11581 +1 (516) 218 - 5151
Snap Advances LLC 497 Rockaway Ave 11581 +1 (516) 218 - 5151
Solid Bank 41 W Merrick Rd 11580 +1 (516) 837 - 9584
Sterling National Bank 120 S Franklin Ave 11580 +1 (516) 825 - 2910
Stop Cash Advance 70 east Sunrise Hwy 11581 +1 (888) 349 - 6226
Sunrise Check Cashing-Payroll 72 E Merrick Rd 11580 +1 (516) 872 - 1671
TD Bank 275 W Merrick Rd Suite 70 11580 +1 (516) 825 - 2931
Western Union Atn Check Cashing, 600 W, Sunrise Hwy 11581 +1 (516) 256 - 3020

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Valley Stream, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Warwick, NY, Payday Loans in Webster, NY, Payday Loans in West Babylon, NY, Payday Loans in White Plains, NY, Guaranteed Loans in Yonkers, NY, Payday Loans in Albany, NY, Guaranteed Loans in Babylon, NY and Payday Loans in Bay Shore, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Valley Stream, NY.

Beautiful sights of Valley Stream, NY

Payday Loans Available in Valley Stream, NY By The Following ZIP Codes:

11582, 11580, 11583, 11581

Are Payday Loans Legal In Valley Stream, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Valley Stream, NY payday loan calculator

Payday Loans in Valley Stream, New York

Payday loans are in demand across the United States, but they are prohibited in the state of New York. Payday loans are a type of short-term loan that usually has a high interest rate and is usually repaid on the next payday. Valley Stream, New York, is no exception. Even though payday loans are not available, local residents can still get the financial help they need from other sources.

What Are Short-Term Loans?

Short-term loans are loans with a relatively short repayment period, from a few days to several months. Loans of this type have become popular because they are easy to apply for and fast to get. The downside is that short-term loans tend to have high interest rates, making them more expensive than traditional personal loans.

Alternatives To Payday Loans in Valley Stream, New York

Although payday loans are not legal in the state of New York, that doesn’t mean residents of Valley Stream don’t have options when it comes to getting fast cash. Many lenders offer Short-Term Loans, Installment Loans and even Online Loans that could help Valley Stream residents get the financial assistance they need.

Short-Term Loans

Short-term loans are similar to payday loans in that they are designed to provide fast cash. The difference is that these loans have a much shorter repayment period, usually no more than a few months. The interest rates on short-term loans are usually higher than those on traditional personal loans, but they are still lower than those on payday loans.

Installment Loans

Installment loans are a type of loan that is repaid in regular installments over a period of time, usually no more than two years. These loans typically have lower interest rates than short-term loans, making them more affordable. They can be used for a variety of purposes, including debt consolidation and emergency expenses.

Online Loans

Online loans are becoming increasingly popular as lenders are offering more and more of these loans. Like their name suggests, online loans are available online, meaning you don’t have to visit a physical location to apply for them. The application process is quick and easy, and you can usually get your money in just a few days.

How to Apply for Short-Term, Installment and Online Loans in Valley Stream, New York

Applying for a loan in Valley Stream is relatively easy. All you need to do is search online for lenders in your area that offer the type of loan you need. Make sure you compare the terms and conditions of different lenders before applying, as interest rates can vary. Once you’ve chosen a lender, you can fill out an application form and wait for a response.

Conclusion

Payday loans may be prohibited in the state of New York, but Valley Stream residents still have access to other types of short-term, installment and online loans. These loans all have different terms and conditions, so be sure to compare them before applying. With the right loan, you can get the financial help you need to make ends meet.

F.A.Q.

What Are Short-Term Loans?

Short-term loans are loans with a relatively short repayment period, from a few days to several months. These loans are typically used to cover emergency expenses or consolidate debt.

Are There Alternative To Payday Loans In Valley Stream, New York?

Yes, Valley Stream residents still have access to other types of short-term, installment and online loans. These loans may have different terms and conditions, so be sure to compare them before applying.

How Can I Apply For A Short-Term, Installment Or Online Loan In Valley Stream, New York?

Applying for a loan in Valley Stream is relatively easy. Just search online for lenders in your area that offer the type of loan you need. Make sure you compare the terms and conditions of different lenders before applying, as interest rates can vary. Once you’ve chosen a lender, you can fill out an application form and wait for a response.

Apply Now

If you need financial assistance, fill out an application form on TheGuaranteedLoans. We will connect you with lenders who can offer loans that match your requirements.

More F.A.Q.

Can a payday loan company file a lawsuit against me in Valley Stream, New York?

No, a payday loan company cannot file a lawsuit against you in Valley Stream, New York because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Valley Stream, New York?

Yes, there are federal laws that apply to payday loans in Valley Stream, New York, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.

How Many Cash Advance Companies are in Valley Stream, NY?

With the help of our service, you will be able to find 22 cash advance companies in Valley Stream, NY

What Cash Advance Companies in Valley Stream, NY are the most popular?

You should check Snap Advances LLC, Affinity Beyond Capital - Small Business Loans, and Bethpage Federal Credit Union. Also, you can start your application online on our website.