Payday Loans in Webster, New York

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Payday Loan Companies in Webster, NY

Company nameAddressZip codePhone number
Canandaigua National Bank & Trust 1155 Ridge Rd 14580 +1 (585) 671 - 0300
Chase Bank 1950 Empire Blvd 14580 +1 (585) 787 - 0790
Citizens Bank 66 W Main St 14580 +1 (585) 265 - 3660
Commonwealth Financial Group 1633 Empire Blvd 14580 +1 (585) 248 - 5150
Crescent Bank & Trust 805 Ridge Rd 14580 +1 (585) 787 - 3362
ESL Federal Credit Union 1055 Ridge Rd 14580 +1 (585) 336 - 1000
ESL Federal Credit Union ATM 1854 Empire Blvd 14580 +1 (585) 336 - 1000
Evans Bank 1075 Ridge Rd 100 14580 +1 (585) 872 - 0100
Family First Federal Credit Union 850 Ridge Rd 14580 +1 (585) 586 - 8225
iCommercial Lending Group - Financing & Business Loans Rochester NY 1900 Empire Blvd 156 14580 +1 (585) 455 - 6846
KeyBank 1848 Empire Blvd 14580 +1 (585) 347 - 3576
M&T Bank 935 Hard Rd 14580 +1 (585) 787 - 1080
Northwest Bank 475 Plank Rd 14580 +1 (585) 787 - 2265
Ukrainian Federal Credit Union - Webster Branch 900 Holt Rd 14580 +1 (585) 545 - 6276
Walmart Money Center 1990 Brandt Point Dr 14580
Webster Federal Credit Union 815 Ridge Rd 14580 +1 (585) 671 - 8900
Xceed Financial Credit Union 189 W Main St 14580 +1 (585) 545 - 2000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Webster, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in West Babylon, NY, 24-Hour Loan in White Plains, NY, Payday Loans in Yonkers, NY, Quick Loan in Albany, NY, Payday Loan Without a Credit Check in Babylon, NY, Emergency Loan in Bay Shore, NY, Payday Loans in Binghamton, NY and Payday Loans in Brentwood, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Webster, NY.

Beautiful sights of Webster, NY

Payday Loans Available in Webster, NY By The Following ZIP Codes:

14580

Are Payday Loans Legal In Webster, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Webster, NY payday loan calculator

Payday Loans in Webster, New York: What You Need To Know

Payday loans can be a convenient and quick way to get access to emergency funds. While payday loans are available in many states, New York is one of the few states that has taken a stand against payday lending. In New York, there are no payday loan stores, and the state maintains a strong stance against predatory payday lenders who may seek to exploit financially vulnerable individuals and families.

Payday Loans Are Not Legal In New York

In New York, payday loans are prohibited. This means that lenders are not allowed to offer small, short-term unsecured loans with extremely high interest rates. Furthermore, lenders in the state of New York may not offer “rollover” services or other options that allow borrowers to extend or refinance their payday loan. The intent of the payday loan prohibition is to protect New Yorkers from the potential high costs and long-term debt associated with high-interest payday loans.

Webster Residents Have Alternatives To Payday Loans

While residents of Webster, New York cannot access payday loans in their state, they still have other options when it comes to meeting their financial needs. These alternatives include:

  • Credit cards – Credit cards can be an effective way to access short-term funds. While they may have higher interest rates than traditional loans, many credit cards offer promotional periods of 0% interest rate for a certain amount of time. This can provide Webster residents with a short-term source of funds without the interest fees associated with payday loans.
  • Personal loans – Personal loans can be secured or unsecured, and the terms can vary widely in terms of interest rate and loan duration. Webster residents may choose to access a personal loan to meet their financial needs without the high interest rates associated with payday loans.
  • Savings accounts – Savings accounts are an effective way to access short-term funds without taking on additional debt. Webster residents may wish to use their savings as a source of funds in order to avoid debt and high-interest rates.

Frequently Asked Questions

Are payday loans available to Webster, New York residents?

No, payday loans are not available to residents of Webster, New York. Payday lending is not legal in the state of New York.

What are some alternatives to payday loans for Webster, New York residents?

Webster, New York residents have several alternatives to payday loans, including credit cards, personal loans, and savings accounts.

Are there any lenders who offer payday loans in Webster, New York?

No, payday lending is not legal in the state of New York, so no lenders are permitted to offer payday loans in Webster, New York.

Apply Now

If you are looking for an alternative to payday loans, TheGuaranteedLoans can help. We are not a lender, but we will connect you with trusted lenders who offer other types of loans, with terms that work for you. To apply, simply fill out our online application and we will match you with a lender who can provide you with the funds you need.

More F.A.Q.

Can a payday loan company report me to a credit bureau in Webster, New York?

No, a payday loan company cannot report you to a credit bureau in Webster, New York because these loans are illegal in the state.

Can a payday loan company take me to court in Webster, New York?

No, a payday loan company cannot take you to court in Webster, New York because these loans are illegal in the state.

How Many Cash Advance Companies are in Webster, NY?

With the help of our service, you will be able to find 17 cash advance companies in Webster, NY

What Cash Advance Companies in Webster, NY are the most popular?

You should check Canandaigua National Bank & Trust, Chase Bank, and Citizens Bank. Also, you can start your application online on our website.