Payday Loans in Wells Bridge, New York

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No payday loan companies in Wells Bridge, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Chase Bank 22 Grace Ave, Great Neck, NY 11021 +1 (516) 487 - 9161
Charles Schwab 50 W Jericho Turnpike, Huntington Station, NY 11746 +1 (631) 385 - 4880
Falls View Tax & Business Services 41 W Main St, Honeoye Falls, NY 14472 +1 (585) 624 - 9699
RPI Employee FCU 110 8th St 313, Troy, NY 12180 +1 (518) 276 - 6593
Community Bank, N.A. 44 W Main St, Fillmore, NY 14735 +1 (585) 567 - 2287
Marlboro Equity LLC 2 Village Square, Glen Cove, NY 11542 +1 (845) 236 - 3745
PayDayDoc 143 Bruce Ave, Yonkers, NY 10705 +1 (929) 235 - 1200
KeyBank 138 Albany St, Cazenovia, NY 13035 +1 (315) 951 - 3001
Cellen Financial 4250 Veterans Meml Hwy 220, Holbrook, NY 11741 +1 (631) 913 - 7200
Champlain National Bank 3900 NY-22, Willsboro, NY 12996 +1 (518) 963 - 4201

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wells Bridge, NY, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Guilderland, NY, Payday Loans in Hamburg, NY, Payday Loans in Haverstraw, NY, 24-Hour Loan in Hempstead, NY, Payday Loans in Henrietta, NY, Same Day Loans in Hicksville, NY, Payday Loans in Huntington, NY and Short-term Loans in Huntington Station, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wells Bridge, NY.

Are Payday Loans Legal In Wells Bridge, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wells Bridge, NY payday loan calculator

As you may know, payday loans are prohibited in the state of New York, and Wells Bridge is no exception. In fact, the state has implemented strict laws and regulations to prevent payday lenders from preying on vulnerable individuals in need of quick cash. In this article, we’ll take a closer look at payday loans in Wells Bridge, New York and why they are prohibited in the state.

What Are Payday Loans?

Payday loans are short-term loans that typically have a repayment period of two weeks. These loans are designed to provide quick cash to individuals who are in need of immediate financial assistance. Payday loans typically have high-interest rates and fees, and can trap borrowers in a cycle of debt if they are not able to repay the loan at the end of the term.

Why Are Payday Loans Prohibited in New York?

The state of New York has implemented strict laws and regulations to protect consumers from the predatory lending practices of payday lenders. In fact, the New York State Department of Financial Services has gone so far as to issue cease-and-desist orders to lenders who attempt to offer payday loans in the state.

One of the primary reasons that payday loans are prohibited in New York is due to the high-interest rates and fees associated with these loans. Payday lenders often charge interest rates that can exceed 400%, which can trap borrowers in a cycle of debt that is difficult to escape.

In addition to the high-interest rates, payday lenders often target vulnerable individuals who are in need of quick cash. This can include individuals with low credit scores, those with limited financial resources, and those who are living paycheck to paycheck. By targeting these vulnerable individuals, payday lenders can take advantage of their financial circumstances and keep them trapped in a cycle of debt.

Interesting Facts and Statistics About Payday Loans in Wells Bridge, New York

  • New York State prohibits payday loans under the Consumer Credit Protection Act.
  • In 2019, the New York State Department of Financial Services issued cease-and-desist orders to 35 online lenders who were attempting to offer payday loans in the state.
  • Payday lenders often target the most vulnerable individuals, including those with low credit scores and those with limited financial resources.

Apply Now

While payday loans are prohibited in Wells Bridge and throughout the state of New York, there are alternative options available to those who are in need of quick cash. If you are in need of immediate financial assistance, you may want to consider applying for a title loan or installment loan through our website, TheGuaranteedLoans.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We are here to facilitate your connection with potential lenders who may be able to provide you with the financial assistance you need.

To get started, simply fill out our online application form and we will match you with potential lenders who may be able to provide you with the funds you need. Our application process is fast, easy, and secure, so you can rest assured that your personal and financial information is safe with us.

Remember, payday loans are prohibited in Wells Bridge and throughout the state of New York. If you are in need of quick cash, consider applying for a title loan or installment loan through TheGuaranteedLoans. Our team is here to help you get the financial assistance you need, when you need it most.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Wells Bridge, New York?

No, because payday loans are illegal in Wells Bridge, New York, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Wells Bridge, New York?

Yes, the state of New York has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.