Payday Loans in Wilson, New York

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No payday loan companies in Wilson, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Reliance First Capital 100 Crossways Park Dr W 408, Woodbury, NY 11797 +1 (516) 422 - 8800
Corning Credit Union - Elmira Branch 1100 Clemens Center Pkwy, Elmira, NY 14901 +1 (800) 677 - 8506
Avanza Capital LLC 3974 Amboy Rd 304, Staten Island, NY 10308 +1 (212) 457 - 1573
Erie Metro Federal CU 3291 Lake Shore Rd, Buffalo, NY 14219 +1 (716) 826 - 1976
KeyBank 650 Lee Blvd, Yorktown Heights, NY 10598 +1 (914) 962 - 7283
Gem Pawnbrokers 516 Commack Rd, Deer Park, NY 11729 +1 (631) 617 - 6992
Solvay Bank 197 Downer St, Baldwinsville, NY 13027 +1 (315) 753 - 0448
ESL Federal Credit Union ATM 145 W Main St, Honeoye Falls, NY 14472 +1 (585) 336 - 1000
Steuben Trust Company - Geneseo 11 Megan Dr, Geneseo, NY 14454 +1 (585) 243 - 0380
Citibank 830 Port Washington Blvd, Port Washington, NY 11050 +1 (516) 331 - 5270

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wilson, NY, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Brentwood, NY, Payday Loan Companies in Brookhaven, NY, Guaranteed Loans in Brooklyn, NY, Payday Loans in Buffalo, NY, Payday Loans in Carmel, NY, Payday Loans in Centereach, NY, Short-term Loans in Central Islip, NY and Payday Loans in Cicero, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wilson, NY.

Beautiful sights of Wilson, NY

Payday Loans Available in Wilson, NY By The Following ZIP Codes:

14172

Are Payday Loans Legal In Wilson, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wilson, NY payday loan calculator

When it comes to borrowing money, many Americans turn to payday loans as a solution. These short-term loans typically come with high interest rates and fees, which can lead to a cycle of debt for borrowers. In Wilson, New York, however, payday loans are prohibited by state law.

Payday Loans in Wilson, New York

Payday loans are a type of short-term loan that is designed to help people cover expenses until their next paycheck. These loans typically range from $100 to $1,000 and are due in full on the borrower’s next payday, usually within two weeks.

While payday loans can seem like an easy solution to financial woes, they often come with high fees and interest rates. In some cases, the interest rates can be as high as 400%, which can quickly lead to a cycle of debt for borrowers who are unable to repay the loan in full when it is due.

Payday Loans in Wilson, New York Are Prohibited

Despite the potential risks associated with payday loans, some borrowers in Wilson, New York may still be tempted to turn to these loans for financial assistance. However, it is important to note that payday loans are prohibited in the state of New York.

In 2009, the state of New York passed a law that prohibits payday lenders from operating within the state. Under this law, lenders who offer payday loans in New York can face a range of penalties, including fines and criminal charges.

Alternative Options for Borrowers in Wilson, New York

While payday loans may be prohibited in Wilson, New York, there are still options available for borrowers who need financial assistance. Some alternatives to payday loans include:

  • Personal Loans: Personal loans can be obtained from banks, credit unions, and other lending institutions. These loans typically come with lower interest rates and fees than payday loans.
  • Credit Cards: Borrowers who have credit cards can use them to cover expenses until their next payday. While credit cards can also come with high interest rates, they are often a better option than payday loans.
  • Government Assistance: Some borrowers may be eligible for government assistance programs that can help them cover expenses. Programs like Temporary Assistance for Needy Families (TANF) and the Supplemental Nutrition Assistance Program (SNAP) can provide assistance to low-income individuals and families.

Interesting Facts and Statistics About Payday Loans in Wilson, New York

  • The average interest rate for a payday loan in the United States is 391%.
  • In 2019, 12 million Americans took out payday loans.
  • New York is one of 14 states that prohibits payday loans.
  • The average payday loan borrower in the United States takes out eight loans per year.
  • In 2018, payday lenders in the United States made $9.9 billion in fees alone.

Apply Now

If you are in need of financial assistance, TheGuaranteedLoans is here to help. As a connector service, we work with a network of lenders who can provide you with the funds you need. To get started, simply fill out our online application and we will match you with potential lenders who can offer you the loan you need. Remember, payday loans are prohibited in Wilson, New York, but we offer a range of alternative loan options to help you get back on your feet.

F.A.Q.

Are payday loans legal in Wilson, New York?

No, payday loans are prohibited in Wilson, New York.

What are the alternatives to payday loans in Wilson, New York?

Some options for short-term financial assistance in Wilson, New York include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.