Payday Loans in Yonkers, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Yonkers, NY

Company nameAddressZip codePhone number
Bad Credit Cash Loans Yonkers 92 Hamilton Ave 10705 +1 (929) 512 - 7061
Bank of America Financial Center 928 McLean Ave 10704 +1 (914) 776 - 6400
Citibank Station Plaza Bldg, 86 Main St 10701 +1 (914) 595 - 1362
Cornerstone Funding 866 McLean Ave 10704 +1 (914) 338 - 7333
Nexus Legal Cash 1200 Warburton Ave 10701 +1 (877) 956 - 3987
PayDayDoc 143 Bruce Ave 10705 +1 (929) 235 - 1200
People's United Bank 111 Vredenburgh Ave 10704 +1 (914) 965 - 4082
Regina Check Cashing 13 Palisade Ave 10701 +1 (914) 963 - 6555
Regina Check Cashing 13 1/2 Palisade Ave 10701 +1 (914) 963 - 6555
Ridgewood Savings Bank 670 McLean Ave 10704 +1 (914) 964 - 9820
Sterling National Bank 35 E Grassy Sprain Rd 10710 +1 (914) 771 - 3275
Westchester Check Cashing Services 1 Saw Mill River Rd 10701 +1 (914) 969 - 0999
Wink Check Cashing Corp. 5 499-A S Broadway 10705 +1 (914) 965 - 5459
Yonkers Pawn Brokers 1 Saw Mill River Rd 10701 +1 (914) 227 - 6341

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Yonkers, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Albany, NY, Same Day Loans in Babylon, NY, Payday Loans in Bay Shore, NY, Payday Loan for Binghamton, NY, Payday Loans in Brentwood, NY, Payday Loans in Brookhaven, NY, Payday Loans in Brooklyn, NY and Emergency Loan in Buffalo, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Yonkers, NY.

Beautiful sights of Yonkers, NY

Payday Loans Available in Yonkers, NY By The Following ZIP Codes:

10701, 10704, 10702, 10710, 10705, 10703

Are Payday Loans Legal In Yonkers, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Yonkers, NY payday loan calculator

Introduction to Payday Loans in Yonkers, New York

Payday loans are short-term loans intended to provide borrowers with instant cash to cover their immediate expenses. These loans are typically unsecured and have relatively high interest rates and fees. Despite their popularity, payday loans have been prohibited in the state of New York since 2001. This means residents of Yonkers, as well as all other cities in the state, are no longer able to obtain such loans.

Alternatives to Payday Loans in Yonkers, New York

While there is no legal way for Yonkers residents to access payday loans, there are still several alternatives that can help borrowers get the money they need. These include personal loans, credit cards, installment loans, and peer-to-peer lending services.

Personal Loans

Personal loans from banks, credit unions, and online lenders can be a great way to get the money you need. These are typically unsecured loans with fixed repayment terms and interest rates. Some lenders may require collateral or a credit check.

Credit Cards

A credit card can also be a good alternative to payday loans. Credit cards typically have lower interest rates than payday loans, and they offer the flexibility of making multiple payments over time. However, borrowers should be aware that carrying a large balance on a credit card can lead to high interest charges.

Installment Loans

Installment loans are a type of loan that is repaid in multiple installments. These loans are often secured, and borrowers may need to provide collateral. Interest rates and fees vary, depending on the lender.

Peer-to-Peer Lending

Peer-to-peer lending services are becoming increasingly popular as an alternative to payday loans. These services connect borrowers with individual lenders who are willing to provide loans at competitive interest rates.

Frequently Asked Questions

Are payday loans legal in New York?

No, payday loans have been prohibited in the state of New York since 2001.

Are there any alternatives to payday loans in Yonkers?

Yes, there are several alternatives to payday loans in Yonkers, including personal loans, credit cards, installment loans, and peer-to-peer lending services.

What is the best way to find a lender in Yonkers?

The best way to find a lender in Yonkers is to shop around and compare interest rates, fees, and repayment terms from multiple lenders. This will allow you to find the best deal for your needs.

Apply Now

If you’re looking for a loan in Yonkers, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who offer a range of loan options. Fill out an application online and we’ll help you find a loan provider that meets your needs.

More F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Yonkers, New York?

No, because payday loans are illegal in Yonkers, New York, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Yonkers, New York?

Yes, the state of New York has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.

How Many Cash Advance Companies are in Yonkers, NY?

With the help of our service, you will be able to find 14 cash advance companies in Yonkers, NY

What Cash Advance Companies in Yonkers, NY are the most popular?

You should check Regina Check Cashing, Bad Credit Cash Loans Yonkers, and Bank of America Financial Center. Also, you can start your application online on our website.