Payday Loans in Apex, North Carolina

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Payday Loan Companies in Apex, NC

Company nameAddressZip codePhone number
Bank of America with Drive-thru ATM 5496 Apex Peakway 27502 +1 (919) 362 - 0012
BB&T 1130 Beaver Creek Commons Dr 27502 +1 (919) 303 - 3040
Capital Financial Advisory Group 1500 Town Side Dr 201 27502 +1 (919) 657 - 4201
Coastal Credit Union 5330 Apex Peakway 27502 +1 (800) 868 - 4262
Fairway Independent Mortgage Corporation 315 S Salem St Suite 312, Suite 312 27502 +1 (919) 714 - 8796
Fidelity Bank 804 E Williams St 27502 +1 (919) 387 - 6865
First Bank - Apex, NC 402 E Williams St 27502 +1 (919) 303 - 5148
First Citizens Bank 1070 Vision Dr 27523 +1 (919) 363 - 6353
First National Bank 303 S Salem St 27502 +1 (919) 303 - 7500
State Employees' Credit Union 1065 Vision Dr 27523 +1 (919) 387 - 8919
SunTrust 1130 Beaver Creek Commons Dr 27502 +1 (919) 629 - 3907
SunTrust Bank 202 S Salem St 27502 +1 (919) 629 - 3887
SunTrust Bank 1200 Beaver Creek Commons Dr 27502 +1 (919) 629 - 3907
SunTrust Bank 940 US-64 27502 +1 (919) 230 - 6387
Woodforest National Bank 3151 Apex Peakway 27502

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Apex, NC, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Asheville, NC, Online Loans in Burlington, NC, Guaranteed Loans in Cary, NC, Quick Loan in Chapel Hill, NC, Payday Loans in Charlotte, NC, Payday Loans in Concord, NC, Payday Loans in Durham, NC and Payday Loan Companies in Fayetteville, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Apex, NC.

Beautiful sights of Apex, NC

Payday Loans Available in Apex, NC By The Following ZIP Codes:

27539, 27502

Are Payday Loans Legal In Apex, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Apex, NC payday loan calculator

Introduction to Payday Loans in Apex, North Carolina

Payday loans are a type of short-term loan that allows borrowers to receive cash quickly, typically in the form of a small advance against future earnings. Typically, these loans have high interest rates and short repayment terms, but can be a helpful way for borrowers to access the money they need for emergency situations. Unfortunately, payday loans are not available in North Carolina, as state law has effectively banned these types of loans.

Understanding North Carolina’s Payday Loan Laws

North Carolina has had a long-standing ban on payday lending, with a law enacted in 2001 that outlawed these kinds of loans in the state. The law makes it illegal for lenders to make loans with terms of less than 14 days, which effectively bans payday loans. Additionally, the law also limits the fees and interest that lenders can charge borrowers. This protects consumers from taking out loans with excessively high interest rates and costly fees.

Alternatives to Payday Loans in Apex, North Carolina

If you are in need of quick cash in Apex, North Carolina, there are other alternatives to payday loans that may be available to you. Many banks, credit unions, and other lenders offer short-term loans with more reasonable repayment terms, interest rates, and fees. Additionally, you may also be able to access credit cards, personal loans, and other forms of financing.

Where to Find Short-Term Loans in Apex, North Carolina

If you are looking for short-term loans in Apex, North Carolina, there are a number of lenders who can help. Banks, credit unions, and online lenders are all potential sources of financing. Be sure to shop around and compare the terms, fees, and interest rates to ensure that you find the best deal. Additionally, you may be able to access financial assistance through other sources, such as community organizations, churches, or charities.

FAQs About Payday Loans in Apex, North Carolina

Are payday loans legal in Apex, North Carolina?
No, payday loans are not legal in Apex, North Carolina. State law prohibits loans with terms of less than 14 days, which effectively bans payday loans.

Where can I find short-term loans in Apex, North Carolina?
There are a number of potential sources for short-term loans in Apex, North Carolina. Banks, credit unions, online lenders, and other financial institutions may be able to provide financing. Additionally, you may be able to access financial help through other sources, such as charities or community organizations.

What are the alternatives to payday loans in Apex, North Carolina?
If you are in need of quick cash in Apex, North Carolina, there are other alternatives to payday loans that may be available to you. Some banks, credit unions, and other lenders offer short-term loans with more reasonable repayment terms, interest rates, and fees. Additionally, you may also be able to access credit cards, personal loans, and other forms of financing.

Apply Now

If you are looking for a payday loan in Apex, North Carolina, TheGuaranteedLoans can help. We offer an online application process that will help you quickly and easily connect to lenders who may be able to provide you with short-term cash. All you need to do is fill out the application form on our website and we will do the rest. Please note that TheGuaranteedLoans is not a lender and we cannot guarantee that you will be approved for a loan.

More F.A.Q.

Where can I get more information about payday loans in Apex, North Carolina?

More information about payday loans in Apex, North Carolina can be found on the North Carolina State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Apex, North Carolina?

No, payday loans are prohibited in Apex, North Carolina.

How Many Cash Advance Companies are in Apex, NC?

With the help of our service, you will be able to find 15 cash advance companies in Apex, NC

What Cash Advance Companies in Apex, NC are the most popular?

You should check SunTrust Bank, BB&T, and Bank of America with Drive-thru ATM. Also, you can start your application online on our website.