Payday Loans in Asheville, North Carolina

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Payday Loan Companies in Asheville, NC

Company nameAddressZip codePhone number
Academy Mortgage Corporation 20 Town Mountain Rd 100 28801 +1 (800) 332 - 5590
Alan's Jewelry & Pawn 1186 Patton Ave 28806 +1 (828) 254 - 8681
Alan's Jewelry & Pawn 736 Tunnel Rd 28805 +1 (828) 299 - 4440
ALFIE 19 Arlington St 28801 +1 (828) 776 - 8632
American Acceptance Corporation 1987 Hendersonville Rd # I 28803 +1 (828) 650 - 0420
Arcade Credit Union 151 Patton Ave 280 28801 +1 (828) 254 - 1582
Bank of America ATM Drive-thru 892 Merrimon Ave 28804 +1 (844) 401 - 8500
Bank of America with Drive-thru ATM 124 Hendersonville Rd 28803 +1 (828) 251 - 8233
Bank of America with Drive-thru services 892 Merrimon Ave 28804 +1 (828) 251 - 8278
BB&T 1653 Hendersonville Rd 28803 +1 (828) 225 - 2180
BB&T 1327 Tunnel Rd 28805 +1 (828) 298 - 3936
Carbucks of Carolina Inc 28801 +1 (828) 253 - 7977
Carolina Farm Credit 701 Brevard Rd 28806 +1 (828) 670 - 9474
Carolina Finance LLC 2 Walden Ridge Dr # 20 28803 +1 (828) 651 - 8641
Carolina Mountains Credit Union 1911 Hendersonville Rd 28803 +1 (828) 676 - 2196
Cash Masters 535 Merrimon Ave 28804 +1 (828) 285 - 9529
Champion Credit Union 1000 Patton Ave 28806 +1 (828) 492 - 1280
Creekside Finance, Inc. 1816 Hendersonville Rd 28803 +1 (828) 412 - 5770
Cunningham & Company 20 Town Mountain Rd Ste 100 28801 +1 (800) 332 - 5590
Express Finance 1461 Patton Ave 28806 +1 (828) 232 - 9986
Fairway Independent Mortgage Corporation 149 S Lexington Ave 28801 +1 (828) 210 - 8774
Finkelstein's 21 Broadway St 28801 +1 (828) 253 - 7731
First Bank - Asheville East, NC 10 S Tunnel Rd 28805 +1 (828) 298 - 8193
First Bank - Asheville North, NC 778 Merrimon Ave 28804 +1 (828) 253 - 5402
First Bank - Asheville South, NC 1879 Hendersonville Rd 28803 +1 (828) 687 - 0774
First Bank - Asheville West, NC 1012 Patton Ave 28806 +1 (828) 254 - 1778
First Bank - Reynolds, NC 5 Olde Eastwood Village Blvd 28803 +1 (828) 298 - 8711
First Horizon Bank 1751 Hendersonville Rd 28803 +1 (828) 274 - 7577
First National Bank One Town Square Blvd 160 28803 +1 (828) 229 - 7444
HCC Loans / Home Credit Corporation - Asheville, NC 943 Haywood Rd 28806 +1 (828) 253 - 8400
Heritage Finance Company Asheville 1085 Tunnel Rd 1 28805 +1 (828) 357 - 5121
Home Credit Corporation 943 Haywood Rd 28806 +1 (828) 253 - 8400
HomeTrust Bank - Asheville 10 Woodfin St 28801 +1 (828) 254 - 8144
James Madison - Mortgage Advisor - United Federal Credit Union 1441 Patton Ave 28806 +1 (828) 708 - 6547
Jamie Gibson - Mortgage Loan Officer 1890 Hendersonville Rd 28803 +1 (404) 862 - 2715
Joel Adams - Raymond James 545 Merrimon Ave 28804 +1 (828) 251 - 9700
Lendmark Financial Services LLC 1636 Hendersonville Rd #100 28803 +1 (828) 348 - 6183
Local Government Employees 20 All Souls Crescent 28803 +1 (828) 274 - 4201
Mariner Finance 80 S Tunnel Rd #80 28805 +1 (828) 298 - 7161
Paul Palmer - Ameriprise Financial Services, LLC 30 Hendersonville Rd 5 28803 +1 (828) 277 - 4106
Pinnacle Financial Partners 1999 Hendersonville Rd 28803 +1 (828) 252 - 1893
Premier Federal Credit Union 148 Charlotte St 28801 +1 (828) 252 - 2346
Raymond James 70 Woodfin Pl 200C 28801 +1 (828) 254 - 8850
Raymond James Financial Services 109 E Chestnut St 3 28801 +1 (828) 257 - 2500
Regional Finance 11 Crispin Court #103 28803 +1 (828) 277 - 8882
Regional Finance 11 Crispin Ct Suite 103 28803 +1 (828) 277 - 8882
Self-Help Credit Union 391 S French Broad Ave 28801 +1 (828) 255 - 0809
Self-Help Lending Office 34 Wall St 704 28801 +1 (828) 676 - 2196
State Employees' Credit Union 20 All Souls Crescent 28803 +1 (828) 274 - 4200
SunTrust 153 Smokey Park Hwy Suite 100 28806 +1 (828) 633 - 3231
SunTrust Bank 159 Smokey Park Highway 28806 +1 (828) 633 - 3231
SunTrust Bank 771 Tunnel Rd 28805 +1 (828) 333 - 6954
SunTrust Mortgage 20 Town Mountain Rd 28801 +1 (800) 786 - 8787
Telco Community Credit Union 36 Tunnel Rd 28805 +1 (828) 252 - 6888
Telco Community Credit Union 710 New Leicester Hwy 28806 +1 (828) 252 - 6458
TruPoint Bank 116 Executive Park 28801 +1 (828) 774 - 5289
United Federal Credit Union - Asheville 1441 Patton Ave 28806 +1 (888) 982 - 1400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Asheville, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Burlington, NC, 24-Hour Loan in Cary, NC, Payday Loans in Chapel Hill, NC, Payday Loans in Charlotte, NC, Payday Loans in Concord, NC, Payday Loan Companies in Durham, NC, Bad Credit Loans in Fayetteville, NC and Short-term Loans in Gastonia, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Asheville, NC.

Beautiful sights of Asheville, NC

Payday Loans Available in Asheville, NC By The Following ZIP Codes:

28810, 28802, 28803, 28813, 28808, 28800, 28801, 28815, 28805, 28804, 28814, 28806, 28816

Are Payday Loans Legal In Asheville, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Asheville, NC payday loan calculator

For many people in North Carolina, payday loans are an attractive option for obtaining quick cash when they find themselves in a financial bind. However, due to North Carolina legislation, payday loans are prohibited. So what are your options in Asheville, North Carolina if you need quick cash?

Exploring Non-Payday Loan Alternatives

Although payday loans are prohibited in North Carolina, there are other loan alternatives you may want to consider. Depending on your current financial situation, there may be options that are more suitable for you than a payday loan.

Short-Term Loans

Short-term loans, also known as short-term installment loans, are an option to consider if you need quick cash to cover unexpected expenses or bridge the gap between paychecks. Unlike payday loans that must be paid back in full on your next payday, short-term loans are usually repaid over a period of several months, usually up to 18 months. You can typically receive a short-term loan of up to $2,500 and the repayment terms are usually flexible, which means the loan can be paid back over a period of time that is suitable for your budget. This type of loan is available in Asheville, North Carolina, and you can apply online.

Personal Loans

If you need to borrow more than $2,500, a personal loan may be the best option. Personal loans are unsecured loans, which means you can borrow up to $35,000 without having to put up collateral. With a personal loan, you can typically receive the money you need within a few days and you can use the money for almost any purpose. The repayment terms for a personal loan are usually between two to five years.

Auto Title Loans

If you need quick cash, but you don’t have a good credit score, an auto title loan may be the best option. This type of loan is available to those who own a car, and the loan amount is based on the value of the car. The loan is backed by the value of the car, so you will have to put up the title to the car as collateral. The loan must be paid back within a certain time period, usually 30 days, and failure to do so could result in the car being repossessed.

Credit Cards

If you need quick cash, you may want to consider a credit card. Credit cards are a quick and easy way to obtain cash, and you can use it for almost any purpose. However, if you don’t have a good credit score, it may be difficult to get approved for a credit card. Also, if you don’t make payments on time, you will be charged late fees and you could end up with a high interest rate.

FAQ

Are payday loans legal in North Carolina?

No, payday loans are prohibited in North Carolina.

What are my loan options in Asheville, North Carolina?

The most common loan options in Asheville, North Carolina are short-term loans, personal loans, auto title loans, and credit cards.

What is the maximum amount I can get with a short-term loan?

The maximum amount that you can get with a short-term loan is up to $2,500.

Are personal loans secured or unsecured?

Personal loans are unsecured loans, so you don’t have to put up collateral.

What if I can’t repay the loan on time?

If you can’t repay the loan on time, you may be charged late fees and your interest rate may increase. Auto title loans may also result in your car being repossessed.

Apply Now

Do you need quick cash but you don’t want a payday loan? Fill out an application on TheGuaranteedLoans and we will connect you with lenders for further action. Please note that TheGuaranteedLoans is not a lender and we cannot guarantee loans or make any decisions regarding loans.

More F.A.Q.

What are the alternatives to payday loans in Asheville, North Carolina?

Consumers in Asheville, North Carolina can seek out small, short-term loans from credit unions or banks, or can consider using a credit card or personal loan for financial emergencies.

Why are payday loans prohibited in Asheville, North Carolina?

Payday loans are prohibited in Asheville, North Carolina due to their high interest rates and fees, which can trap consumers in a cycle of debt.

How Many Cash Advance Companies are in Asheville, NC?

With the help of our service, you will be able to find 57 cash advance companies in Asheville, NC

What Cash Advance Companies in Asheville, NC are the most popular?

You should check Alan's Jewelry & Pawn, BB&T, and Regional Finance. Also, you can start your application online on our website.