Payday Loans in Aydlett, North Carolina

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No payday loan companies in Aydlett, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 6711 NC-135, Mayodan, NC 27027
Fairway Independent Mortgage Corporation 235 E Pennsylvania Ave, Southern Pines, NC 28387 +1 (910) 695 - 3651
PLS Check Cashing Store 3930 W Gate City Blvd, Greensboro, NC 27407 +1 (336) 218 - 1242
Lincoln Financial Group 324 NC-105 Extension 13, Boone, NC 28607 +1 (828) 264 - 4211
EZ Pawn & Jewelry 418 S Main St, Salisbury, NC 28144 +1 (704) 637 - 0085
Fifth Third Bank & ATM 8100 Kensington Dr, Waxhaw, NC 28173 +1 (704) 698 - 1450
First Horizon Bank 2917 S Horner Blvd, Sanford, NC 27330 +1 (919) 775 - 2800
SunTrust Mortgage 4600 US-220, Summerfield, NC 27358 +1 (336) 643 - 0649
Pawn South Tabor City 802 E 5th St, Tabor City, NC 28463 +1 (910) 653 - 2484
Cash America Pawn 5847 Albemarle Rd, Charlotte, NC 28212 +1 (704) 537 - 7400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Aydlett, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Greenville, NC, Payday Loan Without a Credit Check in Hickory, NC, Quick Loan in High Point, NC, Payday Loans in Holly Springs, NC, Payday Loans in Huntersville, NC, Payday Loans in Indian Trail, NC, Payday Loans in Jacksonville, NC and Quick Loan in Kannapolis, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Aydlett, NC.

Beautiful sights of Aydlett, NC

Are Payday Loans Legal In Aydlett, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Aydlett, NC payday loan calculator

A Comprehensive Guide to Payday Loans in Aydlett, North Carolina

Payday loans are short-term loans that typically have high interest rates and fees. They are controversial because they can trap borrowers in a cycle of debt. In North Carolina, payday loans are prohibited, so it is important to understand the risks and consequences of taking out these loans.

What are payday loans?

Payday loans are small, short-term loans that are typically due on the borrower’s next payday. They are marketed as a quick and easy way to get cash when you need it. These loans are typically for $500 or less and usually come with high interest rates and fees. Payday lenders often require borrowers to provide a post-dated check or electronic access to their bank account as collateral.

Are payday loans legal in North Carolina?

No, payday loans are not legal in North Carolina. In 2001, the state passed the North Carolina Consumer Finance Act, which made payday lending illegal in the state. However, some lenders may still try to offer payday loans online, so it is important to be aware of the risks and consequences of taking out these loans.

The risks of payday loans

Payday loans can trap borrowers in a cycle of debt. The high interest rates and fees make it difficult for borrowers to repay the loan on time, which can lead to additional fees and interest charges. This can make it even more difficult for borrowers to repay the loan, and they may end up taking out another loan to cover the cost. This cycle can continue, making it difficult for borrowers to get out of debt.

Payday loans can also have a negative impact on borrowers’ credit scores. If the borrower fails to repay the loan, the lender may report the delinquency to the credit bureaus, which can lower the borrower’s credit score and make it more difficult for them to get approved for credit in the future.

Interesting facts and statistics about payday loans in Aydlett, North Carolina

  • North Carolina has banned payday loans since 2001, making it one of 15 states that have done so.
  • In 2019, the North Carolina General Assembly passed legislation to allow installment loans with high interest rates, but the loans cannot be marketed as payday loans.
  • The North Carolina Commissioner of Banks has received over 150 complaints about unlicensed internet payday lenders in the state since 2013.

Apply Now

While payday loans are prohibited in North Carolina, TheGuaranteedLoans can help Aydlett residents find other loan options. Apply now and we will connect you with potential lenders who can provide personal loans, installment loans, or other types of financing. Remember, we are a connector service, not a direct lender, so you can trust us to help you find the loan that is right for you.

We hope this guide has been helpful in understanding the risks and consequences of payday loans in Aydlett, North Carolina. Remember to always research your options and understand the terms and fees of any loan before you sign on the dotted line.

F.A.Q.

Are payday loans legal in Aydlett, North Carolina?

No, payday loans are prohibited in Aydlett, North Carolina.

What are the alternatives to payday loans in Aydlett, North Carolina?

Some options for short-term financial assistance in Aydlett, North Carolina include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.