Payday Loans in Belews Creek, North Carolina

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No payday loan companies in Belews Creek, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Southern Loans, Inc. 219 S Battleground Ave, Kings Mountain, NC 28086 +1 (704) 739 - 1311
First National Bank 57197 Kohler Rd, Hatteras, NC 27943 +1 (252) 986 - 2131
Atlantic Land Title Agency Inc 311 Judges Rd unit 4b, Wilmington, NC 28405 +1 (910) 762 - 3160
First Bank - Sanford, NC 1333 Plaza Blvd, Sanford, NC 27330 +1 (919) 777 - 2926
New Peoples Bank 2271 Hwy 105 South, Boone, NC 28607 +1 (828) 406 - 9089
Lendmark Financial Services LLC 10420 E Independence Blvd 820, Matthews, NC 28105 +1 (980) 245 - 4301
United Community Bank 632 Main St, Andrews, NC 28901 +1 (828) 321 - 2050
Broad Street Jewelry & Loan 801 E Broad Ave 27, Rockingham, NC 28379 +1 (910) 895 - 7172
First Horizon Bank 6792 Jordan Rd, Ramseur, NC 27316 +1 (336) 824 - 2381
State Employees' Credit Union 4840 Fayetteville Rd, Lumberton, NC 28358 +1 (910) 739 - 8121

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Belews Creek, NC, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Matthews, NC, Short-term Loans in Monroe, NC, Payday Loans in Mooresville, NC, Payday Loans in Raleigh, NC, Quick Loan in Rocky Mount, NC, Payday Loans in Salisbury, NC, Payday Loans in Wake Forest, NC and Payday Loan for Wilmington, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Belews Creek, NC.

Beautiful sights of Belews Creek, NC

Are Payday Loans Legal In Belews Creek, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Belews Creek, NC payday loan calculator

Payday Loans in Belews Creek, North Carolina

Are you considering a payday loan in Belews Creek, North Carolina? Unfortunately, payday loans are prohibited in North Carolina, which means you won’t be able to find a licensed payday lender in the state. However, there are still some alternatives you can consider if you need fast cash.

What are Payday Loans?

Payday loans are short-term loans designed to provide borrowers with quick access to cash. They are typically due on the borrower’s next payday and come with high-interest rates and fees. In some cases, payday lenders require borrowers to provide a post-dated check or give permission to withdraw funds from their bank account on the due date. While these loans may seem like a good option for those in need of quick cash, they can often trap borrowers in a cycle of debt due to their high-interest rates and short repayment terms.

Why Are Payday Loans Prohibited in North Carolina?

In 2001, North Carolina lawmakers passed the North Carolina Consumer Finance Act, which made payday lending illegal in the state. The law capped interest rates on loans at 36%, making payday lending unprofitable for lenders. Since then, payday lenders have been prohibited from operating in the state.

Alternatives to Payday Loans in Belews Creek, North Carolina

While payday loans are not available in North Carolina, there are alternatives you can consider if you need fast cash. These include:

  • Online personal loans: You may be able to apply for a personal loan online through a lender that operates outside of North Carolina. These loans typically come with lower interest rates than payday loans and longer repayment terms.
  • Credit counseling: A credit counselor may be able to help you develop a budget and debt management plan to get your finances back on track.
  • Selling unused items: Consider selling unwanted items or hosting a garage sale to get some extra cash.

Interesting Facts and Statistics about Payday Loans in Belews Creek, North Carolina

  • North Carolina was one of the first states to ban payday lending in 2001
  • Between 1997 and 2001, payday lending in North Carolina increased from $41 million to $1.2 billion
  • North Carolina residents who took out payday loans prior to the ban are still struggling with debt from these loans today

Apply Now

If you are in need of fast cash and want to explore your options, consider applying for a loan through TheGuaranteedLoans. We are a connector service operating outside of North Carolina and can help connect you with potential lenders who may be able to provide you with a loan. It’s important to understand that we are not a direct lender and cannot guarantee approval for a loan. However, we can help you find the right lender for your needs.

When you fill out an application on our website, you’ll be asked to provide some basic information about yourself and your financial situation. This information will be used to help potential lenders determine if you are eligible for a loan. If you are approved for a loan, funds can be deposited directly into your bank account as soon as the next business day.

Remember, it’s important to borrow responsibly and only take out a loan if you are able to repay it in full and on time. Be sure to read and understand the terms and conditions of any loan you are offered before accepting it. If you have any questions or concerns about the loan process, our customer service team is here to help.

At TheGuaranteedLoans, we believe that everyone should have access to the financial resources they need to achieve their goals. That’s why we work hard to connect borrowers with potential lenders who may be able to help them get the funds they need quickly and easily. Apply for a loan today and take the first step towards a brighter financial future.

F.A.Q.

Can a payday loan company file a lawsuit against me in Belews Creek, North Carolina?

No, a payday loan company cannot file a lawsuit against you in Belews Creek, North Carolina because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Belews Creek, North Carolina?

Yes, there are federal laws that apply to payday loans in Belews Creek, North Carolina, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.