Payday Loans in Chapel Hill, North Carolina

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Payday Loan Companies in Chapel Hill, NC

Company nameAddressZip codePhone number
Amphora Wealth Management LLC 100 Europa Dr 431 27517 +1 (919) 240 - 4034
Carolina Home Mortgage 1506 E Franklin St 27514 +1 (919) 869 - 8200
Charles Schwab 1108 Environ Way 27517 +1 (919) 932 - 6724
Lincoln Financial Group 104 S Estes Dr 201A 27514 +1 (919) 929 - 6217
Raymond James & Associates 1380 Environ Way 27517 +1 (919) 918 - 4880
Raymond James Financial Services 100 Europa Dr STE 500 27516 +1 (919) 929 - 4448
SCORE Mentors Chapel Hill Durham 104 S Estes Dr 27514 +1 (919) 240 - 7765
State Employees' Credit Union 110 S Elliott Rd 27514 +1 (919) 962 - 1111
SunTrust 1775 Dobbins Dr 27514 +1 (919) 590 - 4520
Suzanne Begnoche 976 Martin Luther King Jr Blvd #250-B 27514 +1 (919) 960 - 6108
United Capital Financial Advisers 308 W Rosemary St 301 27516 +1 (919) 968 - 2977

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chapel Hill, NC, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Charlotte, NC, Payday Loan Companies in Concord, NC, Emergency Loan in Durham, NC, Same Day Loans in Fayetteville, NC, Emergency Loan in Gastonia, NC, No Credit Check Loans in Goldsboro, NC, Payday Loans in Greensboro, NC and Payday Loan for Greenville, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chapel Hill, NC.

Beautiful sights of Chapel Hill, NC

Payday Loans Available in Chapel Hill, NC By The Following ZIP Codes:

27599, 27516, 27514, 27517, 27515

Are Payday Loans Legal In Chapel Hill, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Chapel Hill, NC payday loan calculator

Payday Loans in Chapel Hill, North Carolina

Chapel Hill, North Carolina is a small university town located in the heart of the state’s ‘Triangle’ region with a population of about 60,000 people. It has consistently ranked as one of the best places to live in the United States, but as is often the case with smaller cities, one of the drawbacks is that access to financial services is somewhat limited.

The town is home to the University of North Carolina, and as such does have some basic banking services available to those who are employed or affiliated with the university. However, for the transient population, such as college students or those that may find themselves in a financial emergency, traditional banking solutions can be difficult to obtain.

Unfortunately, payday loans are prohibited in North Carolina. Although they are not legally available, they are offered in bordering states such as South Carolina, Georgia, and Tennessee.

Alternatives to Payday Loans in Chapel Hill

Due to the current state laws, cash advances, payday loans, and the like are not available to Chapel Hill residents and visitors. However, there are other options to consider during times of financial distress.

Checking Account/Overdraft Protection

One of the best ways to protect yourself from falling into a debt cycle is to have a checking account and overdraft protection at a local bank or credit union. This will protect you from overdraft fees and protect your paycheck from being completely drained due to emergencies. Many financial institutions also offer lines of credit, which can be used to cover unexpected expenses.

Credit Cards

Credit cards, when used responsibly, can be an excellent tool for managing finances. By using a credit card to cover unexpected costs, you have the added benefit of having more time to pay your balance off and potentially avoiding interest. Be sure to read the fine print and understand the interest rate, annual fee, and any other fees associated with a particular credit card.

Friends or Family

If you are comfortable with the idea of borrowing money from close family or friends, this can be a great option for meeting unexpected expenses. It is important to remember that you should treat the loan as if it was from a formal lender and have a contract in place that outlines the terms of the loan and repayment schedule.

Charity or Community-based Organizations

Chapel Hill is home to several community-based organizations and charities that provide assistance to those in need. Whether you are facing a medical emergency, utility bills, or a shortfall in rent, there may be an organization that can help you get back on your feet.

Conclusion

Although payday loans are prohibited in North Carolina, Chapel Hill residents and visitors have several financial options available to them. From traditional banking services to charity and community-based organizations, there is help available when you find yourself in a financial emergency.

Apply Now

At TheGuaranteedLoans, we understand that sudden financial pressures can come up at any time and we’re here to help. If you’re in need of a loan, we can connect you to our reliable network of lenders. We are not a lender, but we will find you the best loan options to meet your needs.

F.A.Q.

What is TheGuaranteedLoans?

TheGuaranteedLoans is an online service that connects borrowers with reliable lenders. We are not a lender, but we will find you the best loan options to meet your needs.

What types of loans do you offer?

We offer a variety of loan products, including payday loans, personal loans, auto loans, title loans, and more.

How do I apply?

Applying is easy. Simply fill out our online application and we will connect you with our network of lenders.

More F.A.Q.

Can I get a payday loan with bad credit in Chapel Hill, North Carolina?

No, payday loans are not available in Chapel Hill, North Carolina regardless of credit history.

Can I get a payday loan without a checking account in Chapel Hill, North Carolina?

No, payday loans are not available in Chapel Hill, North Carolina regardless of banking status.

How Many Cash Advance Companies are in Chapel Hill, NC?

With the help of our service, you will be able to find 11 cash advance companies in Chapel Hill, NC

What Cash Advance Companies in Chapel Hill, NC are the most popular?

You should check Amphora Wealth Management LLC, Carolina Home Mortgage, and Charles Schwab. Also, you can start your application online on our website.