Payday Loans in Crumpler, North Carolina

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No payday loan companies in Crumpler, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Truliant Federal Credit Union ATM 1055 E Dixie Dr, Asheboro, NC 27203 +1 (800) 627 - 3999
Time Financing Service 1600 W Vernon Ave, Kinston, NC 28504 +1 (252) 208 - 0142
Barri Agent 3000 E Elizabethtown Rd, Lumberton, NC 28358
BB&T 154 Hillsboro St, Oxford, NC 27565 +1 (919) 693 - 4141
Quality Finance Co Inc 721 N Brightleaf Blvd, Smithfield, NC 27577 +1 (919) 934 - 1111
ACE Cash Express 151 E Broad St, Statesville, NC 28677 +1 (704) 872 - 2332
Union Bank 119 W Railroad St, La Grange, NC 28551 +1 (252) 566 - 5600
Sold USA Pawn & Gun 1995 NC-172, Sneads Ferry, NC 28460 +1 (910) 741 - 0377
Southern Bank - Jackson 208 W Jefferson St, Jackson, NC 27845 +1 (252) 534 - 1156
Wells Fargo Bank 145 N Main St, Marion, NC 28752 +1 (828) 652 - 2011

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Crumpler, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fayetteville, NC, Payday Loans in Gastonia, NC, 24-Hour Loan in Goldsboro, NC, Same Day Loans in Greensboro, NC, Payday Loans in Greenville, NC, Emergency Loan in Hickory, NC, Payday Loans in High Point, NC and Online Loans in Holly Springs, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Crumpler, NC.

Payday Loans Available in Crumpler, NC By The Following ZIP Codes:

28617

Are Payday Loans Legal In Crumpler, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Crumpler, NC payday loan calculator

Payday Loans in Crumpler, North Carolina

Payday loans are a type of short-term loan marketed as a quick and easy solution to unexpected financial emergencies. These loans are typically small amounts, often due on the borrower’s next pay date, and come with extremely high interest rates and fees.

Prohibited in North Carolina

It is important to note that payday loans are prohibited in North Carolina, under North Carolina General Statutes Section 53-281 and the North Carolina Consumer Finance Act. This means that lenders are not allowed to offer payday loans to borrowers in North Carolina, and borrowers cannot legally obtain payday loans in the state of North Carolina.

Unfortunately, some borrowers may still be tempted to seek out payday loans online, or from lenders located outside of North Carolina. However, this can be risky and can lead to serious financial consequences and legal trouble.

Dangers of Payday Loans

Payday loans are often marketed as a quick and easy solution to financial emergencies, with promises of fast cash and no credit check. However, the reality is that these loans come with extremely high interest rates and fees, which can trap borrowers in a cycle of debt and continually rolling over their loans.

The high interest rates and fees associated with payday loans can result in an annual percentage rate (APR) of up to 400 percent or more, making it nearly impossible for borrowers to repay the loan in full on their next payday. This can lead to borrowers taking out additional loans to repay the original loan, resulting in a cycle of debt that is difficult to escape from.

Alternatives to Payday Loans

Fortunately, there are alternatives to payday loans that can help borrowers in Crumpler, North Carolina and across the state. Some alternatives include:

  • Personal loans from banks or credit unions
  • Credit card cash advances
  • Applying for assistance from local non-profits or government programs
  • Selling unused items or working overtime to increase income

It is important for borrowers to explore all of their options before resorting to a payday loan, given the high interest rates and fees associated with these loans.

Facts and Statistics

While payday loans are illegal in North Carolina, it is still important to understand the impact they have on borrowers across the country. Here are some facts and statistics about payday loans:

  • The average payday loan borrower takes out eight loans per year, with an average loan amount of $375.
  • The average borrower will pay $520 in interest and fees to borrow $375.
  • Payday lending is a $9 billion industry, with storefront and online lenders across the country.

Apply Now

If you are in need of funds, TheGuaranteedLoans can help you find a lender that offers safe and reliable loans. As a connector service, we work with a network of direct lenders who can offer loans that are tailored to your needs. Simply fill out our online application and we will connect you with a lender who can offer a loan that fits your situation.

It is important to remember that payday loans are illegal in North Carolina, and that borrowers should explore all of their options before seeking out a payday loan. However, if you have an emergency and need funds quickly, TheGuaranteedLoans can help you find a safe and reliable loan that fits your needs.

F.A.Q.

Are there any alternatives to payday loans in Crumpler, North Carolina?

Yes, there are several alternatives to payday loans in Crumpler, North Carolina, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Crumpler, North Carolina but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of North Carolina, regardless of where the lender is located.