Payday Loans in Dillsboro, North Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dillsboro, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 5539 Mc Phail St, Hope Mills, NC 28348 +1 (910) 429 - 3085
Patrick Yanke - Raymond James 5540 Centerview Dr, Raleigh, NC 27606 +1 (919) 306 - 5811
PNC Bank 106 N Spence Ave, Goldsboro, NC 27534 +1 (919) 705 - 1000
Quick Cash Pawn of Roanoke Rapids 1114 Julian R Allsbrook Hwy, Roanoke Rapids, NC 27870 +1 (252) 533 - 2906
State Employees' Credit Union 10955 US-15 501, Southern Pines, NC 28387 +1 (910) 692 - 4013
ACE Cash Express 1100 N Miami Blvd Ste 109, Durham, NC 27703 +1 (919) 682 - 2977
Lendmark Financial Services LLC 125 Commons Dr, Franklin, NC 28734 +1 (828) 349 - 9812
State Employees' Credit Union 6592 NC-73, Denver, NC 28037 +1 (704) 483 - 1290
Goldstone Jewelry & Pawn 521 U.S. Hwy 70 SW F, Hildebran, NC 28637 +1 (828) 397 - 2710
Raleigh Auto Finance 3737 Glenwood Ave 100, Raleigh, NC 27612

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dillsboro, NC, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Fayetteville, NC, Payday Loans in Gastonia, NC, Payday Loans in Goldsboro, NC, Bad Credit Loans in Greensboro, NC, Payday Loan Without a Credit Check in Greenville, NC, Payday Loans in Hickory, NC, Payday Loans in High Point, NC and Payday Loans in Holly Springs, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dillsboro, NC.

Beautiful sights of Dillsboro, NC

Payday Loans Available in Dillsboro, NC By The Following ZIP Codes:

28725

Are Payday Loans Legal In Dillsboro, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dillsboro, NC payday loan calculator

Understanding Payday Loans in Dillsboro, North Carolina

In North Carolina, payday loans are prohibited. This means that payday lenders cannot operate within the state, and residents cannot obtain payday loans. Despite the ban on payday loans in North Carolina, individuals facing financial difficulties may feel desperate to obtain quick cash.

If you are in a bind and need money fast, it is important to explore your options carefully. While payday loans may seem like a convenient solution, the risks and fees associated with these types of loans can have negative financial impacts that can last for years.

The Pitfalls of Payday Loans

Payday loans are typically short-term loans, borrowed against your next paycheck. While these loans can offer quick cash on a short-term basis, they often come with high interest rates and fees. In some cases, interest rates can exceed 400% annually, which can lead to a debt spiral that can be difficult to escape.

For example, if you borrow $500 from a payday lender, you may be required to repay $600 or more within two weeks. If you are unable to pay the full amount on time, the lender may charge additional fees and increase your interest rate. This can lead to a cycle of debt that can be difficult to escape, leaving you in a worse financial position than when you started.

Alternatives to Payday Loans

If you are in Dillsboro, North Carolina, and need cash fast, there are alternatives to payday loans that are safer and more affordable. For example:

  • Credit unions: Credit unions are not-for-profit organizations that offer low-interest loans to members. If you are a member of a credit union, you may be able to obtain a loan with favorable terms and conditions, even if you have bad credit.
  • Personal loans: Personal loans are another option for individuals who need fast cash. These loans are typically unsecured, meaning that you do not need to provide collateral to obtain them. Interest rates and fees vary, so be sure to shop around for the best deal.
  • Credit counseling: If you are struggling with debt, credit counseling can be a valuable resource. A credit counselor can work with you to develop a budget and repayment plan that can help you get back on track.

The Importance of Responsible Borrowing

Regardless of the type of loan you choose, it is important to borrow responsibly. This means only borrowing what you need and can afford to repay, and avoiding loans with high fees and interest rates.

If you are struggling with debt, it is important to seek help as soon as possible. Ignoring the problem will only make it worse. A qualified financial adviser can help you develop a plan to manage your debt and get on the path to financial stability.

Interesting Facts About Payday Loans in Dillsboro, North Carolina

  • Payday loans have been banned in North Carolina since 2001.
  • In 2019, the North Carolina Attorney General reached a settlement with online lender Western Sky, which had been illegally offering payday loans to North Carolina residents.
  • The average payday loan borrower takes out 10 loans per year, spending more than 200 days per year in debt.
  • Payday lenders often target low-income and minority communities, exacerbating income inequality and perpetuating the cycle of poverty.

Apply Now

Need cash fast? TheGuaranteedLoans can help connect you with potential lenders who offer a variety of loan types, including personal loans, installment loans, and title loans. Fill out our online application today and get connected with a lender who can help solve your financial problems. Remember, TheGuaranteedLoans is a connector service, not a direct lender.

F.A.Q.

Can I be sued for not paying back a payday loan in Dillsboro, North Carolina?

Because payday loans are illegal in Dillsboro, North Carolina, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Dillsboro, North Carolina?

No, payday loan lenders cannot garnish your wages in Dillsboro, North Carolina because payday loans are illegal in the state.