Payday Loans in Glenwood, North Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Glenwood, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
MoneyGram 630 Us Highway 64 E, Plymouth, NC 27962 +1 (252) 793 - 5039
Self-Help Credit Union 2301 Madison Dr, Wilson, NC 27893 +1 (252) 291 - 9977
Allied Financial Services 419 Main St, North Wilkesboro, NC 28659 +1 (336) 838 - 9703
Mariner Finance 80 S Tunnel Rd #80, Asheville, NC 28805 +1 (828) 298 - 7161
Home Credit Corporation 124 Joel Wright Dr, Hendersonville, NC 28792 +1 (828) 233 - 2722
State Employees' Credit Union 1790 Dickerson Blvd, Monroe, NC 28110 +1 (704) 283 - 1541
HomeTrust Bank - Weaverville 5 Northridge Commons Pkwy, Weaverville, NC 28787 +1 (828) 645 - 4277
First Bank - Rose Hill, NC 501 S Sycamore St, Rose Hill, NC 28458 +1 (910) 289 - 3636
SunTrust Bank 4306 N Liberty St, Winston-Salem, NC 27105 +1 (336) 293 - 0380
Wells Fargo Bank 137 Charlotte Rd, Rutherfordton, NC 28139 +1 (828) 286 - 7055

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Glenwood, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wilson, NC, Payday Loans in Winston-Salem, NC, Quick Loan in Apex, NC, Payday Loans in Asheville, NC, Payday Loans in Burlington, NC, Payday Loans in Cary, NC, Payday Loans in Chapel Hill, NC and Short-term Loans in Charlotte, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Glenwood, NC.

Are Payday Loans Legal In Glenwood, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Glenwood, NC payday loan calculator

Payday Loans in Glenwood, North Carolina

Payday loans are short-term loans designed to help individuals get through a financial emergency until their next payday. However, in North Carolina, payday loans are prohibited.

It is important to note that payday loans are not allowed in North Carolina. If you are looking for financial assistance, there are still options available to help you get the cash you need.

What Are Payday Loans?

Payday loans are short-term loans that typically involve borrowing a small amount of money, usually under $500, with a high-interest rate and fees. The loan is intended to be paid back with the borrower’s next paycheck, typically within two weeks.

Payday loans are often marketed as a quick solution to a financial emergency, such as an unexpected expense or bill that cannot wait until the next payday. However, the high-interest rates and fees associated with these loans can make them difficult to pay back on time.

Why Are Payday Loans Prohibited in North Carolina?

North Carolina is one of the few states that has banned payday loans. The state’s Attorney General’s office has taken a strong stance against payday loans, citing concerns about the high-interest rates and fees associated with these loans.

In North Carolina, payday lending is considered a criminal offense. The state’s Consumer Finance Act prohibits payday lenders from operating in the state, both in-store and online.

What Are the Alternatives to Payday Loans in Glenwood, North Carolina?

If you are in need of financial assistance in Glenwood, North Carolina, there are still a number of options available to you. Some of these alternatives include:

  • Credit counseling: Credit counseling services can help you create a budget and get on a path towards financial stability. These services typically offer debt management plans and can negotiate with creditors on your behalf.
  • Personal loans: Personal loans from banks or credit unions can be a good alternative to payday loans. These loans typically have lower interest rates and fees, and longer repayment terms.
  • Credit Cards: Credit cards can be a good option if you need quick access to funds. However, it is important to use credit cards responsibly and only charge what you can afford to pay back.

It is important to explore all of your options before deciding on a form of financial assistance. Doing so can help you avoid falling into a cycle of debt and financial instability.

Interesting Facts About North Carolina Payday Loans

  • North Carolina has banned payday loans since 2001: North Carolina was one of the first states to ban payday loans, citing concerns over the high-interest rates and fees associated with these loans.
  • In 2019, payday lenders attempted to repeal the ban: Payday lenders in North Carolina attempted to repeal the ban on payday lending in 2019, but the state’s Attorney General’s office successfully fought against the repeal.
  • Payday loans can trap borrowers in a cycle of debt: Due to the high-interest rates and fees associated with payday loans, borrowers can quickly find themselves unable to pay back the loan on time. This can lead to a cycle of debt that is difficult to break.

Apply Now

If you are in need of financial assistance in Glenwood, North Carolina, and want to explore your options further, apply now on TheGuaranteedLoans website. As a connector service, we can help you get connected with potential lenders who can provide the financial assistance you need.

Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We are a connector service that can help you find potential lenders who may be able to provide you with the funds you need.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Glenwood, North Carolina?

If a payday loan lender is threatening you with legal action in Glenwood, North Carolina, you should contact the North Carolina State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Glenwood, North Carolina?

No, it is not possible to get a payday loan from a lender in another state and use it in Glenwood, North Carolina. Payday loans are illegal in Glenwood, North Carolina, regardless of where the lender is located.