Payday Loans in Hollister, North Carolina

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No payday loan companies in Hollister, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 60 Airport Rd, Arden, NC 28704
Urgent Money Service Corporate Office 2405 Randleman Rd, Greensboro, NC 27406 +1 (336) 272 - 5164
Navy Federal Credit Union 1171 Western Blvd, Jacksonville, NC 28546 +1 (888) 842 - 6328
Champion Credit Union 2311 Hendersonville Rd, Arden, NC 28704 +1 (828) 274 - 2040
BB&T 2211 W Arbors Dr, Charlotte, NC 28262 +1 (704) 549 - 4730
Cape Fear Farm Credit 811 S Walker St, Burgaw, NC 28425 +1 (910) 259 - 5481
First Bank - Wilmington - Monkey Junction, NC 5102 S College Rd, Wilmington, NC 28412 +1 (910) 452 - 3968
State Employees' Credit Union 110 Sigmon Rd, Lincolnton, NC 28092 +1 (704) 732 - 0764
Southern Bank - Lewiston 127 Main St, Lewiston Woodville, NC 27849 +1 (252) 348 - 2561
Lendmark Financial Services LLC 5120 S College Rd #115, Wilmington, NC 28412 +1 (910) 444 - 2677

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hollister, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Concord, NC, Payday Loans in Durham, NC, Guaranteed Loans in Fayetteville, NC, 24-Hour Loan in Gastonia, NC, Payday Loans in Goldsboro, NC, 24-Hour Loan in Greensboro, NC, Payday Loans in Greenville, NC and Payday Loan for Hickory, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hollister, NC.

Beautiful sights of Hollister, NC

Payday Loans Available in Hollister, NC By The Following ZIP Codes:

27844

Are Payday Loans Legal In Hollister, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hollister, NC payday loan calculator

Payday Loans in Hollister, North Carolina: What You Need to Know

Payday loans can seem like a quick fix for financial problems, but they come with high interest rates and fees that can trap borrowers in a cycle of debt. If you live in Hollister, North Carolina, it’s important to understand that these types of loans are prohibited by state law.

What are Payday Loans?

A payday loan is a type of short-term loan that is typically due on the borrower’s next payday. These loans are marketed as a way to bridge the gap between paychecks and cover unexpected expenses.

However, payday loans come with high fees and interest rates that often exceed 300% APR. Borrowers who are unable to repay the loan on time may be trapped in a cycle of debt, taking out new loans to cover the old ones and racking up even more fees and interest charges.

Payday Loans in North Carolina

In 2001, North Carolina became the first state to prohibit payday lending. The North Carolina General Statutes 53-281 and the North Carolina Consumer Finance Act (NCCFA) prohibit payday lenders from operating in the state.

Despite this, some lenders may try to offer payday loans in North Carolina through online or out-of-state lenders. It’s important to remember that these loans are still illegal and should be avoided.

Alternatives to Payday Loans

If you find yourself in a financial bind and need cash quickly, there are alternatives to payday loans that can help you avoid the high fees and interest rates associated with these types of loans.

  • Credit Union Loans: Credit unions are not-for-profit financial institutions that offer low-interest loans to their members.
  • Personal Loans: Personal loans are typically offered by banks, credit unions, and online lenders. They often have lower interest rates than payday loans and longer repayment terms.
  • Financial Assistance Programs: If you are struggling to pay bills or meet other basic needs, there may be financial assistance programs available in your area. Check with local non-profits and government agencies for more information.

Facts and Statistics about Payday Loans in Hollister, North Carolina

  • Payday loans are prohibited in North Carolina.
  • 15 other states and the District of Columbia also prohibit payday lending.
  • The average payday loan borrower takes out eight loans per year, spending an average of $520 on interest and fees for each loan.

Apply Now

At TheGuaranteedLoans, we are a connector service that can help you find potential lenders for a variety of loans, including personal loans and title loans. We do not lend money directly, but we can facilitate your connection with potential lenders who may be able to meet your financial needs.

Visit our website today to fill out an online application and get connected with lenders who may be able to help.

In conclusion, if you live in Hollister, North Carolina, it’s important to understand that payday loans are illegal in the state. However, there are alternatives to these types of loans that can help you meet your financial needs without getting trapped in a cycle of debt. Remember to always do your research and choose a reputable lender before applying for any type of loan.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Hollister, North Carolina?

If a payday loan lender is threatening you with legal action in Hollister, North Carolina, you should contact the North Carolina State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Hollister, North Carolina?

No, it is not possible to get a payday loan from a lender in another state and use it in Hollister, North Carolina. Payday loans are illegal in Hollister, North Carolina, regardless of where the lender is located.