Payday Loans in Holly Springs, North Carolina

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Payday Loan Companies in Holly Springs, NC

Company nameAddressZip codePhone number
BB&T 701 Village Walk Dr 27540 +1 (919) 762 - 3030
Coastal Credit Union 700 Village Walk Dr 27540 +1 (919) 420 - 8000
Fidelity Bank 7000 GB Alford Hwy 27540 +1 (919) 552 - 3852
First Flight Federal Credit Union 400 Village Walk Dr 27540 +1 (919) 557 - 5311
First National Bank 700 Holly Springs Rd 27540 +1 (919) 552 - 7677
Four Oaks Bank & Trust Co 201 Center St 27540 +1 (919) 567 - 3888
State Employees' Credit Union 100 Green Oaks Pkwy 27540 +1 (919) 552 - 0959
Sterling Fox Financial Services - Raymond James 104 Osterville Dr 27540 +1 (919) 387 - 6776
SunTrust 101 Village Walk Dr 27540 +1 (919) 762 - 3322
SunTrust Bank 101 Village Walk Dr 27540 +1 (919) 762 - 3322
United Community Bank 201 Center St 27540 +1 (919) 567 - 3888
Wells Fargo Bank 5209 Sunset Lake Rd 27540 +1 (919) 387 - 6826
Woodforest National Bank 7016 GB Alford Hwy 27540 +1 (919) 557 - 9381

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Holly Springs, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Huntersville, NC, Payday Loan Without a Credit Check in Indian Trail, NC, Payday Loans in Jacksonville, NC, No Credit Check Loans in Kannapolis, NC, Online Loans in Matthews, NC, Emergency Loan in Monroe, NC, Payday Loans in Mooresville, NC and Payday Loans in Raleigh, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Holly Springs, NC.

Beautiful sights of Holly Springs, NC

Payday Loans Available in Holly Springs, NC By The Following ZIP Codes:

27540

Are Payday Loans Legal In Holly Springs, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Holly Springs, NC payday loan calculator

Payday Loans in Holly Springs, North Carolina

Payday loans are currently prohibited in North Carolina, making it impossible for residents of Holly Springs to access short-term credit from a traditional payday lender. However, some local lenders and credit unions offer alternative solutions for short-term financing for qualified borrowers.

What Are Payday Loans?

Payday loans, also known as cash advances, are short-term loans offered to qualified borrowers. Typically, these loans are for amounts between $100 and $1,500, and they must be repaid within two to four weeks. Payday loans offer a few benefits to borrowers, such as access to fast funds and a simple application process.

Alternatives to Payday Loans in Holly Springs, NC

If you’re a Holly Springs resident and need money quickly, you have a few possible alternatives to payday loans.

Personal Installment Loans

Personal installment loans are offered by many lenders, including local banks and credit unions. The repayment period for a personal installment loan may be shorter or longer, depending on the borrower’s qualifications and credit history. Borrowers should be aware that interest rates on personal installment loans can be higher than on a payday loan.

Credit Card Cash Advances

A credit card cash advance is a type of loan, and it is an option if you have a credit card. Credit card cash advances are offered by banks and other financial institutions. Interest rates and fees on credit card cash advances are typically higher than on a payday loan.

Relatives and Friends

Many people in Holly Springs rely on help from relatives and friends when they need a quick loan. While it can be embarrassing to ask for money, many people will be more than willing to help out if you make it clear that you will repay the loan as soon as possible.

Title Loans

Title loans are another option for those in need of fast funds. These loans are secured by a car or other vehicle, and they typically have a short repayment period. Title loans can be expensive, and if you are unable to make the payments, you could lose your vehicle.

The Bottom Line

Payday loans are currently prohibited in North Carolina, which means that Holly Springs residents cannot access traditional payday loans. However, there are other options, such as personal installment loans, credit card cash advances, loans from relatives and friends, and title loans. Borrowers should consider the terms, fees, and interest rates of each option carefully before making a decision.

F.A.Q.

Are payday loans legal in Holly Springs, North Carolina?
No, payday loans are currently prohibited in North Carolina.

What are my alternatives to a payday loan in Holly Springs, NC?
Alternatives to payday loans in Holly Springs include personal installment loans, credit card cash advances, loans from relatives and friends, and title loans.

What should I consider before getting a loan?
Before getting a loan, you should research the different options and consider the terms, fees, and interest rates of each option. You should also consider your ability to repay the loan on time and in full.

What if I can’t repay my loan on time?
If you can’t repay your loan on time, you may be subject to additional fees and interest. For title loans, you may also lose your vehicle if you are unable to make the payments.

Apply Now

If you need to borrow fast, TheGuaranteedLoans.com can help you find a lender. We are not a lender ourselves, but we can connect you with lenders who offer personal installment loans, credit card cash advances, loans from relatives and friends, and title loans. To get started, just fill out our online form and we will connect you with a lender that can meet your needs.

More F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Holly Springs, North Carolina?

If a payday loan lender is threatening you with legal action in Holly Springs, North Carolina, you should contact the North Carolina State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Holly Springs, North Carolina?

No, it is not possible to get a payday loan from a lender in another state and use it in Holly Springs, North Carolina. Payday loans are illegal in Holly Springs, North Carolina, regardless of where the lender is located.

How Many Cash Advance Companies are in Holly Springs, NC?

With the help of our service, you will be able to find 13 cash advance companies in Holly Springs, NC

What Cash Advance Companies in Holly Springs, NC are the most popular?

You should check BB&T, Coastal Credit Union, and Fidelity Bank. Also, you can start your application online on our website.