Payday Loans in Indian Trail, North Carolina

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Payday Loan Companies in Indian Trail, NC

Company nameAddressZip codePhone number
BB&T 200 Indian Trail Rd N 28079 +1 (704) 821 - 7601
Fairway Independent Mortgage Corporation 6431 Old Monroe Rd Suite 201, Suite 201 28079 +1 (704) 261 - 1000
Fifth Third Bank & ATM 4240 Old Monroe Rd 28079 +1 (704) 821 - 7063
First Citizens Bank 424 Indian Trail Rd 28079 +1 (704) 821 - 7998
First National Bank 13860 E Independence Blvd 28079 +1 (704) 821 - 1014
Mariner Finance 14045 E. Independence Blvd., Ste. C2 28079 +1 (704) 893 - 1162
State Employees' Credit Union 1390 Wesley Chapel Rd 28079 +1 (704) 821 - 4283
SunTrust 307 Unionville Indian Trail Rd 28079 +1 (704) 893 - 7028
SunTrust Bank 307 Unionville Indian Trail Rd 28079 +1 (704) 893 - 7028
United States Postal Service 210 Postage Way 28079 +1 (800) 275 - 8777
Woodforest National Bank 2101 Younts Rd Walmart Supercenter 28079 +1 (704) 882 - 1140

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Indian Trail, NC, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Jacksonville, NC, Payday Loans in Kannapolis, NC, Bad Credit Loans in Matthews, NC, Payday Loans in Monroe, NC, Payday Loans in Mooresville, NC, Payday Loans in Raleigh, NC, Short-term Loans in Rocky Mount, NC and Guaranteed Loans in Salisbury, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Indian Trail, NC.

Beautiful sights of Indian Trail, NC

Payday Loans Available in Indian Trail, NC By The Following ZIP Codes:

28079

Are Payday Loans Legal In Indian Trail, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Indian Trail, NC payday loan calculator

Payday Loans in Indian Trail, North Carolina

Payday loans are short-term loans that are typically due on a borrower’s next payday. They provide borrowers with quick cash to cover unexpected expenses, bridge financial gaps, and for other purposes. Unfortunately, payday loans are prohibited in the state of North Carolina, including Indian Trail.

Payday Loan Laws in North Carolina

In 2006, the North Carolina General Assembly passed legislation that prohibited payday loans in the state. This means that it is now illegal for companies to offer payday loans or loan products that are similar to payday loans. Specifically, the legislation puts an end to companies that offer small, short-term loans with high interest rates and fees that are due by the borrower’s next paycheck.

The legislation is designed to protect borrowers in North Carolina from falling into a cycle of debt that can come with these borrowing products. While payday loans can be tempting because of the quick cash availability, they have been increasingly linked to high costs and an inability for borrowers to pay back these loans on time.

Alternatives to Payday Loans in Indian Trail

Luckily, there are other, more affordable options for Indian Trail residents who need short-term financing. Here are some alternatives to payday loans:

Personal Loans

Personal loans are typically available from banks, credit unions, and online lenders. The rates for personal loans vary, but many lenders offer much more affordable rates than payday lenders. Personal loans can be used for almost any purpose, such as debt consolidation, home improvements, or even a dream vacation.

Credit Cards

Credit cards can be a great solution for short-term financing needs. Most credit cards offer 0% introductory APRs, meaning no interest on purchases made during the introductory period. After that, interest rates vary, but they are typically much lower than payday loan rates.

Financial Planning

Sometimes taking out a loan or using a credit card is not the best option. Before making any decisions, it’s important to assess your financial situation and create a budget and financial plan that can help you meet your money goals. Financial planning can help you save up for unexpected expenses and help you avoid debt.

F.A.Q.

Q: Are payday loans legal in North Carolina?
No, payday loans are not legal in North Carolina. The North Carolina General Assembly passed legislation in 2006 that prohibited payday loans.

Q: What are some alternatives to payday loans?
Personal loans, credit cards, and financial planning are all viable alternatives to payday loans. Personal loans and credit cards can be used for short-term financing needs, and financial planning can help you save up for unexpected expenses and avoid debt.

Q: Can I get a payday loan in Indian Trail?
No, payday loans are prohibited in Indian Trail and the rest of North Carolina. Residents of Indian Trail should look into other options such as personal loans, credit cards, and financial planning.

More F.A.Q.

Can a payday loan company garnish my wages in Indian Trail, North Carolina?

No, a payday loan company cannot garnish your wages in Indian Trail, North Carolina because these loans are illegal in the state.

Can a payday loan company repossess my property in Indian Trail, North Carolina?

No, a payday loan company cannot repossess your property in Indian Trail, North Carolina because these loans are illegal in the state.

How Many Cash Advance Companies are in Indian Trail, NC?

With the help of our service, you will be able to find 11 cash advance companies in Indian Trail, NC

What Cash Advance Companies in Indian Trail, NC are the most popular?

You should check BB&T, Fairway Independent Mortgage Corporation, and Fifth Third Bank & ATM. Also, you can start your application online on our website.