Payday Loans in Iron Station, North Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Iron Station, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Carolina Farm Credit 1218 NC-90, Taylorsville, NC 28681 +1 (828) 632 - 8121
First National Bank 237 S Churton St, Hillsborough, NC 27278 +1 (919) 732 - 6443
Express Payday Loans 113 E Park St, Cary, NC 27511 +1 (984) 266 - 2634
Suntrust Mortgage 101 E Market St, Hertford, NC 27944 +1 (252) 426 - 2200
Raymond James Financial Services 2050 Catawba Valley Blvd SE, Hickory, NC 28602 +1 (828) 322 - 6372
TowneBank 2525 S Croatan Hwy, Nags Head, NC 27959 +1 (252) 449 - 1300
BB&T Mortgage 202 NC-87, Riegelwood, NC 28456
ACE Cash Express 2915B The Plaza ste B, Charlotte, NC 28205 +1 (704) 343 - 0115
Wells Fargo Home Mortgage 102 S Main Ave, Newton, NC 28658 +1 (828) 465 - 1822
Telco Community Credit Union 1141 Smokey Park Hwy, Candler, NC 28715 +1 (828) 252 - 6458

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Iron Station, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wake Forest, NC, Payday Loans in Wilmington, NC, Payday Loans in Wilson, NC, Online Loans in Winston-Salem, NC, Payday Loans in Apex, NC, Payday Loans in Asheville, NC, Guaranteed Loans in Burlington, NC and Payday Loan Without a Credit Check in Cary, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Iron Station, NC.

Payday Loans Available in Iron Station, NC By The Following ZIP Codes:

28080

Are Payday Loans Legal In Iron Station, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Iron Station, NC payday loan calculator

Payday loans are a type of short-term loan that is usually due on the borrower’s next payday, hence the name. These loans are typically used for emergency expenses or unexpected bills that require immediate attention. Iron Station, North Carolina, is a town where payday loans are prohibited under state law. However, some lenders may still try to offer payday loans to residents of Iron Station, North Carolina, despite the legal restrictions.

What are Payday Loans?

Payday loans are typically small, high-interest loans that must be repaid within a short period, usually within two weeks or at most within a month. These loans often come with an interest rate of 400% APR or more, which can make it difficult for borrowers to repay the loan in full. In addition to the high interest rates, payday loans often include fees and charges that can add up quickly, making it even more challenging for borrowers to pay off these loans on time.

How are Payday Loans Regulated in North Carolina?

In North Carolina, payday loans are prohibited under state law. The North Carolina Attorney General’s office has been actively enforcing this law, taking legal action against lenders who violate it. The state has also established an extensive network of credit counseling agencies that can provide assistance and counseling to consumers who are struggling with financial difficulties.

Why are Payday Loans Prohibited in North Carolina?

The main reason why payday loans are prohibited in North Carolina is that they are considered to be predatory lending practices that can trap consumers in a cycle of debt. These loans often target vulnerable consumers who are financially struggling and may not fully understand the terms and conditions of the loan. The high interest rates, fees, and charges associated with payday loans can quickly spiral out of control, leaving borrowers deeper in debt than they were before.

What are the Alternatives to Payday Loans?

If you are facing a financial emergency and need quick cash, there are several alternatives to payday loans available in North Carolina. One option is to consider a personal loan from a credit union or online lender. These loans often come with lower interest rates and more favorable terms and conditions than payday loans. Another option is to ask family or friends for a loan. While this may be uncomfortable, it can help you avoid the high costs and risks associated with payday loans.

Interesting Facts and Statistics about Payday Loans in Iron Station, North Carolina

  • Iron Station, North Carolina, is one of the many towns in the state where payday loans are prohibited under state law.
  • Despite the legal restrictions, some lenders may still try to offer payday loans to residents of Iron Station, North Carolina.
  • Payday loans are associated with high interest rates, fees, and charges, which can make it difficult for borrowers to repay the loan on time.
  • North Carolina has established an extensive network of credit counseling agencies that can provide assistance and counseling to consumers who are struggling with financial difficulties.

Apply Now

If you are in need of quick cash and live in Iron Station, North Carolina, the guaranteed loans offer a free online application that connects you with potential lenders. We are a connector service, not a direct lender, and we will work to facilitate your connection with a lender who can provide the cash you need at a reasonable rate. Fill out our online application today to get started!

In conclusion, payday loans are prohibited in Iron Station, North Carolina, and for a good reason. These loans often target vulnerable consumers who are struggling financially and can trap them in a cycle of debt. If you are in a financial emergency and need quick cash, there are various alternatives to payday loans available in North Carolina that can help you get back on your feet. Choose a lender carefully and always read the terms and conditions of the loan before signing on the dotted line. By doing so, you can protect yourself from predatory lending practices and achieve financial security in the long run.

F.A.Q.

Are payday loans legal in Iron Station, North Carolina?

No, payday loans are prohibited in Iron Station, North Carolina.

What are the alternatives to payday loans in Iron Station, North Carolina?

Some options for short-term financial assistance in Iron Station, North Carolina include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.