Payday Loans in Jacksonville, North Carolina

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Payday Loan Companies in Jacksonville, NC

Company nameAddressZip codePhone number
3B FINANCIAL INC 105 Workshop Ln 28546 +1 (910) 459 - 4569
Accountability Business Edge 868 New Bridge St 28540 +1 (910) 938 - 3210
American Business Concepts Inc 1082 Henderson Dr 28540 +1 (910) 455 - 2226
Automatic Bank Card Services 830 New Bridge St 28540 +1 (910) 455 - 7538
Bank of America with Drive-thru services 1726 Country Club Rd 28546 +1 (910) 355 - 4238
BB&T 530 Yopp Rd 28540 +1 (910) 238 - 3017
BB&T 2675 Western Blvd 28546 +1 (910) 989 - 2900
Coastal Bank & Trust 2414 N Marine Blvd 28546 +1 (910) 577 - 3200
First Bank - Jacksonville Main, NC 4110 Western Blvd 28546 +1 (910) 347 - 6444
First Bank - Jacksonville, NC 827 New Bridge St 28540 +1 (910) 347 - 4121
First Citizens Bank 302-B Western Blvd 28546 +1 (910) 346 - 7300
First Command Financial Services - Robert Phillips 200 Valencia Dr 28546 +1 (910) 937 - 1177
First National Bank 2445 Onslow Dr 28540 +1 (910) 939 - 4035
Fort Sill National Bank 1606 Country Club Rd 28546
Friendly Check Cashing 454 Western Blvd 28546 +1 (910) 938 - 2940
Green Cap Financial 2543 Onslow Dr 28540 +1 (910) 378 - 3195
Lendmark Financial Services LLC 2543 Onslow Dr Suite 9 28540 +1 (910) 378 - 3195
Marine Federal Credit Union 4180 Western Blvd 28546 +1 (800) 225 - 3967
Marine Federal Credit Union 601 Richlands Hwy 28540 +1 (800) 225 - 3967
Mariner Finance 1092 Hampton Inn Way d 28546 +1 (910) 355 - 2023
Mariner Finance 1092 Hampton Inn Way ste d 28546 +1 (910) 355 - 2023
National Dodge Chrysler Jeep RAM Sales 2223 N Marine Blvd 28546 +1 (910) 347 - 3777
Navy Federal Credit Union 1171 Western Blvd 28546 +1 (888) 842 - 6328
Navy Federal Credit Union 422 Yopp Rd 28540 +1 (888) 842 - 6328
Navy Federal Credit Union - ATM 2040 Wilmington Hwy Suite J 28540 +1 (888) 842 - 6328
Omni Military Loans 431 H Western Blvd. 28546 +1 (910) 353 - 6767
Omni Military Loans 431 Western Blvd H 28546 +1 (910) 353 - 6767
Out of the Box Financing 343 Western Blvd # C 28546 +1 (910) 353 - 2846
Security Finance 113 Western Blvd 28546 +1 (910) 355 - 0147
State Employees' Credit Union 114 N Plain Rd 28546 +1 (910) 347 - 1010
Union Bank 118 Western Blvd 28546 +1 (910) 353 - 8600
Veterans United Home Loans of Jacksonville 102 Elizabeth St 28540 +1 (910) 353 - 3010
Walmart Money Center 2025 N Marine Blvd 28546 +1 (910) 455 - 1880
Wells Fargo Bank 146 Western Blvd 28546 +1 (910) 353 - 0068
Woodforest National Bank 561 Yopp Rd 28540 +1 (910) 346 - 2364

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jacksonville, NC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kannapolis, NC, Payday Loans in Matthews, NC, Payday Loan Companies in Monroe, NC, Payday Loan for Mooresville, NC, Payday Loan Without a Credit Check in Raleigh, NC, Payday Loans in Rocky Mount, NC, Payday Loans in Salisbury, NC and Payday Loans in Wake Forest, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jacksonville, NC.

Beautiful sights of Jacksonville, NC

Payday Loans Available in Jacksonville, NC By The Following ZIP Codes:

28540, 28541, 28546

Are Payday Loans Legal In Jacksonville, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Jacksonville, NC payday loan calculator

A payday loan is a short-term loan given to an individual between paychecks. The loans are often provided by companies that do not do credit checks. This article will go through everything you need to know about payday loans in Jacksonville, North Carolina, including the types of loans offered and the criteria for obtaining one.

If regular lenders have rejected you due to your bad credit score or if you do not have enough time before your next paycheck to repay it, then a payday loan might be the solution for you. Payday loans are given to those who do not have enough time to go through the normal credit checking and lending process. Therefore, they are available to almost everyone and anyone.

A payday loan is a small sum of money given to individuals with bad credit scores or who do not have any traditional sources of income. The borrowers give an equal amount of money back after their next paycheck. The payday loan usually contains the lending fees and the initial loan with a fixed interest rate. However, one should consider that this will be added to the total amount of money owed to the lender. Also, there are no extra charges related to late payments.

Payday loans also offer different services such as repayment extensions and fee discounts. You can contact your favorite payday lender in Jacksonville, North Carolina, and ask about these offers if you need more time to repay your loan or want to avoid any additional costs.

How to Find a Good Direct Lender in Jacksonville, North Carolina Online 

If you are a resident of Jacksonville, North Carolina, you can search the internet for the payday loan that can suit your needs the most. Your first step will be to get in touch with some reliable direct lenders whose offices are located in or near Jacksonville.

The next step would be to check out the different places that offer payday loans and compare their prices and services. You will also need to look at the terms and conditions attached to every loan provided, as you might need a flexible repayment period or need to make use of some other special offer.

Payday loan lenders in Jacksonville, North Carolina, show a lot of flexibility in their lending policies. For example, you can apply for a payday loan through the lender’s official website even if some other company has previously refused you a loan. However, in most cases, the past credit history and the current income are checked before granting the loan to a person. Payday loans in Jacksonville, North Carolina, are not easy to get because they are hard to be approved.

There are many requirements for obtaining a loan in this region, according to the following list: 

  • Must have an active checking account at a bank or credit union. 
  • Proof of employment with paycheck stubs and current pay stubs are available for review by the lender.
  • Proof of residence, such as a utility bill from your local electric company or phone company, rent receipt from the landlord, driver’s license (may require photo ID), and must be 18 years old.

Also, you should know that the payday loan may be given on a weekly, bi-weekly, or monthly basis. You can also choose to borrow money for one or several days at a time, depending on your needs. The interest rate offered by the payday loan is usually 1% to 15% of the amount borrowed and is determined according to the credit history of the borrower as well as his current income.

Cash Advance Online in Jacksonville, North Carolina

If you need a short-term loan and do not want to go through the formal application process, there is no better option than applying for a cash advance online in Jacksonville, North Carolina. These types of loans are normally granted daily, with the amount you obtain determined according to your income.

A cash advance is sometimes offered simultaneously as a payday loan, but it should be noted that one should consider all the risks related to these financial products. To avoid any complications and make sure that you can pay back the loan on time, you should read the lending company’s official terms of cash advance.

When applying for a cash advance online, you should be fully aware of all the terms and conditions. The lenders usually have some strict rules about how much money can be borrowed in a certain period and make sure that their clients do not exceed this limit in any way or form. You should also know that payday loans are paid in full even if you do not have enough money. If you wish to obtain the cash advance while your payday loan is still in progress, you should generally wait till the end of the term and pay it back all at once.

Suppose you are interested in applying for a cash advance online. In that case, you should contact some reliable lenders in Jacksonville, North Carolina, and talk to them about their lending rates and terms.

Can I Get a Payday Loan for Bad Credit in Jacksonville, North Carolina?

Yes, you can get a payday loan for bad credit. You will have to provide the lender with the necessary information regarding your current income and credit history. Numerous companies offer loans for bad credit in Jacksonville, North Carolina. Most of them are willing to give out short-term loans to those who do not have enough time to wait till they receive their next paychecks or they do not want to go through long and complicated application procedures.

When you apply for a payday loan for bad credit, the lender will look at your income and your current level of debt to determine how much money to lend you. If you have enough money to pay back the loan, you will be granted a loan that can be repaid on your next paycheck.

A payday loan can be a useful financial product if used correctly. However, you must know what to expect from it and make sure that you use it wisely. Otherwise, you might end up with much larger financial problems.

24 Hour Payday Loans in Jacksonville, North Carolina

If you require a quick cash advance because you have missed a few paychecks, there is no better option than applying for a payday loan in Jacksonville, North Carolina. These types of loans are usually granted daily, with the amount you obtain determined according to your current income. You can apply for one or several short-term loans from the same company at any given time if you wish to get multiple loans at once.

However, you must consider all the risks related to these financial products. To avoid any complications and make sure that you can pay back the loan on time, you should read the lending company’s official terms of cash advance.

Before applying for a payday loan, you should be fully aware of all the terms and conditions. The lenders usually have some strict rules about how much money can be borrowed in a certain period and make sure that their clients do not exceed this limit in any way or form.

Can you get a payday loan in Jacksonville, North Carolina without a bank account? 

You can get a payday loan in Jacksonville, North Carolina, without a bank account. Still, you will have to provide the lender with the necessary information regarding your current income and credit history. Numerous companies offer loans for bad credit in Jacksonville, North Carolina. Most of them are willing to give out short-term loans to those who do not have enough time to wait till they receive their next paychecks or they do not want to go through long and complicated application procedures.

When you apply for a payday loan without a bank account, the lender will look at your income and your current level of debt to determine how much money to lend you. If you have enough money to pay back the loan, you will be granted a loan that can be repaid on your next paycheck.

A payday loan without a bank account can be a useful financial product if used correctly. However, you must know what to expect from it and make sure that you use it wisely. Otherwise, you might end up with much larger financial problems.

FAQ

Are Short-term Loans in Jacksonville, North Carolina, Good?

Short-term loans in Jacksonville, North Carolina, are good if you know how to use them. Many people have been using these loans for years and do not complain because they make sure to apply for short-term loans only when they need the money. The only difference between long-term and short-term loans is that the former has a longer term than the latter.

What is the Easiest Online Loan in Jacksonville to Get?

If you are looking for the easiest online loan in Jacksonville, you should try to find a company offering very low-interest rates. However, you must make sure that they also have very flexible terms and conditions. In this way, you will be able to repay the loan as soon as possible and have much more money left over.

How Do I Get an Emergency Loan in Jacksonville, North Carolina?

To get an emergency loan in Jacksonville, North Carolina, you can go online and browse through numerous sites to help you find a lender that can offer you the loans you need. Most of these companies will also allow you to apply for a payday loan online, and thus, it all depends on you whether or not to choose this option.